Experience

Vinton County National Bank (VCNB)

• United States
• Banking
• 100 - 200 Employee

• Chief Credit Officer, SVP

  • Dec 2017 - Present

  Mcarthur, Ohio Responsible for managing the credit quality of the bank.

• Loan Review Officer

  • Aug 2015 - Dec 2017

  Mcarthur, Ohio Member of the VCNB Loan Management Team. Responsible for reporting on bank credit quality to the Board of Directors. Oversees and validates the ALLL calculation. Validates and establishes risk ratings for large commercial relationships. Manages Loan Review staff as the department samples consumer and commercial loans for adherence to Loan Policy. Monitors concentrations of credit, criticized and classified assets and excess LTV. Regularly communicates with external auditors and the OCC.

• Commercial Loan Officer

  • Jun 2011 - Jul 2015

  Generate Leads, Perform Sales Calls, Review Loan Requests, Conduct Financial Analysis of Request, Decision Requests, Manage Current Commercial Relationships, Gather Updated Customer Financial Data, Grading Commercial Loans, Draft Commercial Narratives and Assist Retail Lenders on Small Commercial Requests.

• Loan Officer

  • Aug 2006 - May 2011



Jackson-Vinton Community Action, Inc.

• Board Vice President

  • Jan 2010 - Nov 2017

  Wellston, Ohio Have served for over nine years as a volunteer board member and financial expert, with six years serving as the Board President. Duties include overseeing board meetings, participating in government reviews, ensuring government requirements are being followed and overseeing the performance of the executive director. As a board member, we also participate in reviewing and approving grant requests, changes to policy, procedures and large financial expenditures. Additional duties include… Show more Have served for over nine years as a volunteer board member and financial expert, with six years serving as the Board President. Duties include overseeing board meetings, participating in government reviews, ensuring government requirements are being followed and overseeing the performance of the executive director. As a board member, we also participate in reviewing and approving grant requests, changes to policy, procedures and large financial expenditures. Additional duties include serving on the following sub-committees: Housing Committee, Insurance Committee and Audit/Finance Committee. Show less



Voinovich Center for Leadership and Public Affairs

• Consultant, Business Development Group

  • Aug 2005 - Jul 2006

  Athens, Ohio While attending the Ohio University MBA program, part of the project workload included consulting for small businesses. The Small Business Development Group at the Voinovich Center for Leadership and Public Affairs, which is part of the Small Business Administration, provides free consulting to small businesses in the Appalachian region of Ohio. In addition to consulting, students also developed and drafted feasibility studies and business plans.