Experience

SolarBay

• Spain
• Renewable Energy Semiconductor Manufacturing
• 1 - 100 Employee

• PARTNER

  • May 2018 - Present

  Solarbay is a group of companies created for the development of renewable energy projects, mainly in the photovoltaic field and accumulation.It is made up of a team of professionals from different disciplines, who provide the solvency and experience necessary to launch an important Pipeline of photovoltaic projects in the Transportation Network and Distribution Network.We are currently developing more than 2GW for different investors from its initial phase until reaching RTB, with the necessary equipment, financial solvency and know-how to guarantee the quality, efficiency and reduction of terms required by this market.

• Director

  • Feb 2018 - Present

  WeSolve is a financial consultancy specializing in improving the income statement, eliminating risks and generating opportunities in companies working in areas such as:- Financial management, controlling, treasury and budgeting.- Financing, restructuring and viability of companies.- Business plans and valuation of companies and investments.



Instituto de Estudios Cajasol

• Spain
• Professional Training and Coaching
• 1 - 100 Employee

• Teacher of Risk Analysis in the Master in Finance

  • 2007 - Present

  Is one of my passion to try to share my experience and knowledge with the students. Is very rewarding to hear from them year after that was very useful what they learn in the classes Is one of my passion to try to share my experience and knowledge with the students. Is very rewarding to hear from them year after that was very useful what they learn in the classes



Instituto Holográfico Terrasun, S.L.

• Sevilla

• CFO

  • Jun 2015 - Jun 2017

  GRUPO IHT: Its purpose is R&D in holography and development of consumer products that use this material with its optical properties to enhance the current technical results of those products. Chief Resources Officer (CFO and Human Resources Officer): Professional Achievements: • We have achieved several loans, grants and basically investors for up to four million euros to finance the R&D activity. GRUPO IHT: Its purpose is R&D in holography and development of consumer products that use this material with its optical properties to enhance the current technical results of those products. Chief Resources Officer (CFO and Human Resources Officer): Professional Achievements: • We have achieved several loans, grants and basically investors for up to four million euros to finance the R&D activity.



Banca Cívica

• Spain
• Financial Services
• 1 - 100 Employee

• Responsible for leading the integration of risks and personnel structure from Cajasol into the bank

  • 2011 - Oct 2012

  BANCA CÍVICA: Bank resulting from the integration of Cajasol and another savings Banks. Responsible for leading the integration of risks and personnel structure from Cajasol into the new bank. Professional Achievements: • Reduction of integration time of the Cajasol risk structure and culture into the new bank. • Containment of default ratios. • Human resources management in a complex environment due to corporate and sectorial changes. Professional achievements: • Reduction of integration time of the Cajasol risk structure and culture into the new bank. • Containment of default ratios. • Human resources management in a complex environment due to corporate and sectorial changes.



Cajasol, Caja de Ahorros de Huelva, Sevilla y Guadalajara

• Spain
• Banking
• 1 - 100 Employee

• Executive Chief Risk Officer and a member of the Steering Committee of Cajasol

  • 2007 - 2011

  CAJASOL: Savings bank resulting from the integration of El Monte de Piedad and Caja San Fernando. Executive Chief Risk Officer and a member of the Steering Committee of Cajasol since 2009: Relevant corporation in the Spanish Bank System, with a significant leadership in its geographical area. It had a 25.000 million euros in credits, but with an important trouble with the default ratio, due to El Monte de Piedad investment strategy. I was responsible for managing all risk areas: analysis, administration, monitoring and recovery, and a team with more than 240 professional. In the beginning, with the creation of Cajasol (2007) I was nominated as Risk Analysis Chief of the savings bank due to good results of Caja San Fernando in that matter, to introduce a new culture and procedures in risks in Cajasol. Professional achievements: • We introduce a new culture and procedures in risks in Cajasol, mainly with the procedures of Caja San Fernando. • Restructuring and upgrading all the risk operating system, adjusting it to Spanish Bank Authorities requirements. • Creation and training of the new analysis equipment and adaptation of the saving bank to the crisis environment. • Creation of a new structure for investments recovery.



CAJA SAN FERNANDO

• Sevilla

• Chief of Risk Analysis

  • 1998 - 2007

  CAJA SAN FERNANDO: Caja San Fernando was a savings bank with strong presence in Western Andalusia with a conservative risk strategy and a loan portfolio of about 9,000 million euros. Chief of Risk Analysis: Leading and working with a team of great professionals. Professional achievements: • Managing all the company resources through the path of orthodoxy and responsibility, getting to reduce default ratio under sector average at the time of integration with El Monte de Piedad.



Abengoa

• Spain
• Renewable Energy Semiconductor Manufacturing
• 700 & Above Employee

• Deputy Director of Financial Department

  • Jan 1991 - Mar 1998

  ABENGOA, S.A.: Deputy Director of Financial Department in Abengoa, S.A.. Responsibility at corporate level in complex areas, such as project financing, M&A, corporate finance, risk insurance, etc… Professional achievements: • Development, negotiation and implementation of systems for covering risks of non-payment and working capital financing. • Negotiation, development and implementation of Confirming as the payment way in Abengoa. • Management, analysis and procurement of tools for risk insurance of foreign exchange rate or interest rate. • Financing of more than ten projects via Project finance, with an amount higher than 100 million euros. OTHER ACTIVITIES IN ABENGOA: • Financial trainer. • Council member in several companies of the Group.