Experience

CHEFA (Connecticut Health & Educational Facilities Authority)

• United States
• Financial Services
• 1 - 100 Employee

• Managing Director, Finance and Operations

  • Jul 2023 - Present



Bank of America

• United States
• Banking
• 700 & Above Employee

• SENIOR FINANCIAL ANALYST

  • Apr 2006 - Present

  • DIVISION LEVEL FINANCE (Senior Financial Analyst) *Worked with division level line-of-business leaders to develop plans and forecast for revenue, expenses, balances, and net flows. *Provided reporting and support to division leaders on a recurring basis as well as ad hoc reports.

• VICE PRESIDENT – FINANCIAL MANAGER - Enterprise Credit Risk

  • Sep 2014 - Sep 2023

   Complex role involving enterprise forecast of credit Allowance and Provision Expense, Line of Business executive reporting, and quarterly closing of ledger and preparation of Earnings release and SEC Disclosures. o Baseline and Stress Testing – Consumer Credit products  Managed generation of quarterly Baseline forecasts based on analysis of modeled loss forecast and aggregation of Allowance components in accordance with GAAP ($450 billion in loans… Show more  Complex role involving enterprise forecast of credit Allowance and Provision Expense, Line of Business executive reporting, and quarterly closing of ledger and preparation of Earnings release and SEC Disclosures. o Baseline and Stress Testing – Consumer Credit products  Managed generation of quarterly Baseline forecasts based on analysis of modeled loss forecast and aggregation of Allowance components in accordance with GAAP ($450 billion in loans primarily Credit Card, Residential Mortgage, Home Equity, and Auto loans).  Created semi-annual stress test forecasts including review of modeled output, consolidation of reserve components, and setting of Imprecision reserve.  Oversaw compilation of 14A reports for submission to Federal Reserve.  Reviewed details of forecast results with business partners. o Disclosures/Analysis  Performed monthly management close of ledger ensuring alignment of Ledger and sub-ledger for Consumer products Allowance ($6 billion) and Provision Expense across multiple lines of business (LOBs) and hierarchies.  Analyzed critical spreadsheets from loan level database extractions supporting quarterly SEC Disclosures, Earnings release, and Investor Relations package.  Delivered analyses of forecasts and quarterly Provision Expense for executives and LOB teams.  Coordinated compilation of Investor Relations Q&A regarding Allowance and Provision Expense for all credit products – Consumer and Commercial. o Management/Efficiency  Supported direct manager in projects and ad hoc requests crossing multiple credit products  Managed responsibilities and development of Senior Financial Analyst teammate.  Drove mapping of 14A reporting lineage in support of regulatory requirements, documentation of Critical Use Spreadsheets following internal guidance, and report inventory to eliminate/automate reporting.  Simplified processes vital to business cycle saving 40 hours.

• FINANCIAL MANAGER / VICE PRESIDENT

  • Apr 2006 - Sep 2023

  • NATIONAL REPORTING AND ANALYTICS o Reporting/Analytics *Contributed analytical support to line-of-business executives and US Trust CFO via analysis of client flows, relationship reporting, and key performance indicators. Analyses serve as a critical component in the evaluation of team performance and heighten focus on “best practices”. *Aided division level Finance teams with multi-system client-level reporting. Client-level reporting ensures profitability by matching revenue and… Show more • NATIONAL REPORTING AND ANALYTICS o Reporting/Analytics *Contributed analytical support to line-of-business executives and US Trust CFO via analysis of client flows, relationship reporting, and key performance indicators. Analyses serve as a critical component in the evaluation of team performance and heighten focus on “best practices”. *Aided division level Finance teams with multi-system client-level reporting. Client-level reporting ensures profitability by matching revenue and expense for the US Trust suite of products. *Improved efficiency and monitored effectiveness of reporting continuously. Designed and coordinated executive level management packages for net flows, relationship reporting, and categorical expense review. o Plan and Forecast *Developed and maintained sophisticated plan and forecast models for US Trust. *Coordinated annual plan and monthly forecast effort amongst Financial Analysts and Business Finance Officers. Directed completion of annual plan and regular forecasts from development of consistent model to coordination of inputs, submission and consolidation. o Team Manager *Coordinated activities and communication of Financial Analyst team supporting US Trust. *Supervised associates for 5 years from Finance Management Associate Program/Intern programs. *Managed reporting output of India-based support staff. Earned consistently strong performance ratings for staff development and productivity.



Capital For Change, Inc.

• United States
• Financial Services
• 1 - 100 Employee

• Chief Financial Officer

  • Apr 2021 - Sep 2023

• Director of Finance and Reporting

  • Jul 2019 - Apr 2021



NEIGHBORHOOD HEALTH PLAN OF RHODE ISLAND

• ACCOUNTING MANAGER

  • Jul 2004 - Apr 2006

  Responsible for expense side of P&L and maintained expense plan. Oversaw processing of payroll and accounts payable. Supervised 2 employees. Coordinated efficiency projects with other areas of organization – MIS, Human Resources, and Marketing. Responsible for expense side of P&L and maintained expense plan. Oversaw processing of payroll and accounts payable. Supervised 2 employees. Coordinated efficiency projects with other areas of organization – MIS, Human Resources, and Marketing.



Fleet Bank

• Banking
• 1 - 100 Employee

• FINANCIAL ANALYST

  • Sep 2003 - May 2004

  Corporate Planning and Forecasting Position ended with acquisition by Bank of America Corporate Planning and Forecasting Position ended with acquisition by Bank of America



UC San Diego

• United States
• Higher Education
• 700 & Above Employee

• Graduate Student / Teaching Assistant

  • Jan 1997 - May 2003

  Completed Master’s Degree in Early Modern History Instructed 5 semesters of Humanities sections for undergraduates Completed Master’s Degree in Early Modern History Instructed 5 semesters of Humanities sections for undergraduates



COMCAST METROPHONE

• Financial Manager

  • Jul 1993 - Nov 1995



COURTAULDS FILMS

• Assistant Controller – General Ledger, Payables, Payroll, Inventory (1 staff)

  • Sep 1990 - May 1993



PRICE WATERHOUSE

• Audit Staff

  • Sep 1988 - Jun 1990

  Audit Staff – Banking, manufacturing, and public utility clients. Audit Staff – Banking, manufacturing, and public utility clients.