Portfolio Manager, International Real Estate Investments

• Nov 2023 - Present

Portfolio Manager, International Equity (Europe, EM, Japan, USA)

• May 2022 - Nov 2023

- Heading Elo’s entire equity allocation in Emerging Markets of approximately EUR 1 billion - Managing the entire manager selection process from screening, analysis and selecting the best ideas for passive, strategic and fund-of-funds portfolios in Emerging Markets - Generating investment ideas by analyzing strategies, companies, countries and sectors pertaining to Elo’s investment criteria and objectives in Europe, Emerging Markets, Japan and the US - Performing daily… Show more - Heading Elo’s entire equity allocation in Emerging Markets of approximately EUR 1 billion - Managing the entire manager selection process from screening, analysis and selecting the best ideas for passive, strategic and fund-of-funds portfolios in Emerging Markets - Generating investment ideas by analyzing strategies, companies, countries and sectors pertaining to Elo’s investment criteria and objectives in Europe, Emerging Markets, Japan and the US - Performing daily passive index portfolio management tasks including portfolio monitoring, rebalancing, corporate actions analysis, setting up trades and performance reporting - Shaping skill set by learning R Elo Mutual Pension Insurance Company is a customer-owned employment pension company that manages the statutory employment pension provision for employees in its client companies as well as for self-employed persons. Elo was established on 1 January 2014 through the merger of LocalTapiola Pension and Pension Fennia. Elo manages the pension security of about 700,000 people. The market value of Elo’s investment assets is approximately 23 billion euro of which approximately 8 billion euro is allocated to equity investment (ETFs, direct equity and active managers)

Portfolio Manager, Emerging Markets Equity

• Jan 2019 - Apr 2022

- Managing the entire selection process of Elo’s over EUR 500 million global emerging markets Fund of Funds portfolio and part of the emerging market allocation team responsible for approximately EUR 1 billion - Conducting screening, selecting the best ideas, managing Due Diligence and monitoring fund investments - Participating regularly in conferences, fund manager and company management meetings in Finland and abroad - Communicating closely with fund selection consultants… Show more - Managing the entire selection process of Elo’s over EUR 500 million global emerging markets Fund of Funds portfolio and part of the emerging market allocation team responsible for approximately EUR 1 billion - Conducting screening, selecting the best ideas, managing Due Diligence and monitoring fund investments - Participating regularly in conferences, fund manager and company management meetings in Finland and abroad - Communicating closely with fund selection consultants, negotiating NDAs and fees with possible investments - Executing country allocation ETF trading on Bloomberg EMSX - Analyzing strategies, companies, countries and sectors pertaining to Elo’s investment criteria and objectives Specialties: - Portfolio management - Fund selection - Emerging markets - Portfolio analysis - Company analysis - Mutual funds - Equity capital markets - ETF's - EMSX trading Software: - Bloomberg terminal - FactSet and RMS - SQL - Excel - Simcorp - MATLAB

Equity Analyst, Emerging Markets Equity

• Jan 2017 - Dec 2018

- Conducted fundamental and quantitative research on companies, sectors and fund strategies - Analyzed optimal geographical asset allocation for equity portfolio - Built Excel analysis tools for company and mutual fund analysis - Travelled regularly in conferences, fund manager and company management meetings in Finland and abroad - Executed country allocation ETF trading on Bloomberg EMSX Specialties: - Emerging markets - Global geographical asset allocation -… Show more - Conducted fundamental and quantitative research on companies, sectors and fund strategies - Analyzed optimal geographical asset allocation for equity portfolio - Built Excel analysis tools for company and mutual fund analysis - Travelled regularly in conferences, fund manager and company management meetings in Finland and abroad - Executed country allocation ETF trading on Bloomberg EMSX Specialties: - Emerging markets - Global geographical asset allocation - Risk/return analysis - Portfolio analysis - Company analysis - Equity capital markets - Mutual funds - ETF's - EMSX trading Software: - Bloomberg terminal - FactSet and RMS - SQL - Excel - Simcorp - MATLAB

Risk Analyst, Middle Office

• Feb 2016 - Dec 2016

- Managed allocation reporting for Elo’s whole investment assets as well as equity investments - Conducted Excel modeling and analysis support for the equity team - Developed reporting guidelines on Tableau - Ensured that risks were recognized and correctly valued, and appropriate risk limits were in place and enforced Specialties: - Portfolio allocation - Equity capital markets - Derivative strategies - Reporting Software: - Simcorp - Risk Metrics by… Show more - Managed allocation reporting for Elo’s whole investment assets as well as equity investments - Conducted Excel modeling and analysis support for the equity team - Developed reporting guidelines on Tableau - Ensured that risks were recognized and correctly valued, and appropriate risk limits were in place and enforced Specialties: - Portfolio allocation - Equity capital markets - Derivative strategies - Reporting Software: - Simcorp - Risk Metrics by MSCI - Bloomberg terminal - FactSet - Excel - MATLAB - SQL - Tableau

Investment Analyst, Real Estate

• Mar 2015 - Jan 2016

Fixed term contract between 03/2015 and 01/2016. - Managed private property asset transactions from inception through to deal completion - Developed a new asset management strategy and oversaw its implementation Projects: - Daisy - Sale of three healthcare properties, located in Espoo, Kerava and Oulu to Hemsö - Avimedi - Sale of two properties, located in Tampere and Vantaa to Fennica Properties I Fund

