adamtey apotsi
Deputy Chief Manager at Prudential Bank GH- Claim this Profile
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English Full professional proficiency
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French Elementary proficiency
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Twi -
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Ga Professional working proficiency
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Krobo Native or bilingual proficiency
Topline Score
Bio
Credentials
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Accounting for Non-Accountants
LinkedInFeb, 2023- Nov, 2024
Experience
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Prudential Bank Ghana
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Ghana
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Banking
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100 - 200 Employee
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Deputy Chief Manager
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Aug 2019 - Present
• Vetted SME (Small and Medium Enterprises) and Salaried Worker’s Loans and issued Certificate of Completion.• Checking and authorizing loans, overdrafts and contingent liabilities which have been established in the flex cube system (a Banking Software) for all theBank's Branches. • Presenting minutes and status of approved credit reports at Executive Committee meetings.• Following up with customers, the Bank's branches, Companies and Financial Institutions to ensure that all pre and post disbursement conditions of approvedfacilities are adhered to.• Preparing offer letters for approved credit facilities for customers• Writing back to customers who complain about terms and conditions indicated in the offer letter which they not clear with. • Relationship Manager for some key Bulk Oil Distributing Companies and Oil Marketing Companies of the Bank. Show less
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Senior Manager
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Jun 2017 - Jul 2019
• Vetted SME (Small and Medium Enterprises) and Salaried Worker’s Loans and issued Certificate of Completion.• Checked and authorized loans, overdrafts and contingent liabilities which have been established in the flex cube system (a Banking Software) for all theBank's Branches. • Presented minutes and status of approved credit reports at Executive Committee meetings.• Followed up with customers, the Bank's branches, Companies and Financial Institutions to ensure that all pre and post disbursement conditions of approvedfacilities are adhered to.• Prepared offer letters for approved credit facilities for customers.• Wrote back to customers who complain about terms and conditions indicated in the offer letter which they not clear with.• Relationship Manager for some key Bulk Oil Distributing Companies and Oil Marketing Companies of the Bank. Show less
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Manager - Credit Control Department
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Jun 2015 - May 2017
• Checked and authorized loans, overdrafts and contingent liabilities which have been set up in the flex cube system (a Banking Software) for all theBank's Branches. • Presented minutes and status of approved credit reports at Executive Committee meetings.• Followed up with customers, the Bank's branches, Companies and Financial Institutions to ensure that all pre and post disbursement conditions of approvedfacilities are adhered to.• Prepared offer letters for approved credit facilities for customers.• Wrote back to customers who complain about terms and conditions indicated in the offer letter which they not clear with.• Relationship Manager for some key Bulk Oil Distributing Companies and Oil Marketing Companies of the Bank. Show less
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Deputy Manager - Credit Control Department
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Jul 2013 - May 2015
• Checked and authorized loans, overdrafts and contingent liabilities which have been set up in the flex cube system (a Banking software) for the Bank'sBranches.• Presented minutes and status of approved credit reports at Executive Committee meetings.• Followed up with customers, the Bank's branches, Companies and Financial Institutions to ensure that all pre and post disbursement conditions of approvedfacilities are adhered to. • Prepared offer letters for approved credit facilities for customers.• Wrote back to customers who complain about terms and conditions indicated in the offer letter which they not clear with.• Prepared loan repayment schedules for customers. Show less
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Assistant Manager, Credit Control Department
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Jan 2011 - Jun 2013
• Established loans, overdraft and contingent liabilities for all Branches in the flexcube system (a Banking software) and submitted them to the Deputy Head of the Department for authorization.• Prepared status reports of approved credit facilities to the Head of Credit Control Department which he presented at Executive Committee meetings.• Followed up with customers, Branch Managers, Companies and Financial Institutions and ensured that all pre and post disbursement conditions of approved credit facilities are adhered to.• Assisted the Head of Credit Control Department to prepare offer letters for facilities granted to customers.• Assisted the Head of Credit Control Department to write letters to customers who complained about terms and conditions indicated in the offer letter which they are not clear with.• Exercised due diligence and stock-taking of goods at designated warehouses that have been used as collateral security for facilities granted to customers.• Call over of previous day’s transactions. Show less
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Senior Banking Officer - Credit Control Department
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Dec 2008 - Dec 2010
• Established loans, overdraft and contingent liabilities for all Branches in the flexcube system (a Banking Software) and submitted them to the Deputy Head of Credit Control Department for authorization.• Followed up with customers, Branch Managers, Companies as well as Financial Institutions and ensured that all pre and post disbursement conditions of approved credit facilities stated in the offer letters are adhered to.• Exercised due diligence and stock-taking of goods at designated warehouses that have been used as collateral for facilities granted customers.• Prepared quarterly approved credit reports above GH¢1.0 million for the Deputy Managing Director (Finance Administration and Credit Administration) for ratification by Board of Directors.• Call over of previous day’s transactions. Show less
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Senior Banking Officer - Credit Appraisal Department
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Apr 2008 - Nov 2008
• Processed credit requests to the Executive Committee bi-weekly for consideration and approval.• Prepared quarterly approved reports above GH¢100,000.00 for presentation to Board of Directors.• Prepared quarterly approved reports above GH¢1.0 million for ratification by Board of Directors.
