Experience

Behn Meyer Group

• Germany
• Chemical Manufacturing
• 100 - 200 Employee

• • Mar 2022 - Present

• • Dec 2018 - Feb 2022

   Designing and conduct credit policy for PT. Behn Meyer Chemicals Manage and identify for bad debt recovery and find out the solution  Analyzed credit information in order to determine the risk involved in providing credit limit to customer Manage customer master, risk profile, and KYC process in order to setting sufficient credit limit to customer Establishing agreed credit limit with the Finance Director and Sales Director Handle dispute bills and negotiate to bring payment with agreed term Meet cash and receivables day targeted by Management Reporting on Account receivables aging on regular basis Review credit assessment based on credit limit Review and determine for all Sales order block due to overdue and over credit limit Credit limit assessment based on authority limit approval Conduct a good coordination with sales team related to customer credit needs and financing solution  Visiting customer in order to better understanding about the market and assess the risk of business Ensure all documentation related to credit accordance with credit policy and credit approval  Monitoring collection for bad debt account by work with the sales team to optimize the recovery  Issue any dunning letter to customer that have a bad payment progress  Dealing with external legal to issue any litigation needed accordance to push the payment from bad debt customer Coordinate with credit rating company to obtain additional data on the profile of the customer Show less



Samsung Electronics

• South Korea
• Computers and Electronics Manufacturing
• 700 & Above Employee

• Credit Specialist

  • Apr 2013 - Dec 2018

  - Manage the National and Cross Channel Account Receivables days within target - Reduce potential bad AR by maintaining relationship with sales team and customers - Manage bimonthly AR & Credit report to HQ - Manage and perform Samsung Credit Evaluation System (SCES) used to evaluate customers and maintain internal database with credit risk and insolvencies in advance - Analyzed Financials and credit information of partner in order to determine the risk involved in providing credit limit - Conduct customer profile in order to setting sufficient credit limit to customer - Work directly with Insurance broker/Insurance company/Banks to obtain necessary coverage credit insurance to ensure SEIN's KPI - Conduct periodic credit reviews in accordance with insurance policies and internal procedure - Conduct cooperation and maintain relationship with AR Controller and Sales team to obtain comprehensive customer's information in determine to assess credit limit - Involved on transformation of Finance Shared Service Centre (SSC) in the scope of Credit Management Show less



PT Bank Panin Tbk

• Indonesia
• Banking
• 700 & Above Employee

• Commercial Credit Analyst

  • Nov 2010 - Mar 2013



RBS

• United Kingdom
• Banking
• 700 & Above Employee

• Commercial Banking Sales

  • Jun 2009 - Jul 2010