Bahiya Karmegam

Credit Manager - Corporate Lending at The Thorn Group
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Contact Information
us****@****om
(386) 825-5501
Location
The Rocks, New South Wales, Australia, AU
Languages
  • English Full professional proficiency
  • Malayalam Native or bilingual proficiency
  • Tamil Native or bilingual proficiency

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5.0

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Bharathiraja S

Bahiya is known for her commitment and smart work , she is too good in managing all the internal and external stakeholders to ensure the timelines are met. Go getter attitude has always helped to over achieve her targets consistently

R.PRASANNA VENKATESAN

she is and enthusiastic subordinate who worked with me and very effective and efficient skills in banking credit platform and she is having exceptional capacity to handle banking credit department as she worked as credit analyst with me in Ing Vysya Bank all the very best for her future endeavors.

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Credentials

  • Managing Change in Organisations
    Horsley Hills
    Jan, 2012
    - Nov, 2024
  • Basic Understanding of Stock Market
    BSE Institute Ltd.
    Jan, 2011
    - Nov, 2024
  • Accounting Technicians (ICWAI) Foundation Course
    ICWAI
    Jan, 2010
    - Nov, 2024
  • Drawing on the Power of Word
    RBC Chennai
    Jan, 2010
    - Nov, 2024
  • TALLY Financial Accounting
    TALLY. ERP
    Jan, 2010
    - Nov, 2024

Experience

  • The Thorn Group
    • United States
    • Financial Services
    • 1 - 100 Employee
    • Credit Manager - Corporate Lending
      • Jul 2022 - Present

  • SocietyOne
    • Australia
    • Financial Services
    • 1 - 100 Employee
    • Credit Analyst
      • Jul 2021 - Jun 2022

  • Axis Bank
    • India
    • Banking
    • 700 & Above Employee
    • Senior Manager -Corporate Business Banking
      • Apr 2018 - Jun 2019

  • YES BANK
    • India
    • Banking
    • 700 & Above Employee
    • Senior Manager -Emerging Business Banking
      • Oct 2014 - Mar 2018

  • ING
    • Netherlands
    • Banking
    • 700 & Above Employee
    • Manager– Business Banking
      • May 2013 - Oct 2014

  • Bharat Heavy Electricals Limited
    • India
    • Appliances, Electrical, and Electronics Manufacturing
    • 700 & Above Employee
    • Project Trainee
      • May 2012 - Jun 2012

      Study on Working Capital Management and Ratio Analysis for BHEL. Suggested solutions for maintaing and sustaining positive working capital. Study on Working Capital Management and Ratio Analysis for BHEL. Suggested solutions for maintaing and sustaining positive working capital.

  • HMT Limited
    • Machinery Manufacturing
    • 200 - 300 Employee
    • Intern
      • May 2010 - Jun 2010

      Study and exposure on different departmental tasks. Study and exposure on different departmental tasks.

Education

  • Vellore Institute of Technology
    Master of Business Administration (MBA), Banking, Corporate Finance
    2011 - 2013
  • Vellore Institute of Technology
    Bachelor of Business Administration (BBA), Business Administration and Management, General
    2008 - 2011
  • St. Mary’s Higher Secondary School
    12th State Board, Biology/Biological Sciences, General
    2006 - 2008

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