Principal Consultant

• Mar 2012 - Present

• As a member of the Oversight and Compliance Review Team (OCRT) for the Federal Deposit Insurance Corporation (FDIC) contract involving compliance and monitoring of Loss Share Agreements (LSA), performed loan reviews related to the LSA between the FDIC and the Assuming Institution (AI) of a failed financial institution. The OCRT is responsible for the review of the AI’s policies and procedures regarding the servicing of the acquired loan portfolio and its efforts to modify or workout a defaulted loan prior to pursuing foreclosure and the subsequent write-off of the remaining loan balance. • Perform on-site compliance reviews of State Small Business Credit Initiative (SSBCI) lending programs created by the September 2010 Small Business Jobs Act on behalf of the US Treasury OIG. Determine the State’s compliance with minimum leverage requirements, borrower assurances of permissible use of funds, business size and type guidelines for Capital Access Programs (CAPs), Other Collateral Support Programs (OCSPs), and Loan Guarantee Programs. Show less

Consultant

• Jan 2011 - Present

Senior Consultant

• Feb 2015 - Present

Consultant

• May 2014 - Jul 2020

As a member of the team involving compliance and monitoring of Loss Share Agreements, perform site visits related to the Assuming Institution of a failed financial institution. The site visit involves a compliance review of the AI’s policies and procedures regarding the servicing of the acquired loan portfolio and its efforts to modify or workout a defaulted loan prior to pursuing foreclosure and the subsequent write-off of the remaining loan balance. As a member of the team involving compliance and monitoring of Loss Share Agreements, perform site visits related to the Assuming Institution of a failed financial institution. The site visit involves a compliance review of the AI’s policies and procedures regarding the servicing of the acquired loan portfolio and its efforts to modify or workout a defaulted loan prior to pursuing foreclosure and the subsequent write-off of the remaining loan balance.

Engagement Director

• Jul 2014 - Feb 2015

CLA, CAST's experienced CPAs deliver custom accounting solutions for clients ranging from startups to Fortune 100s. Serving both public and private companies, CLA, CAST deftly fulfills clients’ needs, whether they are interim, part-time or project-based. CLA, CAST's experienced CPAs deliver custom accounting solutions for clients ranging from startups to Fortune 100s. Serving both public and private companies, CLA, CAST deftly fulfills clients’ needs, whether they are interim, part-time or project-based.

Financial Institutions Services Professional

• Sep 2013 - Dec 2013

• Executed Phase II SoX documentation for financial services company’s business processes. • Utilizing standard internal control walkthroughs, created narratives of in-scope transaction cycles. • Executed internal control testing utilizing proper audit procedures and techniques such as model validation for financial services company’s key reports such as 10-Q/10-K and regulatory reports. • Executed Phase II SoX documentation for financial services company’s business processes. • Utilizing standard internal control walkthroughs, created narratives of in-scope transaction cycles. • Executed internal control testing utilizing proper audit procedures and techniques such as model validation for financial services company’s key reports such as 10-Q/10-K and regulatory reports.

Director of Finance, Financial Institution Services

• May 2009 - Feb 2012

• Overall responsibility for selecting, training, and managing personnel utilized in the proforma accounting processes of failed bank closings. Managed accounting teams in the closings of banks with assets totaling more than $34.5 billion. Responsible for the overall financial management of the Financial Institution Services practice, including the oversight of the expense reimbursement process for employees. • At the closing of a failed financial institution, served as a Pro Forma Team Leader (PFTL). The PFTL was responsible for managing the workflow, motivating and guiding a diverse team of accounting professionals to accomplish the FDIC goal of providing support and verification for the failed financial institution’s balance sheet accounts within an aggressive timeframe and in a challenging work environment. The PFTL typically supervises a team of up to twelve pro forma accounting professionals; and reviews, critiques and approves all work papers prior to submission to the FDIC Financial Manager assigned to the failed financial institution closing. Show less

SVP / Chief Accounting Officer / Controller

• Aug 2007 - 2008

Overall responsibility for general accounting, internal and external reporting, accounting policy, financial systems, corporate tax, and other financial projects for the holding company, the bank, and subsidiaries. • Managed the regulatory financial reporting, including the SEC reporting, and ensured that the company remained current and compliant with US GAAP, SEC, and regulatory reporting requirements. • Documentation of new accounting policies and significant/nonroutine accounting transactions. Updated procedural documentation to ensure compliance with Sarbanes-Oxley. • Partnered with CFO in obtaining a $15 million subordinated loan and a $10 million revolving credit facility, which was utilized to supplement the capital adequacy of the bank. • Evaluate the accounting division structure and team, plan for continual improvement of the efficiency and effectiveness of the group; provide individuals with professional and personal growth opportunities. • Provide support to CFO and CEO on accounting and strategic matters; coordinate activities with external accountants and SEC counsel. Show less

SVP / Chief Accounting Officer / Controller

• Feb 2003 - Jul 2007

Overall responsibility for general accounting, internal and external reporting, accounting policy, financial systems, fixed assets, financial analysis, corporate tax, and other financial projects. • Led the Finance Transition Team in preparation for the merger of two $1 billion banks. Responsible for developing the procedures to integrate the Finance Departments of two banks into one combined group. • Documentation of new accounting policies and significant/nonroutine accounting transactions; ensure reporting is in accordance with US GAAP; coordinate activities with external accountants and SEC counsel. Updated procedural documentation to ensure compliance with Sarbanes-Oxley. • Member of Asset/Liability Committee; assisted with development of the bank’s asset/liability policies and interest rate risk model; assisted the CFO in management oversight of investment portfolio, retail deposit rates and wholesale funding. • Partnered with CFO in obtaining $25 million in trust-preferred securities, which was utilized to supplement the capital adequacy of the bank; managed the associated debt compliance reporting. Managed the accounting/finance/reporting functions for this $1 billion bank, subsidiaries and bank holding company. FNB Southeast merged with Lexington State Bank in 2007 and formed NewBridge Bank. Show less

Insurance Accounting Analyst

• Aug 1999 - Feb 2003

Responsible for the processing, reconciliation, summation, analysis, and internal/external reporting of insurance specific accounting and statistical information pertaining to direct business, reinsured business (both ceded and assumed), and pool insurance business. Coordinate and communicate relevant insurance-related activities and issues with other departments; coordinate communication as primary contact for external customers regarding account status, ad-hoc analysis. Responsible for the processing, reconciliation, summation, analysis, and internal/external reporting of insurance specific accounting and statistical information pertaining to direct business, reinsured business (both ceded and assumed), and pool insurance business. Coordinate and communicate relevant insurance-related activities and issues with other departments; coordinate communication as primary contact for external customers regarding account status, ad-hoc analysis.