Experience

Jubilee General Insurance Company Ltd

• Insurance
• 100 - 200 Employee

• JSVP - Business Analytics & Enterprise Risk Management

  • May 2019 - Present

  Jubilee General is an AKFED Group company with a portfolio of PKR 14 billion +. The Company is the highest rated general insurer in Pakistan with an Insurer Financial Strength Rating of “B+” (Good) and issuer credit rating of “BBB” by A. M. Best. As JSVP Business Analytics & ERM, I am responsible for: • Preparing and creating business plans and strategic reviews • Preparing feasibility studies and business case to support development and implementation of cross-functional strategic initiatives • Conducting macroeconomic and sector/industry research to inform strategic decision making • Developing financial models and projections including scenario analysis for strategic initiatives and disseminating the findings and conclusions in the form of comprehensive presentations or feasibility reports • Performing empirical, data-driven analysis to understand operational and business performance, identify improvement opportunities, and develop strategies • Analyzing business performance data to identify trends, patterns, anomalies, and other helpful information • Performance reporting and compliance monitoring of investment portfolio worth PKR 15 billion + • Monitoring key risk indicators (KRIs) to determine elevations in risk and recommend risk mitigation measures • Developing, directing, and implementing effective risk management policies and overall risk governance framework Show less



Enclude: A Palladium Company

• United Kingdom
• Business Consulting and Services
• 1 - 100 Employee

• Analyst - Inclusive Finance

  • Oct 2016 - Feb 2019

  Enclude (formerly Triodos Facet) is an advisory firm dedicated to building an inclusive and prosperous global economy. Enclude provides integrated capacity and capital services that help clients and partners design, connect, finance and build solutions that generate sustainable business results and positive social and environmental outcomes. At Enclude, I was mainly responsible for: • Providing consultancy / advisory services to clients on areas like financial inclusion, sustainable business practices, entrepreneurship development and capacity building; • Technical writing (proposal / tender documents development); • End-to-end project Management, implementation and delivery; • Project coordination and client relationship management; and • Project reporting, internal monitoring and evaluation Show less



Magnus Investments Limited

• Pakistan
• Investment Management
• 1 - 100 Employee

• Assistant Vice President

  • Feb 2011 - Sep 2016

  Equity Research: • Responsible for overseeing the securities evaluation function and exploring new investment opportunities. • Member of Investment Committee. • Research reports with in-depth evaluation of financial statements. • Valuation analysis for companies in Oil & Gas, Fertilizer, Chemicals and FMCG sectors. • Developed various valuation models under different methodologies including Discounted Cash Flows, Reserve-Based Discounted Cash Flows (for E&P companies), Dividend Discount Model, Market-based Multiples method (P/E, FV/EBITDA, and P/TBV). Portfolio Management & Risk Analysis: • Holistic fund management of retirement funds under both discretionary and non-discretionary arrangements with regular reporting, cash flow monitoring and periodic rebalancing. • Preparing periodic performance review and asset allocation presentations for client portfolios. • Responsible for developing intellectual capital for investment analysis and performance attribution. • Designing strategic asset allocation solutions for institutional investments including defined contribution and defined benefit funds. • Devise customized asset allocation under defined constraints including Liability Driven Investments, funding gap and liquidity analysis. • Portfolio risk analysis: including Value at Risk (VaR), Sharpe Ratio, stress testing and interest rate sensitivity analysis. Compliance: • Overseeing and monitoring compliance procedures at both organizational and departmental level. • Reviewing client documentation including agreements and investment policy statements for compliance with regulatory requirements. • Reviewing and updating SOPs of different departments including the Risk Management Manual. • Regulatory filing of any information as and when required by Securities & Exchange Commission of Pakistan. • Liaising with the regulatory bodies for any compliance and regulatory matters. Show less