Dave Ratner
Licensed Senior Mortgage Banker at Classic Mortgage, LLC.- Claim this Profile
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Bio
Experience
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Classic Mortgage LLC
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United States
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Financial Services
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1 - 100 Employee
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Licensed Senior Mortgage Banker
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Mar 2016 - Present
Providing residential, commercial and reverse mortgage money. Loans for all credit situations and income profiles. We are also FANNIE / FREDDIE / FHA / USDA / VA lenders. I specialize in loans requiring common sense underwriting considerations and approvals. My vast experience and technical expertise is more vital now than ever, especially in this challenging and constantly changing mortgage market. All referrals are greatly appreciated and handled personally by me from beginning to end. Show less
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Homebridge Financial Services, Inc.
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Financial Services
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700 & Above Employee
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Licensed Senior Mortgage Banker
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Jan 2009 - Mar 2016
Providing residential, commercial and reverse mortgage money. Loans for all credit situations and income profiles. We are also FNMA / FHA lenders. I specialize in loans requiring common sense underwriting considerations and approvals. My vast experience and technical expertise is more vital now than ever, especially in this challenging and constantly changing mortgage market. All referrals are greatly appreciated and handled personally by me from beginning to end. Providing residential, commercial and reverse mortgage money. Loans for all credit situations and income profiles. We are also FNMA / FHA lenders. I specialize in loans requiring common sense underwriting considerations and approvals. My vast experience and technical expertise is more vital now than ever, especially in this challenging and constantly changing mortgage market. All referrals are greatly appreciated and handled personally by me from beginning to end.
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Classic Mortgage, LLC.
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Maywood, NJ. 07607
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Mortgage Loan Originator
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Jun 2001 - Dec 2008
Providing Residential and Commercial money in the NJ/NY/CT/FL markets. Loans for all credit situations and income profiles. Specializing in no-income verification loans and loans requiring common sense underwriting and approval. My vast experience and technical expertise is more vital now than ever especially in this challenging and constantly changing mortgage market. All referrals are greatly appreciated and handled personally by me. Providing Residential and Commercial money in the NJ/NY/CT/FL markets. Loans for all credit situations and income profiles. Specializing in no-income verification loans and loans requiring common sense underwriting and approval. My vast experience and technical expertise is more vital now than ever especially in this challenging and constantly changing mortgage market. All referrals are greatly appreciated and handled personally by me.
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Mortgage Loan Originator
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Jun 1994 - May 2001
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Education
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Drexel University - MBA, College of Business & Administration
MBA, Financial Management -
Drexel University
Accounting, Accounting/Finance