Abraham Arocha
AVP of Asset Acquisitions at Presidential Bank- Claim this Profile
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Topline Score
Bio
Credentials
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Formal Credit Training
American Bankers AssociationFeb, 2018- Oct, 2024 -
Microsoft Office Specialist: Excel 2003 Expert
MicrosoftJan, 2017- Oct, 2024
Experience
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Presidential Bank
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United States
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Banking
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100 - 200 Employee
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AVP of Asset Acquisitions
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Jun 2020 - Present
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NASA Federal Credit Union
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United States
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Financial Services
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100 - 200 Employee
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Consumer Loan Underwriter II
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Jul 2015 - Jun 2020
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Profitable Properties
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Rockville, MD
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Jr Project Manager
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Nov 2014 - Jul 2015
Managed commercial residential projects from cradle to grave within budget and on schedule. Reviewed, assessed and evaluated execution of each phase to determine phase cycle and aligned proceeding phases efficiently. Supported and bolstered project team to complete project tasks by all means necessary. Coordinated and scheduled execution of projects based on cash flow analysis and contract agreements. Managed commercial residential projects from cradle to grave within budget and on schedule. Reviewed, assessed and evaluated execution of each phase to determine phase cycle and aligned proceeding phases efficiently. Supported and bolstered project team to complete project tasks by all means necessary. Coordinated and scheduled execution of projects based on cash flow analysis and contract agreements.
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Bank of America
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United States
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Banking
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700 & Above Employee
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Mortgage Underwriter
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Sep 2012 - Nov 2014
Analyzed business financial statements, developed and evaluated operating and project reports, reviewed and evaluated risks that defined the value of assets and liabilities. Developed expertise in applying government and non-government programs, regulations and other proprietary techniques to resolve delinquency with portfolio and non-portfolio loans. Implemented and facilitated strategies to review for errors to increase informed, planned communication and origination. Analyzed business financial statements, developed and evaluated operating and project reports, reviewed and evaluated risks that defined the value of assets and liabilities. Developed expertise in applying government and non-government programs, regulations and other proprietary techniques to resolve delinquency with portfolio and non-portfolio loans. Implemented and facilitated strategies to review for errors to increase informed, planned communication and origination.
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Citi
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United States
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Financial Services
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700 & Above Employee
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Loss Mitigation Underwriter
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Feb 2009 - Jul 2012
Reviewed consumer credit report and financial documentation to establish risk threshold and debt to income tolerance from bank and investor guidelines with high-level accuracy. Worked directly with investors and thrd party vendors (Fannie Mae / Freddie Mac) providing technical support facilitating financial processing servicesand the accuracy of further processes. Managed and updated data in accounting linked software (Citrix and AS400) and investor management tools to ensure a seamless flow of timely information. Show less
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Bank of America
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United States
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Banking
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700 & Above Employee
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Sr Account Executive/ Team Lead
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Sep 2006 - Aug 2008
Developed strategies to grow client base and implement appropriate sales plans to target prospective customers and to develop external business development opportunities. Planned, executed and coached team goals to efficiently maximize compensation. Managed loans with in-house underwriting to effectively fund ten loans/month valued at approximately $3-4 million. Developed strategies to grow client base and implement appropriate sales plans to target prospective customers and to develop external business development opportunities. Planned, executed and coached team goals to efficiently maximize compensation. Managed loans with in-house underwriting to effectively fund ten loans/month valued at approximately $3-4 million.
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Evoqua Water Technologies
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United States
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Environmental Services
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700 & Above Employee
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Inside Sales Rep
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May 2004 - Sep 2006
Developed, maintained, and managed extensive accounts for the North Atlantic. Most accounts required inside knowledge of production needs and analysis of needs for future production. Inventory management and tracking supplies to ensure business needs of the consumer were seamless. Developed, maintained, and managed extensive accounts for the North Atlantic. Most accounts required inside knowledge of production needs and analysis of needs for future production. Inventory management and tracking supplies to ensure business needs of the consumer were seamless.
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Education
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Central Pennsylvania College
Bachelor's degree, Accounting