Experience

PenAir Credit Union

• United States
• Banking
• 100 - 200 Employee

• VP Business Lending

  • Jul 2023 - Present

  Pensacola, Florida, United States



CenterBank

• United States
• Banking
• 1 - 100 Employee

• Vice President Commercial Banking

  • Apr 2022 - Nov 2022

  Milford, Ohio, United States



Kemba Credit Union

• United States
• Banking
• 1 - 100 Employee

• Vice President of Business Services

  • Apr 2021 - Mar 2022

  Cincinnati Metropolitan Area



Park National Bank

• United States
• Banking
• 700 & Above Employee

• President

  • Apr 2011 - Dec 2020

  Cincinnati, Ohio Area • Grew our total asset base from $250 million to more than $650M. ▪ Increased net income from $1.1 million to $6.3 million by substantially increasing balance sheet growth, fee income, and controlling expenses. ▪ Grew outstanding loan balances from $290M to $607M. ▪ Drove outstanding deposit balances from $215M to $312M; non-interest bearing deposits from $33M to $112M. ▪ Reduced FTE’s from 95 to 55 during tenure at the head of organization, while steering bank through multiple… Show more • Grew our total asset base from $250 million to more than $650M. ▪ Increased net income from $1.1 million to $6.3 million by substantially increasing balance sheet growth, fee income, and controlling expenses. ▪ Grew outstanding loan balances from $290M to $607M. ▪ Drove outstanding deposit balances from $215M to $312M; non-interest bearing deposits from $33M to $112M. ▪ Reduced FTE’s from 95 to 55 during tenure at the head of organization, while steering bank through multiple organizational improvement initiatives to enhance operational efficiency without impacting customer service. ▪ Conceptualized and implemented “Park Cares” community involvement program that focused on serving local markets, resulting in increased brand awareness and created many new business relationships for the bank. Show less



Park National Bank

• United States
• Banking
• 700 & Above Employee

• President; Senior Vice President of Consumer Lending & Retail Banking

  • 2004 - 2011

  Mansfield, Ohio Area PRESIDENT & CHIEF EXECUTIVE OFFICER - RICHLAND BANK, Division of Park National Bank (2007-2011) ▪ Grew net operating income from $5.9M to $10.0M despite a challenging operating environment. ▪ Increased commercial loan portfolio from $85M to $130M and reduced loan losses from $2.3M to $250K. ▪ Led team of 160 FTE and 11 branch locations to #1 ranking among 13 Park National Affiliate Banks in income per associate, efficiency ratio, and non-interest expense as a percentage of average… Show more PRESIDENT & CHIEF EXECUTIVE OFFICER - RICHLAND BANK, Division of Park National Bank (2007-2011) ▪ Grew net operating income from $5.9M to $10.0M despite a challenging operating environment. ▪ Increased commercial loan portfolio from $85M to $130M and reduced loan losses from $2.3M to $250K. ▪ Led team of 160 FTE and 11 branch locations to #1 ranking among 13 Park National Affiliate Banks in income per associate, efficiency ratio, and non-interest expense as a percentage of average assets. VICE PRESIDENT OF RETAIL BANKING - RICHLAND BANK (2004-2007) ▪ Developed multiple consumer and residential lending policies to ensure the bank complied to all applicable laws and regulations. ▪ Authored and trained 80 branch associates for our 13 banking center locations on formalized sales and compliance programs to better attract and retain customers and ensure ongoing compliance to banking regulations. ▪ Grew indirect installment portfolio from $36M to $48M, reduced delinquency rate from 2.75% to less than .50%, and net charge-off rate from 1% to .25%.

• Regional Banking Center Manager; State Farm Car Finance & Leasing Officer

  • 1997 - 2004

  Newark, Ohio, United States • Held leadership responsibilities for the N. 21st Street Banking Center, and regional manager responsibilities for four in-store, seven day a week, banking centers. • Appointed as the leader for the Sales Strategies team that was responsible for the development and implementation of the internal sales campaigns. • Our bank was responsible for the State Farm Auto Finance & Lease Program for the Ohio and Michigan regions. Provided effective training to State Farm personnel on the details… Show more • Held leadership responsibilities for the N. 21st Street Banking Center, and regional manager responsibilities for four in-store, seven day a week, banking centers. • Appointed as the leader for the Sales Strategies team that was responsible for the development and implementation of the internal sales campaigns. • Our bank was responsible for the State Farm Auto Finance & Lease Program for the Ohio and Michigan regions. Provided effective training to State Farm personnel on the details of the programs, as well oversight for the underwriting and document preparation on all new loan and lease requests.



Fifth Third Bank

• United States
• Financial Services
• 700 & Above Employee

• Retail Manager

  • 1992 - 1997

  Cincinnati Metropolitan Area Served as Retail Banking Center Manager for both traditional and in-store locations.