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Branch Credit Administrator
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Mar 2007 - Mar 2008
• Monitored Customers facilities and preparing monthly reports to Management.• Processing of loan applications for consideration and approval: Salaried Workers’ Loans Cash-Secured loans Small and Medium Enterprise’s Loans• Establishing the Branch’s Loans and setting the limits for the Branch’s overdraft.
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Banking Officer - Account Opening
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Jul 2006 - Feb 2007
• Opening Bank accounts for new customers.• Opening additional Bank accounts for existing customers upon request.• Transferring of Bank accounts to other Branches upon customer’s request.• Closure of Bank accounts upon customer’s request.• Front Desk and Customer Service Duties.
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Assistant Banking Officer - Central Accounts
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Oct 2005 - Jun 2006
• Processed salaries and other payment instruments.• Data Entry of transactions at the Branch• Cheque Clearing duties• Call over of previous day’s transactions.
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Triligiant
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Westerville, Ohio
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Customer Service Associate
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Oct 2003 - Aug 2005
• Assisted customers to enroll and subscribe to membership programs (e.g. Shopping and automobile) either online or by phone • Assisted customers to pay their membership subscription online or by phone • Assisted customers to purchase items online • Assisted customers with vehicle towing services when their vehicles broke down • Assisted customer with any other complaints. • Assisted customers to enroll and subscribe to membership programs (e.g. Shopping and automobile) either online or by phone • Assisted customers to pay their membership subscription online or by phone • Assisted customers to purchase items online • Assisted customers with vehicle towing services when their vehicles broke down • Assisted customer with any other complaints.
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JPMorgan Chase & Co.
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United States
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Financial Services
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700 & Above Employee
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Customer Care Professional
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Aug 2004 - Oct 2004
• Assisted customers to make their mortgage loan repayment instalments. • Explained to customers in detail, the components of their mortgage loan repayment schedule. • Assisted customers in foreclosure • Any other assistance required by customers regarding their mortgage. • Assisted customers to make their mortgage loan repayment instalments. • Explained to customers in detail, the components of their mortgage loan repayment schedule. • Assisted customers in foreclosure • Any other assistance required by customers regarding their mortgage.
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JPMorgan Chase & Co.
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United States
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Financial Services
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700 & Above Employee
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Loan Administrator
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Aug 2003 - Oct 2003
• Checked customers performance with the Bank and updated them daily • Liaise with Credit Bureaus to check the credit worthiness of mortgage applicants and mortgage customers. • Monitored customer’s escrow accounts daily and ensured that they make funds available towards their mortgage payments. • Liaise with Insurance Companies and ensured that customers adhere to their Home Owner’s Insurance Policy. • Checked customers performance with the Bank and updated them daily • Liaise with Credit Bureaus to check the credit worthiness of mortgage applicants and mortgage customers. • Monitored customer’s escrow accounts daily and ensured that they make funds available towards their mortgage payments. • Liaise with Insurance Companies and ensured that customers adhere to their Home Owner’s Insurance Policy.
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Lincoln University of Missouri
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United States
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Higher Education
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300 - 400 Employee
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Graduate Assistant
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Aug 2001 - May 2003
Assisted the Dean of College and Professional Studies in the following duties: • Conducted research and wrote papers in various Business Administration subjects. • Wrote grant proposals to potential sponsors. • Tutored undergraduate students in Principles of Economics (Economics 201). • Mentored undergraduate students in academics. • Prepared the College’s budget. • Clerical and Secretarial duties Assisted the Dean of College and Professional Studies in the following duties: • Conducted research and wrote papers in various Business Administration subjects. • Wrote grant proposals to potential sponsors. • Tutored undergraduate students in Principles of Economics (Economics 201). • Mentored undergraduate students in academics. • Prepared the College’s budget. • Clerical and Secretarial duties
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Logistics Assistant
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Jan 1999 - Apr 2000
• Prepared payment requests from suppliers and forwarded them to the Accounts Department for processing. • Prepared Local Purchase Orders (LPOs) for all departments. • Prepared Indents (Foreign Purchase Orders) for all departments • Liaised with suppliers to deliver raw materials and other inputs to the Brewery. • Stock-taking at the Brewery’s warehouses. • Prepared payment requests from suppliers and forwarded them to the Accounts Department for processing. • Prepared Local Purchase Orders (LPOs) for all departments. • Prepared Indents (Foreign Purchase Orders) for all departments • Liaised with suppliers to deliver raw materials and other inputs to the Brewery. • Stock-taking at the Brewery’s warehouses.
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Management Services Division - Office of the Head of Civil Service
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Ministries, Accra
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Account Clerk
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Sep 1991 - Aug 1992
• Data Entry • Clerical and Secretarial duties Assisted the Accountant to prepare: • Payroll • General ledger and Journal Entries • Data Entry • Clerical and Secretarial duties Assisted the Accountant to prepare: • Payroll • General ledger and Journal Entries
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Education
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2001 - 2003
Lincoln University, Jefferson City,Missouri, United States of America
Master of Business Administration (M.B.A.), Management -
1995 - 1998
Kwame Nkrumah' University of Science and Technology, Kumasi
Bachelor’s Degree, Social Sciences -
1989 - 1991
Pressbyterian Boys Senior High School - Legon (PRESEC)
High School Diploma - General Certificate of Education, Advanced Level (G.C.E. A' Levels) -
1984 - 1989
Labone Secondary School
High School, General Certificate Examination (G.C.E.) Ordinary Level -
1977 - 1984
North Ridge Lyceum Primary School
Common Entrance Certificate to Enter High School
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