Abhay Gupta
Sr. Credit Analyst at HEWLETT PACKARD FINANCIAL SERVICES (INDIA) PRIVATE LTD- Claim this Profile
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English Professional working proficiency
Topline Score
Bio
LinkedIn User
Meticulous and diligent is the phrase that comes to mind when I think about Abhay. I’ve had the pleasure of knowing Abhay Gupta for over 5 years, during which we worked together in Hewlett Packard Financial services. Above all, I was impressed with Abhay’s ability to financially analyze customers and his in-depth knowledge of the leasing industry. And, of course, his unwavering professionalism. Abhay would be a true asset for any positions requiring analytical thinking and business acumen and comes with my heartfelt recommendation.
LinkedIn User
Meticulous and diligent is the phrase that comes to mind when I think about Abhay. I’ve had the pleasure of knowing Abhay Gupta for over 5 years, during which we worked together in Hewlett Packard Financial services. Above all, I was impressed with Abhay’s ability to financially analyze customers and his in-depth knowledge of the leasing industry. And, of course, his unwavering professionalism. Abhay would be a true asset for any positions requiring analytical thinking and business acumen and comes with my heartfelt recommendation.
LinkedIn User
Meticulous and diligent is the phrase that comes to mind when I think about Abhay. I’ve had the pleasure of knowing Abhay Gupta for over 5 years, during which we worked together in Hewlett Packard Financial services. Above all, I was impressed with Abhay’s ability to financially analyze customers and his in-depth knowledge of the leasing industry. And, of course, his unwavering professionalism. Abhay would be a true asset for any positions requiring analytical thinking and business acumen and comes with my heartfelt recommendation.
LinkedIn User
Meticulous and diligent is the phrase that comes to mind when I think about Abhay. I’ve had the pleasure of knowing Abhay Gupta for over 5 years, during which we worked together in Hewlett Packard Financial services. Above all, I was impressed with Abhay’s ability to financially analyze customers and his in-depth knowledge of the leasing industry. And, of course, his unwavering professionalism. Abhay would be a true asset for any positions requiring analytical thinking and business acumen and comes with my heartfelt recommendation.
Credentials
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Moody's Credit Analyst for Commercial Lending
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Experience
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HEWLETT PACKARD FINANCIAL SERVICES (INDIA) PRIVATE LTD
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India
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Financial Services
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1 - 100 Employee
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Sr. Credit Analyst
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Mar 2019 - Present
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Hewlett Packard Enterprise
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United States
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IT Services and IT Consulting
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700 & Above Employee
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Credit Analyst
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Jan 2012 - Present
• Managing credit decisions of entire portfolio of HPFS India including assigning of credit rating to customer from credit and risk perspective. • Functionally have full ownership and oversight for line changes, payment holding and credit authorization strategies for US$ 2.5 Million. • Independently ensuring effective comprehensive evaluations and underwriting of a variety of complex, high - risk deals to ensure soundness, business value and compliance with company and investor standards to maximize HPFS profitability while assuming calculated risk. • Strategically evaluating portfolio based on rating and instrumental in avoiding pitfalls in credit. • Preparation, submission and reviewing deals requiring HPFS management level approvals. • Meeting with prospective customers and site visits prior to customer engagements. • Perform and participate regularly in review of watch-list accounts for HPFS. • Active participation in the review of systems, tools, policy and processes. Show less
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IBM
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United States
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IT Services and IT Consulting
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700 & Above Employee
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Credit Analyst
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Feb 2010 - Jan 2012
• Review & finalization of credit rating for customer from risk perspective. • Provided guidance to IBM sales team in structuring complex deals. • Conducted Industry’s specific research – Banking & Airlines. • Need based support provided for overseas IBM Entities. • Preparation, submission and review of deals required IBM Corporate level approval – WW deals. • Served as key contact for all Corporate Credit & Risk Management and Analysis issues. • Performed and participated regularly in PDA reviews and watch-list accounts for IGF. • Done active participation in the policy and process designing – Country credit delegation. • Handled Audit – SOX & Internal – Corporate Group Audits. • Imparted education / training on credit & related areas to team members. Show less
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Kotak Mahindra Prime Limited
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New Delhi Area, India
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Credit Analyst
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Jan 2009 - Jan 2010
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Kotak Mahindra Bank
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India
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Banking
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700 & Above Employee
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Credit Analyst
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Jan 2008 - Dec 2008
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ICICI Bank
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India
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Banking
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700 & Above Employee
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Assistant Manager
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Mar 2006 - Dec 2007
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Comptroller & Auditor General of India
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Civic and Social Organizations
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700 & Above Employee
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Section Officer
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Aug 2004 - Nov 2005
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Education
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1999 - 2004
The Institute of Chartered Accountants of India
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1996 - 1999
S D College,Ambala Cantt
Bachelor’s Degree, Business/Commerce, General
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