Daniel Valderrama
Credit Associate at Clara- Claim this Profile
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Bio
Experience
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Clara
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Brazil
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Financial Services
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300 - 400 Employee
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Credit Associate
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Mar 2022 - Present
Responsibilities: • Perform credit analysis, based on established guidelines to drive credit recommendations. • Implement risk mitigation strategies, within specific service level agreements. • Ensure compliance with the KYC process. • Contribute to the process of achieving objectives and KPIs of Clara's credit area. • Activities to support the area, such as audit of credit bureaus, evaluation of line increases, operational improvement projects, among others. Responsibilities: • Perform credit analysis, based on established guidelines to drive credit recommendations. • Implement risk mitigation strategies, within specific service level agreements. • Ensure compliance with the KYC process. • Contribute to the process of achieving objectives and KPIs of Clara's credit area. • Activities to support the area, such as audit of credit bureaus, evaluation of line increases, operational improvement projects, among others.
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Banco de Bogotá
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Colombia
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Financial Services
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700 & Above Employee
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Credit Analyst
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Jun 2019 - Mar 2022
Credit Analyst – Gerencia de Crédito Red de Oficinas y PymeResponsibilities:• Analysis for small and medium-sized enterprises.• Process credit requests.• Contact clients to request additional information when needed.• KPI Compliance. Accomplishments:• Internal Team Leadership for Credit Report Reclassification
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Credit Analyst
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Dec 2017 - Jun 2019
Credit Analyst – Dirección de Crédito MasivoResponsibilities:• Analyse credit requests for Premium segment clients. • Process credit requests for natural and legal persons. • Handle requests for mortgage loan, car finance, personal loans and credit cards.• KPI ComplianceAccomplishments:• Member of the Premium segment unit.• Overseeing new employees training.• Being named top performer by the quality department.
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Education
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Universidad Externado de Colombia
Administrador de Empresas, Administracion de Empresas