Experience

Medaf Investments

• Egypt
• Investment Management
• 1 - 100 Employee

• Chairman

  • Jan 2018 - Present

  • A versatile and passionate investor with a futuristic vision in identifying investment opportunities, in solid growth sectors, both old-age and cutting-edge, such as financial and real estate services, the hotel trade, insurance, petroleum sector and other specialized fields of businesses. • Achieved a major investment in 2018 in his capacity as the CEO of Al Raya Al Mutamayeza by acquiring 35% of Medaf Investment Holding. Responsibilities revolve around investments opportunities in Egypt and internationally. • A professional on investment matters, and 'The' expert Voice of Industry, in the Middle East and North African region. Show less



Warba Bank

• Kuwait
• Banking
• 700 & Above Employee

• Chief Retail Banking Officer

  • 2012 - Dec 2015

  • Instituted the retail banking sector from the ground up with active engagement in the systematization of inception of the bank. • Operated and acted as the Asset-Liability Committee Member and Management Committee (MANCOM) Member. • Quarterbacked and headed the Retail Marketing campaigns for the years 2012, 2013, 2014. • Engaged in Retail Banking Business Development and played the role of a Sales Leader. • Directed, executed and lead the Bank's retail strategy functions for the whole retail banking organization. • Steered growth with the delivery of first-rate client services, well-planned tactical development and promotion of bank products to individuals and businesses. • Established the financial and service delivery performance goals and objectives and examined the outcomes. • Supervised branch Administration and Operations and postulated regulations and systems that culminate in structured operations and robust Regulatory Compliance. • Regulated Product Development and Implementation with an aim to offer profitable and competitive services. • Advanced and performed complicated Financial & Accounting strategies, along with overseeing Asset Liability Management, Investment Management, Financial Reporting and Analysis, Budgeting, Compliance and Audit. • Set up and employed strategies that attempted to maximize branch staff efficiency and resourcefulness throughout quietspells of the week. • Produced schemes to enhance Client Satisfaction and strengthen client deposit relationships. • Headed and monitored over the Bank's Marketing and Customer Experience efforts. • Lead the personal finance department, cards department, branch department, quality control, channels department (call center and e-banking), business analysis and statistics, retail products, R&D and direct sales. • Engaged in research to identify the appropriate demographic location and selected applicable vendors for designing the branches. Show less

• Deputy Chief Retail Banking Officer

  • 2010 - 2012

  ▪ Efficiently established the retail banking sector from scratch and engaged in strategic planning for launching the bank.



Kuwait Finance House

• Kuwait
• Banking
• 700 & Above Employee

• Area Manager – Branches Department

  • Jan 1999 - Oct 2010

  • Oversaw the relationship development, customer service, staff development, branch profitability, lending, operations, security, and safety in accordance with the Bank's objectives for the allocated branches. • Managed the Business Banking portfolio of an entire allocated area, single-handedly and with the assistance of a team of Relationship managers & Business Support Officers. • Assisted in the planning process with the intention of developing stable, fail-proof business strategies. • Offered directorial and supervisory Sales Support as well as advice to the team so as to ensure operational activities run without a hitch and effortlessly. • Maintained collaboration and liaison with Branch Managers to enable the achievement of Sales targets. • Secured compliance with internal audit requirements aligning with standard operating procedures, thereby driving high degree of homogeneity and constancy across the bank. • Remained apprised of developments in the regional economic climate to identify future business prospects. • Mentored Sales team in the allocated branches to acquire new business (business development) and reinforce current customer relationships (customer retention). • Supervised the work quality of the branches and administered remedial measures to improve on shortcomings and pain points. • Generated branch processes and presided over the annual budget development process. • Ensured unit recruiting, hiring, training, termination and payment practices were in accordance with the promulgated University HR policies and procedures. • Monitored budget performance of all funds on a monthly basis and maintained quarterly forecasts of year-end outcomes. • Scrutinized transactions, inspected and approved contracts, requisitions, reimbursements and procurement card activity within delegated authority. • Assessed budgets of pre-award submissions (proposals) within the unit and managed compliance with post-award sponsor and GU requirements. Show less

• Team Leader

  • Feb 2001 - Jan 2002

  • Acted as Team Leader and developed and tested the new internal banking system whilst linking two sides of the banking system, IT as well as Internal Procedures, to ensure operations are consistent with intended purposes.

• Team Leader

  • Jan 2000 - Dec 2001

  • Acted as Team Leader to interchange the old internal banking system with the new system; assisted with maintenance and testing of its functions by collaborating with the IT and systems consultants’ departments.