James Odza

Executive Vice President & Chief Financial Officer at Anchor Bank
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Contact Information
us****@****om
(386) 825-5501
Location
Coral Springs, Florida, United States, US
Skills

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Bio

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Credentials

  • Certified Community Banking Compliance Officer
    ICBA
    Nov, 1995
    - Nov, 2024

Experience

  • Anchor Bank
    • United States
    • Banking
    • 1 - 100 Employee
    • Executive Vice President & Chief Financial Officer
      • Jun 2021 - Present

      Chief Financial Officer Chief Financial Officer

  • American National Bank - Oakland Park, FL
    • United States
    • Banking
    • 1 - 100 Employee
    • EVP/ Chief Financial Officer
      • Sep 2017 - Sep 2020

      Directed and led execution of finance and accounting, operations, risk management, internal audits, regulatory compliance, and information security at locally-owned community bank located in Oakland Park, Florida. Developed capital and strategic plans. Set and managed budgets. Led financial reporting, statement preparation, treasury management and asset/liability management. Created and executed investment strategies focused on high-grade U.S. Gov'tAgency Securities. Performed allowance for… Show more Directed and led execution of finance and accounting, operations, risk management, internal audits, regulatory compliance, and information security at locally-owned community bank located in Oakland Park, Florida. Developed capital and strategic plans. Set and managed budgets. Led financial reporting, statement preparation, treasury management and asset/liability management. Created and executed investment strategies focused on high-grade U.S. Gov'tAgency Securities. Performed allowance for loan and lease loss reporting along with revised loan exception reporting. Directly managed and guided multifaceted team across Finance & Accounting, Deposit Operations, and Information Technology. Worked with Chief Lending Officer, Chief Credit Officer, BSA Compliance Officer, Director of Operations, IT Officer and Controller. Managed Audit Committee and Asset/Liability Committee. Member of Executive Management Team reporting to President/CEO and Board of Directors. Served as ANB Holdings, Inc.’s Treasurer and performed shareholder accounting. Partnered with third party vendor to quantify both inherent risk and residual risk. Evaluated functional areas: Compliance, Credit, Operations, Investments, Pricing, Cybersecurity, Strategic Risk and Reputation Risk. Led regulatory activities. Delivered quarterly updates to OCC. Adhered to ANB’s internal audit program and prepared audit packages. Show less Directed and led execution of finance and accounting, operations, risk management, internal audits, regulatory compliance, and information security at locally-owned community bank located in Oakland Park, Florida. Developed capital and strategic plans. Set and managed budgets. Led financial reporting, statement preparation, treasury management and asset/liability management. Created and executed investment strategies focused on high-grade U.S. Gov'tAgency Securities. Performed allowance for… Show more Directed and led execution of finance and accounting, operations, risk management, internal audits, regulatory compliance, and information security at locally-owned community bank located in Oakland Park, Florida. Developed capital and strategic plans. Set and managed budgets. Led financial reporting, statement preparation, treasury management and asset/liability management. Created and executed investment strategies focused on high-grade U.S. Gov'tAgency Securities. Performed allowance for loan and lease loss reporting along with revised loan exception reporting. Directly managed and guided multifaceted team across Finance & Accounting, Deposit Operations, and Information Technology. Worked with Chief Lending Officer, Chief Credit Officer, BSA Compliance Officer, Director of Operations, IT Officer and Controller. Managed Audit Committee and Asset/Liability Committee. Member of Executive Management Team reporting to President/CEO and Board of Directors. Served as ANB Holdings, Inc.’s Treasurer and performed shareholder accounting. Partnered with third party vendor to quantify both inherent risk and residual risk. Evaluated functional areas: Compliance, Credit, Operations, Investments, Pricing, Cybersecurity, Strategic Risk and Reputation Risk. Led regulatory activities. Delivered quarterly updates to OCC. Adhered to ANB’s internal audit program and prepared audit packages. Show less

  • OptimumBank
    • United States
    • Banking
    • 1 - 100 Employee
    • EVP/ Chief Financial Officer
      • Aug 2015 - Aug 2017

      Recruited to direct turnaround and ensure continued operation of community bank with 3 branches in Broward County, Florida. Accountable for reengineering bank’s investment portfolio, raising capital levels along with improving regulatory compliance. Directed all financial reporting, treasury management, investments, asset/liability management, risk management, along with regulatory activities requiring interaction with State of Florida and Federal regulators. Directly managed Finance &… Show more Recruited to direct turnaround and ensure continued operation of community bank with 3 branches in Broward County, Florida. Accountable for reengineering bank’s investment portfolio, raising capital levels along with improving regulatory compliance. Directed all financial reporting, treasury management, investments, asset/liability management, risk management, along with regulatory activities requiring interaction with State of Florida and Federal regulators. Directly managed Finance & Accounting and Operations Teams. Oversaw branch teams across 3 locations. Led Audit Committee and Asset/Liability Committee. Show less Recruited to direct turnaround and ensure continued operation of community bank with 3 branches in Broward County, Florida. Accountable for reengineering bank’s investment portfolio, raising capital levels along with improving regulatory compliance. Directed all financial reporting, treasury management, investments, asset/liability management, risk management, along with regulatory activities requiring interaction with State of Florida and Federal regulators. Directly managed Finance &… Show more Recruited to direct turnaround and ensure continued operation of community bank with 3 branches in Broward County, Florida. Accountable for reengineering bank’s investment portfolio, raising capital levels along with improving regulatory compliance. Directed all financial reporting, treasury management, investments, asset/liability management, risk management, along with regulatory activities requiring interaction with State of Florida and Federal regulators. Directly managed Finance & Accounting and Operations Teams. Oversaw branch teams across 3 locations. Led Audit Committee and Asset/Liability Committee. Show less

