Anshul Aggarwal
President at Excel Air- Claim this Profile
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English Native or bilingual proficiency
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Hindi Native or bilingual proficiency
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Punjabi Elementary proficiency
Topline Score
Bio
Credentials
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Certified Public Accountant
8450
Experience
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Excel Air
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United States
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Construction
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1 - 100 Employee
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President
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Jun 2022 - Present
Leading all facets of business with an amazing team of individuals to provide HVAC services within the DFW metroplex and working on large scale municipal projects within the entire state of Texas. Responsible for working with Engineers in ensuring that the scope of work adheres to the specifications and the delivery meets the expected outcomes. Responsible for growing the platform both organically and via acquisition and evaluating multiple opportunities to grow via vertical and horizontal integration as a full service Mechanical Contractor in the DFW metroplex. Show less
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LoanCare LLC
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Dallas/Fort Worth Area
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Chief Risk Officer
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Aug 2018 - May 2022
Mr. Aggarwal will lead LoanCare's risk management, auditor relations, quality control and compliance initiatives as well identify, measure, monitor and control risk. LoanCare is a leading national provider of full service subservicing and interim subservicing to the mortgage industry and has offered its expertise and best practices in providing servicing solutions for others since 1991. LoanCare is one of the largest subservicing companies in United Stated and is growing its portfolio by offering exceptional services to both its clients and borrowers. Show less
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Caliber
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United States
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Financial Services
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700 & Above Employee
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Head of Servicing Risk
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Sep 2017 - Aug 2018
Assisting the Board and Executive Management in developing the risk appetite statement and policy framework and cascading throughout management by educating and collaborating with stakeholders.Develop leading indicators to proactively identify any emerging trends and assisting business in risk identification and mitigation through comprehensive and targeted root cause analysis.Partnering with Analytics in developing risk “heat maps” and dashboards to translate complex information in sententious manner to Board/Executive level. Additionally, conceptualizing RPA (Robotic Process Automation) initiative in aggregating large sums of data and review it systemically to increase coverage and efficiency. Show less
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Chief Audit Executive
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May 2014 - Sep 2017
Served as Chief Audit Executive at Caliber Home Loans to build from ground-up a "best in class" internal audit function that is strategically and cross-functionally aligned with all areas of risks within the company. Developed strong partnership with executive management to strengthen existing control frameworks within Originations and Servicing space to provide "early warning signs". Executed Comprehensive Risk Assessment cross-functionally across Servicing, Originations and Corporate based on the COSO framework with detailed analysis utilizing “inherent and residual risk” metrics and presenting the 400+ page deck to Audit Committee and Board (previously was 60 pages). This risk model is leveraged as a baseline to the Enterprise Risk Framework throughout the organization.Present audit risk analysis to various external regulatory agencies, rating agencies and other key stakeholders. Lead various strategic initiatives within the company and advise executive management on operational/financial/regulatory risks . Reporting directly into the Board of Directors and Audit Committee to provide an independent and objective risk view of the company. Show less
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Citi
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United States
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Financial Services
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700 & Above Employee
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SVP, Global Internal Audit (formerly Operational Risk)
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Apr 2012 - May 2014
Change agent for the audit transformation and strategy implementation across Citi global audit assurance practice focusing on Mortgage and Retail Banking within NAM, LATAM and EMEA Partnered with Global Internal Audit management on audit strategy responsible for North America, Latin America and Europe enabling them towards “GTS” (Getting to Strong) assessment. Devised audit methodology, monitored results and guided Internal Audit teams (followed by more than 1500+ auditors across Citi global workforce) to perform and deliver both the design assessment and the operational effectiveness testing for their audits. Managed several consent order work streams within the Mortgage Servicing audits pertaining to OCC and effectively liaising with the business and OCC examiners on MRAs. Change agent to implement a process whereby risk-taking activities are proactively identified, controlled and managed within enterprise risk appetite by performing in-depth reviews. Presented and effectively communicated to senior leadership on various emerging risks and thematic issues arising within the Global Consumer Group and foster relationships with stakeholders to mitigate those risks. Co-spearheaded the DOJ National Mortgage Settlement (NMS) efforts by performing readiness assessment for the business based on the provisions and sponsored the discussions across other servicers. Key member of the executive sponsoring committee across the 5 key servicers under the NMS settlement. Co-chaired the committee for Citi and was responsible for deciphering the criteria for “Pass/Fail” of the key metrics, understanding the populations and ensuring that the business controls were adhering to the metric playbook. Internally, established the IRG (Independent Review) and was liaising with Monitor on NMS related issues. Performed operational risk assessments by analyzing KPI/KRI to identify control enhancements in business processes and recommending remediation plans. Show less
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JPMorgan Chase & Co.
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United States
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Financial Services
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700 & Above Employee
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VP, Operational Risk
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Jan 2010 - Apr 2012
Responsible for assessing and managing overall risk environment for Default Servicing Spearheaded several audits to evaluate effectiveness of the internal process for complying with the OCC Consent Order, MHA-C regulations focusing on holistic lifecycle of loans in Default Servicing. Executed a comprehensive Risk & Control Self-Assessment (RCSA) program within default operations to develop functional process mapping, streamlining the controls and developing gap- assessment highlighting weakness within the control environment. Control lead for end-to-end process reviews, risk and control evaluation, remediation action plans, monitoring metrics, and various ad-hoc reporting within risk organization focusing on Consent Order reviews, MRA, and/or Compliance reviews. Key liaison with external consulting firms to drive operational risk management practices, risk acceptance, process flow improvement and efficiencies within the workflow processes to minimize the errors and limit the overall regulatory and reputational risk. Presented succinct and comprehensible executive presentations to Chief Control Officer highlighting emerging trends within risk highlighting “heat maps”. Show less
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EY
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United Kingdom
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IT Services and IT Consulting
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700 & Above Employee
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Audit Manager
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Aug 2004 - Dec 2009
Spearheaded external audits within financial services engagements serving both SEC and private clients Planned and developed audit scope, objectives and program using risk and control based auditing techniques and review client’s accounting policies and procedures, consistently meeting deadlines. Identified and presented compliance reporting to executive management, audit committee and Board of Directors by successfully executing detailed audit plans, evaluating accounting operations, and managing fieldwork activities. Ensured continued compliance with accounting pronouncements by researching and discussing potential technical issues related to the client and preparing memorandums for leadership. Recruited, hired, supervised and developed staff and senior auditors (20+ members) as well as manage and evaluate performance on each audit, ensuring audit methodologies were followed. Reviewed and tested management’s reporting on internal controls/ 404 testing under COSO and Sarbanes-Oxley Act (SOX) guidelines, recommending documentation improvements and streamlining business performance improvement initiatives. Gained comprehensive experience in: SEC Reporting/documentation, Technical write-ups, General Accounting, GAAP, GAAS, FASBs, Planning/scheduling, Budgeting, Engagement Economics, Client Relationship Management, and Financial Statement Analysis. Show less
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Education
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2002 - 2004
University of Oklahoma
MBA, Finance -
1998 - 2002
University of Delhi
Honors in Bachelors of Commerce, Accounting and Finance
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