Experience

harvest

• United States
• Financial Services
• 1 - 100 Employee

• VP - BDO/SBA Loan Officer

  • Mar 2021 - 2 years 10 months

  Los Angeles Metropolitan Area Harvest Small Business Finance, LLC is a Commercial Real Estate Finance company based in Laguna Hills, California. In a strategic partnership between Medalist Partners and Harvest's Senior Management, Harvest acquired an SBLC (Small Business Lending Company) Non-Bank Lender License that allows for originating and servicing SBA 7A loans on a nationwide basis. A separate company division, Harvest Commercial Capital also has an on-balance sheet SBA 504 and Small Balance Commercial loan… Show more Harvest Small Business Finance, LLC is a Commercial Real Estate Finance company based in Laguna Hills, California. In a strategic partnership between Medalist Partners and Harvest's Senior Management, Harvest acquired an SBLC (Small Business Lending Company) Non-Bank Lender License that allows for originating and servicing SBA 7A loans on a nationwide basis. A separate company division, Harvest Commercial Capital also has an on-balance sheet SBA 504 and Small Balance Commercial loan products to be held for securitization. Harvest conducts business in all 48 contiguous states. Show less



GBC International Bank

• United States
• Banking
• 1 - 100 Employee

• AVP - Commercial Relationship Officer/SBA Loan Officer

  • Jun 2017 - Mar 2021

  Greater Los Angeles Area - Review and evaluate small business loan applications for creditworthiness. - Proficient of commercial lending practices and lending approval process - Prepare and write high-quality credit analysis/loan narratives and shares the final package with the loan authority for a credit decision - Ensures a smooth transfer of the customer and loan file to loan closing for the closing and funding of the loan.



O.C.G. Capital Inc

• Business Development Manager

  • Feb 2015 - Mar 2017

  Greater Los Angeles Area Benjamin served as Business Development Manager at OCC Inc, a subsidiary of Esong Group focused on hotel acquisitions, Due Diligence and Asset Management. Benjamin has extensive experience in hospitality investment, buy-side M&A transaction, real estate leveraged buyout and hotel asset management. He creates and unitizes complicate financial models on hotel and other commercial real estate investments. He also plays a leading role in hotel asset management. Achievements: July 2016… Show more Benjamin served as Business Development Manager at OCC Inc, a subsidiary of Esong Group focused on hotel acquisitions, Due Diligence and Asset Management. Benjamin has extensive experience in hospitality investment, buy-side M&A transaction, real estate leveraged buyout and hotel asset management. He creates and unitizes complicate financial models on hotel and other commercial real estate investments. He also plays a leading role in hotel asset management. Achievements: July 2016 Benjamin helps OCG acquired the 405 room Holiday Inn LAX hotel, secured over $23 M capital deployment, and helped the company gets $1 Million price reduction. After acquisition, he working closely with hotel management to achieve $6.2 Million NOI in 2017. Feb 2017, Benjamin helped the company acquired the 308 room, Hilton Arlington Hotel in Dallas. He also helped the company gets $1 Million price reduction during negotiation. After acquisition, he working with the hotel operator, Interstate, to achieve the budget Revenue and NOI. After the Holiday Inn LAX and Hilton Arlington TX transactions, he also working on numerous selective service hotels transactions. At OCG Group, Benjamin's duty including: Interacting and maintain relationships with prestige real estate investment banking firms to obtain on/off market deals Visit potential hotel targets, interview hotel management,survey the trade area to determine worthiness of underwriting Conduct and unitize hotel asset management plans, ensure plan execution and maximize investment return Coordinate and heavily involve in due diligence and underwriting process, create complicate financial models, including DCF, NPV and sensitivity analysis. Show less