My wife and I were in a bind because we were working with a mortgage broker who didn't seem to have our best interest in mind, nor could be reached. A member of our family then referred us to James as a trustworthy dependable resource. James lived up to that expectation and much more. He educated us on various steps of the process, was always available even during the holiday and made our quick close an effortless experience. Working with James certainly established a relationship for life. Whether it's purchasing our next home, an investment propriety, or a reference for a loved one, James will be the one and only broker my family will recommend. We're very thankful for our first home buying experience being a positive memory that we will look back upon for years to come. Thanks James and the LHM Team!

We chose James Willard and his firm to find the best terms and rates for mortgaging our new home and then to stay on schedule to complete financing within a 30 day window of time. We were working with another group that was not providing us with terms that we thought were acceptable. I voiced concern to our Realtor. She provided us with James contact information as a possible solution. James personally met me at my office to confirm that I understood what he could do. I gave him the go ahead during our short session in person. He very quickly moved forward and met the 30 day loan closing deadline. He did what he said he would do and we were very pleased with the personal but professional way it was handled. Thank you very much James. We appreciated your effort.

My wife and I were in a bind because we were working with a mortgage broker who didn't seem to have our best interest in mind, nor could be reached. A member of our family then referred us to James as a trustworthy dependable resource. James lived up to that expectation and much more. He educated us on various steps of the process, was always available even during the holiday and made our quick close an effortless experience. Working with James certainly established a relationship for life. Whether it's purchasing our next home, an investment propriety, or a reference for a loved one, James will be the one and only broker my family will recommend. We're very thankful for our first home buying experience being a positive memory that we will look back upon for years to come. Thanks James and the LHM Team!

We chose James Willard and his firm to find the best terms and rates for mortgaging our new home and then to stay on schedule to complete financing within a 30 day window of time. We were working with another group that was not providing us with terms that we thought were acceptable. I voiced concern to our Realtor. She provided us with James contact information as a possible solution. James personally met me at my office to confirm that I understood what he could do. I gave him the go ahead during our short session in person. He very quickly moved forward and met the 30 day loan closing deadline. He did what he said he would do and we were very pleased with the personal but professional way it was handled. Thank you very much James. We appreciated your effort.

My wife and I were in a bind because we were working with a mortgage broker who didn't seem to have our best interest in mind, nor could be reached. A member of our family then referred us to James as a trustworthy dependable resource. James lived up to that expectation and much more. He educated us on various steps of the process, was always available even during the holiday and made our quick close an effortless experience. Working with James certainly established a relationship for life. Whether it's purchasing our next home, an investment propriety, or a reference for a loved one, James will be the one and only broker my family will recommend. We're very thankful for our first home buying experience being a positive memory that we will look back upon for years to come. Thanks James and the LHM Team!

We chose James Willard and his firm to find the best terms and rates for mortgaging our new home and then to stay on schedule to complete financing within a 30 day window of time. We were working with another group that was not providing us with terms that we thought were acceptable. I voiced concern to our Realtor. She provided us with James contact information as a possible solution. James personally met me at my office to confirm that I understood what he could do. I gave him the go ahead during our short session in person. He very quickly moved forward and met the 30 day loan closing deadline. He did what he said he would do and we were very pleased with the personal but professional way it was handled. Thank you very much James. We appreciated your effort.