Senior Credit Analyst

• Jan 2023 - Present

Credit Analyst

• Jan 2022 - Jan 2023

Associate Credit Assessor

• Sep 2022 - Jan 2023

• Managing workflow from a central queue in a timely manner • Completing credit verification checks (income, General Living expenses, NCCP requirements, security and others) to ensure application input is meeting the Bank policies and responsible lending requirements • Managing the end to end assessment of the lending process through to decision • Preparation of files and ensuring all required documentation is included in submissions • Understand key requirements of credit to ensure lending applications are completed in line with bank policies • Understanding of computer systems to ensure records accurately reflect customer position • Work with Credit team to ensure objectives are met in timely manner • Understand key requirements of credit to ensure lending applications are completed in line with Bank policy • Adherence to compliance regulations and manage any potential risks • Contribute to process improvement and quality framework • Liaise with third party brokers, clients and stakeholders • Getting results that help our customers achieve their financial lifestyle goals

Student Support Officer

• Oct 2021 - Dec 2021

1) Student Enrolments and induction 2) Coordination and liaising with Students and Teachers 3) Data Management 4) Performing Administration Duties 5) Customer Service- Responding queries online and office 6) Accounts receivable and Accounts Payable 1) Student Enrolments and induction 2) Coordination and liaising with Students and Teachers 3) Data Management 4) Performing Administration Duties 5) Customer Service- Responding queries online and office 6) Accounts receivable and Accounts Payable

Business Development Representative

• May 2021 - Oct 2021

1) Maintained knowledge of all mortgage products and services, and identifiedsales opportunities based on client questions and needs.2) Evaluated client financial statements and history, including tax returns andpay stubs.3) Verified borrower’s income and credit information accuracy.4) Prepared clients’ applications for loan processing.5) Analyze clients’ financial situation and research appropriate loan solutionsand providers.6) Explaining various financial products to customer.7) Build Business Relation as Business development Representative with abacusfinance.8) Used various servicing calculator for different bank and lenders.9) Deep understanding of connective platform and mercury 5.10) Build and maintain relationship with customer.

Trainee

• Jan 2021 - May 2021

Financial Product Sales

• Nov 2020 - Jan 2021

1) Business Developement. 2) Performing Fundamental and Technical analysis. 3) Trading CFD Instruments. 1) Business Developement. 2) Performing Fundamental and Technical analysis. 3) Trading CFD Instruments.

Accounting Intern

• May 2017 - Jul 2017

1) Update accounts receivable and issue invoices 2) Reconcile ledgers monthly and quarterly 3) Month-end and year-end closing 4) Work under the supervision of Management Accountant 5) Assist in completing business process reviews 6) Generate reports of financial status information 7) Prepare financial analysis to drive decision-making across the business 1) Update accounts receivable and issue invoices 2) Reconcile ledgers monthly and quarterly 3) Month-end and year-end closing 4) Work under the supervision of Management Accountant 5) Assist in completing business process reviews 6) Generate reports of financial status information 7) Prepare financial analysis to drive decision-making across the business