Rachel Hudgins
Conventional Mortgage Underwriter at Radius Financial- Claim this Profile
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Bio
Darren Breen
Rachel is by far the most sincere and caring individual in the mortgage industry. She spends most of her day figuring ways to provide her clients with the best possible products and service. She has expertise in processing, underwriting, funding, and originating. This experience makes her very knowledgeable in just about every aspect of the industry. Her honesty, dedication and knowledge make her an easy choice for clients and business partners.
Sigrid Ekrut
Rachel is a hard working, has years of experience and knowledge in the mortgage business. Her personality shines through to her clients. I feel very comfortable refering Rachel to other Realtors and home buyers. She is a joy to work with. Sigrid Ekrut RE/MAX Catalina Foothills
Darren Breen
Rachel is by far the most sincere and caring individual in the mortgage industry. She spends most of her day figuring ways to provide her clients with the best possible products and service. She has expertise in processing, underwriting, funding, and originating. This experience makes her very knowledgeable in just about every aspect of the industry. Her honesty, dedication and knowledge make her an easy choice for clients and business partners.
Sigrid Ekrut
Rachel is a hard working, has years of experience and knowledge in the mortgage business. Her personality shines through to her clients. I feel very comfortable refering Rachel to other Realtors and home buyers. She is a joy to work with. Sigrid Ekrut RE/MAX Catalina Foothills
Darren Breen
Rachel is by far the most sincere and caring individual in the mortgage industry. She spends most of her day figuring ways to provide her clients with the best possible products and service. She has expertise in processing, underwriting, funding, and originating. This experience makes her very knowledgeable in just about every aspect of the industry. Her honesty, dedication and knowledge make her an easy choice for clients and business partners.
Sigrid Ekrut
Rachel is a hard working, has years of experience and knowledge in the mortgage business. Her personality shines through to her clients. I feel very comfortable refering Rachel to other Realtors and home buyers. She is a joy to work with. Sigrid Ekrut RE/MAX Catalina Foothills
Darren Breen
Rachel is by far the most sincere and caring individual in the mortgage industry. She spends most of her day figuring ways to provide her clients with the best possible products and service. She has expertise in processing, underwriting, funding, and originating. This experience makes her very knowledgeable in just about every aspect of the industry. Her honesty, dedication and knowledge make her an easy choice for clients and business partners.
Sigrid Ekrut
Rachel is a hard working, has years of experience and knowledge in the mortgage business. Her personality shines through to her clients. I feel very comfortable refering Rachel to other Realtors and home buyers. She is a joy to work with. Sigrid Ekrut RE/MAX Catalina Foothills
Experience
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Radius Financial
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Canada
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Financial Services
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1 - 100 Employee
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Conventional Mortgage Underwriter
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Nov 2020 - Present
Underwriting Conventional & Jumbo and Non-QM Loans in accordance with company, investor and agency guidelines (Fannie Mae & Freddie Mac). Performed in depth and detailed review and analysis of Income/DTI, assets/reserves, title, appraisal, LTV/CLTV/HCLTV, loan application validation, fraud report & AUS findings (DU or LP). Underwriting Conventional & Jumbo and Non-QM Loans in accordance with company, investor and agency guidelines (Fannie Mae & Freddie Mac). Performed in depth and detailed review and analysis of Income/DTI, assets/reserves, title, appraisal, LTV/CLTV/HCLTV, loan application validation, fraud report & AUS findings (DU or LP).
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JFQ Financial
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Remote
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Mortgage Underwriter
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Sep 2019 - Nov 2020
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Fairway North Glendale
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United States
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Financial Services
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400 - 500 Employee
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Jr Underwriter, Sr. Mortgage Loan Processor
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2015 - 2019
Responsible for gathering financial documents, reviewing and analyzing for approval and communicating client's with all parties (LO, Title Co, Client, Underwriter, Funder, etc) to see file through to completion FHA mortgages VA mortgages Conventional mortgages USDA mortgages Reverse mortgages Banker, Lender, Loan Officer, Mortgage Advisor, Broker, Home Loan Consultant in Phoenix, Scottsdale, Mesa, Tempe, Chandler, Glendale, Peoria, Tucson and all of Arizona Responsible for gathering financial documents, reviewing and analyzing for approval and communicating client's with all parties (LO, Title Co, Client, Underwriter, Funder, etc) to see file through to completion FHA mortgages VA mortgages Conventional mortgages USDA mortgages Reverse mortgages Banker, Lender, Loan Officer, Mortgage Advisor, Broker, Home Loan Consultant in Phoenix, Scottsdale, Mesa, Tempe, Chandler, Glendale, Peoria, Tucson and all of Arizona
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Prospect Mortgage, LLC
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United States
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Financial Services
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700 & Above Employee
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Loan Officer, Sr Loan Processor
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2009 - 2015
Assisting homebuyers with options for financing. Knowledgeable with first time homebuyers to help secure down-payment assistance when eligible. Also, thouroughly versed with all loan programs such as Homepath, 203k Renovation, FHA, VA and Conventional. FHA mortgages VA mortgages Conventional mortgages USDA mortgages Reverse mortgages Banker, Lender, Loan Officer, Mortgage Advisor, Broker, Home Loan Consultant in Phoenix, Scottsdale, Mesa, Tempe, Chandler, Glendale, Peoria, Tucson and all of Arizona Show less
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NOVA® Home Loans
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United States
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Financial Services
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400 - 500 Employee
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Sr. Mortgage Loan Processor
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Aug 2008 - Mar 2009
FHA mortgages VA mortgages Conventional mortgages USDA mortgages Reverse mortgages Banker, Lender, Loan Officer, Mortgage Advisor, Broker, Home Loan Consultant in Phoenix, Scottsdale, Mesa, Tempe, Chandler, Glendale, Peoria, Tucson and all of Arizona FHA mortgages VA mortgages Conventional mortgages USDA mortgages Reverse mortgages Banker, Lender, Loan Officer, Mortgage Advisor, Broker, Home Loan Consultant in Phoenix, Scottsdale, Mesa, Tempe, Chandler, Glendale, Peoria, Tucson and all of Arizona
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Meridian Mortgage
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Real Estate
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1 - 100 Employee
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Loan Officer Assitant, Loan Processor, Document Preparer
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Feb 2003 - Aug 2008
FHA mortgages VA mortgages Conventional mortgages USDA mortgages Reverse mortgages Banker, Lender, Loan Officer, Mortgage Advisor, Broker, Home Loan Consultant in Phoenix, Scottsdale, Mesa, Tempe, Chandler, Glendale, Peoria, Tucson and all of Arizona FHA mortgages VA mortgages Conventional mortgages USDA mortgages Reverse mortgages Banker, Lender, Loan Officer, Mortgage Advisor, Broker, Home Loan Consultant in Phoenix, Scottsdale, Mesa, Tempe, Chandler, Glendale, Peoria, Tucson and all of Arizona
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Education
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2008 - 2010
Pima Community College
General Business -
1996 - 2000
Flowing Wells High
Community
