Experience

Creation Investments Capital Management, LLC

• United States
• Financial Services
• 1 - 100 Employee

• Senior Associate

  • Jan 2022 - Present

• Associate

  • Apr 2021 - Jan 2022


Brickwork Ratings
• India
• Financial Services
• 200 - 300 Employee
• Senior Rating Analyst, Financial Sector Ratings

  • Feb 2020 - Apr 2021


Northern Arc Capital

• India
• Financial Services
• 300 - 400 Employee

• Senior Associate - Investment Risk (Financial Institutions, Fintechs, Startups)

  • Apr 2018 - Feb 2020

  Investment Risk management on a portfolio of Fintechs, Financial Institutions (NBFC’s, SFB’s) & startups in India- managed end to end due diligence & post investment monitoring;- managed investment risk of complex financial products including ABS, MBS, PLI, CLO, covered bonds, covered loans, etc.- Primary asset classes managed include Fintech’s (SME lending, Consumer Finance, Consumer Durable finance); & Traditional Financial Institutions (Housing Finance, Vehicle Finance, SME Lending, School Finance, Microfinance & Agri Finance). Show less

• Associate - Investment Risk

  • Apr 2016 - Apr 2018

  ▪ Investment Risk management on a portfolio of INR 200 billion inclusive of Fintechs, NBFC’s & SFB’s spread across over 15 states in India. - Managed the end to end due diligence & post investment monitoring from risk; - Actively tracked the product structure & performance of all financial products (term loans, securitization products, sub-debt, Pooled Loan Issuance, CLO) in the portfolio, to ensure adequate risk protection on investments made. ▪ Actively tracked the risk concerns, while suggesting potential solutions, good practices & faster growth strategies to top management of financial institutions, to ensure consistent superior return on the portfolio managed. Show less



Credit Cafe- A Division of TS Mahalingam Group

• Credit Analyst - MBA Summer Intern

  • Apr 2015 - Jun 2015

   Financial, operational performance analysis and preparation of CAM on leading Corporate Finance clients of Credit Café.  Evaluated business model of entities and recommended structured financial instruments, as necessary.  Financial, operational performance analysis and preparation of CAM on leading Corporate Finance clients of Credit Café.  Evaluated business model of entities and recommended structured financial instruments, as necessary.