Senior Analyst, Corporate Finance

• Sep 2011 - Feb 2015

- Participated in M&A, valuation and infra projects focusing on energy sector transactions - Drafted investment memorandums and pitch books of potential investment opportunities - Conducted analysis on investment opportunities with and acute focus on the Nordics - Built complex financial models for valuation purposes all the while managing relationships with customers and potential clients Specialties: - Financial modeling - Excel - Power Point - Cash flow… Show more - Participated in M&A, valuation and infra projects focusing on energy sector transactions - Drafted investment memorandums and pitch books of potential investment opportunities - Conducted analysis on investment opportunities with and acute focus on the Nordics - Built complex financial models for valuation purposes all the while managing relationships with customers and potential clients Specialties: - Financial modeling - Excel - Power Point - Cash flow analysis - Corporate finance - M&A KPMG Corporate Finance Team in Helsinki is one of the largest Corporate Finance teams in Finland focusing on Mergers&Acquisitions, Valuations and Infrastructure projects. Show less - Participated in M&A, valuation and infra projects focusing on energy sector transactions - Drafted investment memorandums and pitch books of potential investment opportunities - Conducted analysis on investment opportunities with and acute focus on the Nordics - Built complex financial models for valuation purposes all the while managing relationships with customers and potential clients Specialties: - Financial modeling - Excel - Power Point - Cash flow… Show more - Participated in M&A, valuation and infra projects focusing on energy sector transactions - Drafted investment memorandums and pitch books of potential investment opportunities - Conducted analysis on investment opportunities with and acute focus on the Nordics - Built complex financial models for valuation purposes all the while managing relationships with customers and potential clients Specialties: - Financial modeling - Excel - Power Point - Cash flow analysis - Corporate finance - M&A KPMG Corporate Finance Team in Helsinki is one of the largest Corporate Finance teams in Finland focusing on Mergers&Acquisitions, Valuations and Infrastructure projects. Show less

Asset Manager

• Sep 2010 - Aug 2011

- Managed several in-house and separate mandates' international fund operations in Finland. Fund managers and project teams were located in Frankfurt, Oslo and Stockholm - Worked closely with the Nordic Fund Management team in search of new investment opportunities - Created and implemented asset management plans initiatives to maximize the value of the investments - Coordinated real estate transactions and valuation analysis - Headed lease agreement negotiations, budgeting and… Show more - Managed several in-house and separate mandates' international fund operations in Finland. Fund managers and project teams were located in Frankfurt, Oslo and Stockholm - Worked closely with the Nordic Fund Management team in search of new investment opportunities - Created and implemented asset management plans initiatives to maximize the value of the investments - Coordinated real estate transactions and valuation analysis - Headed lease agreement negotiations, budgeting and reporting Specialties: - Asset management - Real estate - Fund management - Real estate valuation - Real estate transactions - Budgeting - Annual reporting Aberdeen Asset Management is a pure asset management company managing assets only for third parties. The company has approximately €244.6 billion of third-party assets under management from offices around the world. Show less - Managed several in-house and separate mandates' international fund operations in Finland. Fund managers and project teams were located in Frankfurt, Oslo and Stockholm - Worked closely with the Nordic Fund Management team in search of new investment opportunities - Created and implemented asset management plans initiatives to maximize the value of the investments - Coordinated real estate transactions and valuation analysis - Headed lease agreement negotiations, budgeting and… Show more - Managed several in-house and separate mandates' international fund operations in Finland. Fund managers and project teams were located in Frankfurt, Oslo and Stockholm - Worked closely with the Nordic Fund Management team in search of new investment opportunities - Created and implemented asset management plans initiatives to maximize the value of the investments - Coordinated real estate transactions and valuation analysis - Headed lease agreement negotiations, budgeting and reporting Specialties: - Asset management - Real estate - Fund management - Real estate valuation - Real estate transactions - Budgeting - Annual reporting Aberdeen Asset Management is a pure asset management company managing assets only for third parties. The company has approximately €244.6 billion of third-party assets under management from offices around the world. Show less

Thesis worker

• Apr 2009 - Nov 2009

Name of the thesis: Indirect real estate investing – investor’s and manger’s risks in different economic cycles

Analyst

• May 2008 - May 2009

- Analyzed possible real estate transactions and valuation reports - Managed due diligence processes - Prepared sales memorandums Specialties: - Real estate transactions - Investment memorandums - Financial modeling - Cash flow analysis Aberdeen Property Investors Finland was a subsidiary of Aberdeen Asset Management.

Analyst

• May 2007 - Aug 2007

- Analyzed new invest opportunities - Conducted valuation analysis on single real estate and portfolio investment opportunities Specialties: - Real estate transactions - Valuation and financial modeling Schaumann Investment Oy is part of Schaumann Group which is engaged in portfolio investments and property development in Denmark and selected areas of Europe. In Finland group holdings consist of a large retail portfolio with long –term leases as well as well located… Show more - Analyzed new invest opportunities - Conducted valuation analysis on single real estate and portfolio investment opportunities Specialties: - Real estate transactions - Valuation and financial modeling Schaumann Investment Oy is part of Schaumann Group which is engaged in portfolio investments and property development in Denmark and selected areas of Europe. In Finland group holdings consist of a large retail portfolio with long –term leases as well as well located development projects. Show less - Analyzed new invest opportunities - Conducted valuation analysis on single real estate and portfolio investment opportunities Specialties: - Real estate transactions - Valuation and financial modeling Schaumann Investment Oy is part of Schaumann Group which is engaged in portfolio investments and property development in Denmark and selected areas of Europe. In Finland group holdings consist of a large retail portfolio with long –term leases as well as well located… Show more - Analyzed new invest opportunities - Conducted valuation analysis on single real estate and portfolio investment opportunities Specialties: - Real estate transactions - Valuation and financial modeling Schaumann Investment Oy is part of Schaumann Group which is engaged in portfolio investments and property development in Denmark and selected areas of Europe. In Finland group holdings consist of a large retail portfolio with long –term leases as well as well located development projects. Show less