Rizal Arif
Wealth Planner at Prudential Assurance Malaysia Berhad- Claim this Profile
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English -
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Bio
Credentials
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Certified Energy Manager
ASEAN Centre for EnergyNov, 2018- Nov, 2024 -
Graduate Engineer
The Institution of Engineers MalaysiaApr, 2009- Nov, 2024 -
Private Retirement Consultant
Federation of Investment Managers Malaysia (FIMM)Apr, 2015- Nov, 2024 -
Unit Trust Consultant
Federation of Investment Managers Malaysia (FIMM)Jan, 2010- Nov, 2024 -
Associate Member
Financial Planning Association of MassachusettsSep, 2015- Nov, 2024
Experience
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Prudential Assurance Malaysia Berhad
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Malaysia
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Insurance
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700 & Above Employee
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Wealth Planner
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Oct 2020 - Present
My interest in personal finance started during my final year in the school. It sparked me as I was thinking on how I can build my wealth effortlessly. As I imagine being a young executive will be highly demanding, thus there is no way to do another job to earn more. There should be a way which I can leverage to generate more wealth while I am busy delivering all tasks in hand. It landed me onto unit trust investment which suit my needs and circumstances. I do not have much time to monitor the portfolio and it gives me a significant return. The fund is managed professionally, and the risk is controlled within minimum tolerance. I am satisfied. 2 years later, I became a Unit Trust Consultant with the intention to share the value of this investment vehicle could bring to others as how it brought to me. A long the way, I realized that I am depending on my physical capabilities to build my investment portfolio. I only can add more into my investment if only I am still working. One incident sparked me where my friend was diagnosed with cancer. It takes almost all his savings i.e investment to pay up his medical treatment. Reason being, he hadn’t been covered by any insurance company. Lesson learnt? No matter how hard you work to build up your investment portfolio, it will vanish if you do not have any protection. That value brought me to venture into insurance/takaful industry. Again, with the intention to share the value it brings to other people. My journey started in Oct 2020 to serve all people around me to do a proper planning in building up their wealth and legacy. Show less
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Public Mutual Berhad
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Malaysia
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Financial Services
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700 & Above Employee
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Agency Supervisor (Unit Trust Consultant)
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Dec 2016 - Present
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Unit Trust Consultant
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Jan 2010 - Dec 2016
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Tenaga Nasional Berhad
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Malaysia
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Utilities
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700 & Above Employee
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Lead (Hospitality & Asset Management)
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May 2021 - Dec 2021
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Senior Manager (Business Development & Branding)
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Jun 2020 - May 2021
- Generating revenue through new business development and implementation of approved strategies- Addressing client’s pain point through professional advisory and effective engagement and transform client’s concerns and requirements into new business opportunities by providing tailored solutions- Developing and maintaining strong branding identity- Developing design, production and distribution of print materials such as brochures, ads and direct response.- Collaborating with Business Strategy and Operation to solve customer complaints, improvement activities, and completion of corrective actions.- Managing and communicating matters relating to customer complaints/feedback. Show less
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Manager (Business Partner)
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Feb 2019 - Jun 2020
- Addressing client’s pain points through professional advisory and effective engagement and transform client’s concerns amd requirement into new business opportunities by providing tailored solutions- Drive effective customer engagement and customer experience initiatives- Develop close working relationships and well communication with customers
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Manager (Strategic Sales & SME)
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Oct 2016 - Feb 2019
Assigned as engagement and customer advocacy representative - Establishing an intimacy relationship between service consumers and service provider. - Playing an intermediary role between key strategic customers and service provider as a single point of contact. - Managing key strategic customers' accounts for existing business and facilitating in resolving operation issues which may raised from time to time. - Representing the strategic customer to service provider in improving the services and customer experience. - Providing an alternative solutions related to energy (i.e power factor solution, solar solutions, power quality solutions, energy monitoring and management solutions and etc) which may be required by strategic customers. - Identifying new business opportunity which the service provider may explore or collaborate with other entities. Show less
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Change Leader
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Jul 2013 - Oct 2016
Assigned into Distribution Transformation Program. - Attached to McKinsey & Company Group of Management Consulting for transformation program and focus on transforming Supply Application business process in preparation for Doing Business Report assessment by World Bank. - Diagnosing, planning, designing, piloting and implementing the new business process. - Executing the change management plan in deploying the new business process. - Successfully developed new operation framework (Low Voltage Supply Management) for low voltage operation team by establishing 8 enabler levers. - Successfully materialized Low Voltage Dispatch Center and Material on Wheel as part of the 8 enabler in the Low Voltage Supply Management framework. Show less
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Control Engineer
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Jul 2007 - Jul 2013
Responsible for the continuity and reliability of High Voltage supply in Kuala Lumpur, Petaling Jaya, Subang Jaya and Putrajaya via SCADA facility. - Being an Officer in Control (OIC) for respective areas. - Performing switching (remotely or by command to authorized person at the ground) for restoration of supply in case of breakdown/interruption occurrence in the respective area. - Preparing and performing switching procedures for shutdown of substations or cables. - Preparing contingency plan for the whole system in the respective areas as reference guide in case of emergency which may raised. - Monitoring, analyzing, and executing the load management of the high voltage network system to ensure the continuity and reliability of supply. - Adhering all safety aspects with regard to operation of high voltage distribution network. Show less
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Operation and Maintenance Engineer
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Jul 2005 - Jul 2007
Responsible for Low Voltage Distribution Network for Ipoh area. - Planning, executing and monitoring the maintenance regime. - Preparing and executing the low voltage distribution network improvement plan inclusive of design, budget planning and project management. - Restoring supply in case of breakdown/interruption occurrence. - Adhering all safety aspects with regard to operation and maintenance of low voltage distribution network.
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Rizwealth Sdn. Bhd.
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Kajang
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Director
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Aug 2014 - Nov 2019
Responsible on Investment for Rizwealth Sdn. Bhd. Responsible on Investment for Rizwealth Sdn. Bhd.
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Education
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Universiti Teknologi PETRONAS
Electrical & Electronics Engineering, Electrical and Electronics Engineering -
Universiti Tunku Abdul Rahman (UTAR)
Certified Financial Planner, Insurance Planning and Estate Planning