Experience

Potok.digital

• Financial Services
• 1 - 100 Employee

• Managing Partner, Advisory Board Member

  • Oct 2019 - Present

  Potok.Digital is Russia's #1 fintech in peer-to-business lending Potok.Digital is Russia's #1 fintech in peer-to-business lending



FinTech Credit Fund

• Russian Federation
• Investment Management

• Managing Partner

  • Nov 2018 - Present

  Our investment focus is on alternative non-bank lenders: fintechs, p2p- and p2b- services, etc. We partner with established financial organizations and provide our investors access to this high-growth and profitable sector. Our investment focus is on alternative non-bank lenders: fintechs, p2p- and p2b- services, etc. We partner with established financial organizations and provide our investors access to this high-growth and profitable sector.



Mokka

• United Kingdom
• Financial Services
• 1 - 100 Employee

• Chief Operations and Risk Officer, First Deputy CEO

  • Aug 2015 - Sep 2018

  Revo is a mature Russian fintech start-up backed by top investors such as Baring Vostok and Vostok Emerging Finance. Revo offers pay-later solutions to online and offline merchants that boost sales and provide great customer experience• Direct P&L responsibility for risk and servicing costs • Managing the risk equation: approval rates vs. payment default levels based on partner/channel profitability targets• Customer and partner support processes • Investor and regulatory body relations• Strategic initiatives

• Acting Chief Executive Officer

  • Jun 2015 - Aug 2015

  Supporting shareholders durign transition period

• Multi-functional Genius

  • Apr 2014 - May 2015

  Setting up several key functions in a seed-stage start-up • risk management from approval policy to bad debt collection • analytics and supporting data infrastructure• customer service with focus on call center operations and development of payment channels • financial modeling, lead role in continouos debt and equity funding effort



Bank Otkritie Financial Corporation

• Russian Federation
• Banking
• 400 - 500 Employee

• Executive Director, Head of Portfolio Risk Management and Risk Methodology

  • Jan 2011 - Apr 2014

  Deputy CRO role with the second largest private bank in Russia at the time • Loan portfolio quality control, IFRS provisioning, planning and monitoring of key risk parameters in the business planning cycle • Advanced analytics from portfolio segmentation to credit risk modeling (PD, LGD) • Risk policies and methodology, development of credit process • Comprehensive risk reporting for CRO and Board Risk Committee • Introduction of Basel II/III, member of Central Bank working group on Basel standards • Built a professional team going from 0 to 20 people in 3 years



McKinsey & Company

• Business Consulting and Services
• 700 & Above Employee

• Consultant

  • May 2008 - Jan 2011

  A generalist with a strong spike in banking and risk management. Selected projects: • Transformation of risk management function at a top-10 Russian bank • Analysis of product line and service model in SME lending for a leading player in the sector • Design and implementation of Delinquent Loans Department ‘from scratch’ in a top Kazakhstan bank • Profitability improvement program for a major airline • Introduction of performance measurement system at a Russian energy producer



beeline Russia

• Russian Federation
• Telecommunications
• 700 & Above Employee

• Specialist, Lead Manager at New Technologies Department

  • Dec 2002 - Mar 2008

  Investment valuation of new technologies and business models in the telecom space Investment valuation of new technologies and business models in the telecom space