Ryan Chow

Portfolio Underwriter (Commercial Lines) at Unica Insurance Inc.
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Contact Information
us****@****om
(386) 825-5501
Location
Mississauga, Ontario, Canada, CA
Languages
  • Cantonese Elementary proficiency
  • English Native or bilingual proficiency

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Bio

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Experience

    • Canada
    • Insurance
    • 1 - 100 Employee
    • Portfolio Underwriter (Commercial Lines)
      • Apr 2021 - Present

    • Commercial Underwriter
      • Oct 2020 - Apr 2021

      - Underwrite and provide technical expertise for Small Business property/casualty and automobile lines- Analyze and evaluate portfolio results and use individual judgement to ensure growth and profitability goals are met- Educate broker partners on Unica's target market and strategy, with a focus on specific commercial segments and VIP personal lines- Communicate results, outstanding issues, industry trends, and business opportunities to the CommercialManagement team- Analyze and record underwriting info for the purpose of evaluation, profitability and audit

    • Associate Underwriter
      • Oct 2019 - Oct 2020

      - Assess risk, underwrite, and process at a level of moderate complexity for new businesses, policy changes, and renewals- Identify opportunities to support Unica's strategy and report identified trends to management- Work alongside Production & Portfolio underwriters to ensure a safe and profitable distribution of risk

    • Claims Associate
      • Nov 2017 - Oct 2019

      - Processing new claims for both personal & commercial lines (auto, property, accident benefits, CGL, bodily injury)- Data entry of financial transactions related to claims handling, including non-earner benefits, income replacement benefits, and salvage/total loss invoices & remittances- Maintaining collaborative relationships with adjusters, underwriters, and broker partners- Assisting brokers with coverage and liability questions- Monitoring claims phone queue and directing parties to the appropriate department

    • Legal Assistant
      • Jan 2017 - Apr 2017

      - Drafted correspondence and legal documents, including contracts, mortgages, andaffidavits- Gathered and arranged evidence and other legal documents for attorney review andcase preparation- Called clients, witnesses, lawyers, and outside vendors to schedule interviews,meetings, and depositions - Drafted correspondence and legal documents, including contracts, mortgages, andaffidavits- Gathered and arranged evidence and other legal documents for attorney review andcase preparation- Called clients, witnesses, lawyers, and outside vendors to schedule interviews,meetings, and depositions

    • Canada
    • Non-profit Organizations
    • 1 - 100 Employee
    • Program Mentor
      • Jan 2015 - Apr 2015

      - Structured and led multiple programs at different educational facilities, focusing onaddressing factors of adolescent life, including cyber-bullying, self-confidence, and peerpressure- Positively addressed physical activity, nutrition, self-esteem, leadership, andcommunication skills- Provided an adult role model for children and youth to talk to, learn from, and shareexperiences with - Structured and led multiple programs at different educational facilities, focusing onaddressing factors of adolescent life, including cyber-bullying, self-confidence, and peerpressure- Positively addressed physical activity, nutrition, self-esteem, leadership, andcommunication skills- Provided an adult role model for children and youth to talk to, learn from, and shareexperiences with

    • Senior Badminton Coach
      • Jun 2014 - Aug 2014

      - Planned and implemented weekly programs to develop specific skills and techniques forathletes aged 6-16 in groups of 10-15- Organized and led interactive curriculums to promote physical activity and group synergy- Increased awareness and understanding of sports nutrition, healthy living, and healthychoices- Provided mentorship to youth in and outside coaching sessions, including tournamentpreparation and goal-setting - Planned and implemented weekly programs to develop specific skills and techniques forathletes aged 6-16 in groups of 10-15- Organized and led interactive curriculums to promote physical activity and group synergy- Increased awareness and understanding of sports nutrition, healthy living, and healthychoices- Provided mentorship to youth in and outside coaching sessions, including tournamentpreparation and goal-setting

Education

  • Humber College
    Bachelor of Social Science, Criminal Justice
    2014 - 2017
  • Humber College
    Diploma, Police Foundations
    2012 - 2014

Community

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