  • Grand Bank & Trust of Florida
    • West Palm Beach, Florida
    • EVP / Chief Financial Officer
      • Jun 1998 - Jul 2015

      Founding member of locally-owned and managed commercial bank and lending institution with 7 branches in Palm Beach County and Treasure Coast, Florida. Directed strategic planning, budgeting, financial reporting, treasury management, investments, asset/liability management, fixed assets, risk management, along with all regulatory activities. Managed relationships with State and Federal regulators. Developed operating procedures. Introduced lending products and services, Evaluated, selected plus… Show more Founding member of locally-owned and managed commercial bank and lending institution with 7 branches in Palm Beach County and Treasure Coast, Florida. Directed strategic planning, budgeting, financial reporting, treasury management, investments, asset/liability management, fixed assets, risk management, along with all regulatory activities. Managed relationships with State and Federal regulators. Developed operating procedures. Introduced lending products and services, Evaluated, selected plus launched new systems. Led and evaluated Operations Team. Led Audit Committee and Asset Liability Committee. Secretary and Treasurer for Grand Bankshares, Inc. Show less Founding member of locally-owned and managed commercial bank and lending institution with 7 branches in Palm Beach County and Treasure Coast, Florida. Directed strategic planning, budgeting, financial reporting, treasury management, investments, asset/liability management, fixed assets, risk management, along with all regulatory activities. Managed relationships with State and Federal regulators. Developed operating procedures. Introduced lending products and services, Evaluated, selected plus… Show more Founding member of locally-owned and managed commercial bank and lending institution with 7 branches in Palm Beach County and Treasure Coast, Florida. Directed strategic planning, budgeting, financial reporting, treasury management, investments, asset/liability management, fixed assets, risk management, along with all regulatory activities. Managed relationships with State and Federal regulators. Developed operating procedures. Introduced lending products and services, Evaluated, selected plus launched new systems. Led and evaluated Operations Team. Led Audit Committee and Asset Liability Committee. Secretary and Treasurer for Grand Bankshares, Inc. Show less

  • Great Southern Bank
    • West Palm Beach, Florida
    • VP / Compliance Officer
      • Aug 1995 - Jun 1998

      Led Regulatory Compliance Program and Loan Review functions for locally-owned and managed community bank based in West Palm Beach, Florida and acquired by Colonial Bank in Q2-1997. Created and executed compliance training and audit procedures. Adhered to Anti-Money Laundering (AML), Bank Secrecy Act (BSA), Community Reinvestment Act (CRA), Home Mortgage Disclosure Act (HMDA), advertising regulations and others. ► Developed Compliance Manual and Delivered consumer-focused compliance… Show more Led Regulatory Compliance Program and Loan Review functions for locally-owned and managed community bank based in West Palm Beach, Florida and acquired by Colonial Bank in Q2-1997. Created and executed compliance training and audit procedures. Adhered to Anti-Money Laundering (AML), Bank Secrecy Act (BSA), Community Reinvestment Act (CRA), Home Mortgage Disclosure Act (HMDA), advertising regulations and others. ► Developed Compliance Manual and Delivered consumer-focused compliance training. ► Designed and implemented Compliance reporting systems per CRA and HMDA guidelines. ► Spearheaded creation and launch of internal audit programs for all lines of business. ► Created and implemented workout strategies to successfully reduce underperforming assets. Show less Led Regulatory Compliance Program and Loan Review functions for locally-owned and managed community bank based in West Palm Beach, Florida and acquired by Colonial Bank in Q2-1997. Created and executed compliance training and audit procedures. Adhered to Anti-Money Laundering (AML), Bank Secrecy Act (BSA), Community Reinvestment Act (CRA), Home Mortgage Disclosure Act (HMDA), advertising regulations and others. ► Developed Compliance Manual and Delivered consumer-focused compliance… Show more Led Regulatory Compliance Program and Loan Review functions for locally-owned and managed community bank based in West Palm Beach, Florida and acquired by Colonial Bank in Q2-1997. Created and executed compliance training and audit procedures. Adhered to Anti-Money Laundering (AML), Bank Secrecy Act (BSA), Community Reinvestment Act (CRA), Home Mortgage Disclosure Act (HMDA), advertising regulations and others. ► Developed Compliance Manual and Delivered consumer-focused compliance training. ► Designed and implemented Compliance reporting systems per CRA and HMDA guidelines. ► Spearheaded creation and launch of internal audit programs for all lines of business. ► Created and implemented workout strategies to successfully reduce underperforming assets. Show less

  • SunTrust Banks, Inc.
    • Miami/Fort Lauderdale Area
    • AVP / Loan Review & Real Estate Finance Lender
      • Jun 1990 - Jul 1995

      Assessed asset quality, loan loss reserve sufficiency, risk recognition, regulatory compliance programs and account servicing, then reported findings directly to Senior Management Team at publicly traded commercial bank. Oversaw internal audit and compliance programs. Produced $22 million new loan volume and administered $17 million loan portfolio. Developed and implemented strategy to restructure criticized/adversely classified loans. Assessed asset quality, loan loss reserve sufficiency, risk recognition, regulatory compliance programs and account servicing, then reported findings directly to Senior Management Team at publicly traded commercial bank. Oversaw internal audit and compliance programs. Produced $22 million new loan volume and administered $17 million loan portfolio. Developed and implemented strategy to restructure criticized/adversely classified loans.

Education

  • Tulane University - A.B. Freeman School of Business
    Master of Business Administration (M.B.A.), Accounting and Finance
  • Tulane University
    Bachelor of Arts (BA), Economics
  • ABA Stonier Graduate School of Banking
    Graduate, Banking

Community

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