Cecilia Valencia
Business Development Officer at Working Solutions CDFI- Claim this Profile
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English Native or bilingual proficiency
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Spanish Native or bilingual proficiency
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French Elementary proficiency
Topline Score
Bio
Credentials
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Loan Origination License
NMLS
Experience
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Working Solutions CDFI
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United States
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Financial Services
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1 - 100 Employee
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Business Development Officer
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Nov 2022 - Present
Passionate about helping small business owners and entrepreneurs get access to affordable capital and free business consulting throughout Northern California. Passionate about helping small business owners and entrepreneurs get access to affordable capital and free business consulting throughout Northern California.
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Licensed Loan Officer & Loan Administrator
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Apr 2022 - Present
- Assess feasibility of loan approval by reviewing financial histories, available credit and current employment - Help customers make decisions about loans and lines of credit based on availability, terms and benefits - Meet with application to obtain information for loan applications and answer questions about processes - Spend ample time with each application to break down complex information into terms that are easy to understand - Analyze applicant financial and credit status, evaluate asses and risk to determine loan feasibility - Maintain updated knowledge through continuing education and advanced training - Demonstrated leadership by making improvements to work processes and helping to train others - Prioritize and organize tasks to efficiently accomplish service goals - Work with various lenders, shop rates for clients, and offer FHA, Conventional, VA, and HELOC financing
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Cecy’s Rental Services
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San Francisco Bay Area
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Small Business Owner
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Mar 2022 - Present
Sharing my passion and enthusiasm for cars and travel with the world. Sharing my passion and enthusiasm for cars and travel with the world.
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Envoy Mortgage
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United States
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Financial Services
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700 & Above Employee
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Licensed Loan Originator Assistant/Loan Administrator/Loan Officer - NMLS #936174
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Feb 2020 - Apr 2022
Envoy Mortgage alte - NMLS #6666 | Envoy Mortgage is an Equal Housing slender - This is not a commitment to lend | www.envoymortgage.com | www.nmlsconsumeraccess.org | www.envoymortgage.com/licensing-legal-information Envoy Mortgage alte - NMLS #6666 | Envoy Mortgage is an Equal Housing slender - This is not a commitment to lend | www.envoymortgage.com | www.nmlsconsumeraccess.org | www.envoymortgage.com/licensing-legal-information
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Stearns Lending, Inc
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United States
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Financial Services
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500 - 600 Employee
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Licensed Loan Officer Assistant/Loan Administrator/Loan Officer
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Jun 2019 - Feb 2020
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Fairway Independent Mortgage Corporation
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United States
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Financial Services
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700 & Above Employee
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Licensed Loan Officer Assistant/Loan Adiministrator - NMLS #936174
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May 2016 - Jun 2019
NMLS #2289 NMLS #2289
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CMG Financial
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United States
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Financial Services
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700 & Above Employee
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Licensed Loan Officer Assistant/Loan Administrator/Loan Officer - NMLS #936174
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Mar 2013 - May 2016
Diversified Mortgage Group is a division of CMG Mortgage, Inc. NMLS #1820 Diversified Mortgage Group is a division of CMG Mortgage, Inc. NMLS #1820
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Education
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University of Phoenix
Bachelor of Science (B.S.), Business/Corporate Communications -
Silicon Valley College
Certification, Holistic Health/Massage Therapy -
Gateway College of Evangelism
Theology -
Western International University
Master of Arts (M.A.), Human Dynamics