Experience

Refyne India

• India
• Financial Services
• 100 - 200 Employee

• Associate Director - Product

  • Apr 2022 - Present

• Lead Product Manager

  • Apr 2021 - Mar 2022

• Lead Technical Product Manager

  • Nov 2020 - Mar 2021

  Refyne partners with organizations to extend on-demand Earned Wage Access (EWA) to their employees. We believe employers play a crucial role in their staff’s financial literacy plan, and providing employees access to their real-time earned salary promotes a stress-free and productive workforce.



Freelancer

• Bengaluru, Karnataka, India

• Product Consultant

  • Feb 2020 - Nov 2020

  As a product management consultant, I have worked with a Fintech and their partner NBFC to build the beta version of their products. For the NBFC, I led the development of a credit line product that complied with RBI regulations and included an application management system, a loan disbursal system, and a collection and NPA monitoring system. These components ensured the credit line product was secure, efficient and compliant with necessary regulations. For the Fintech, I designed and developed a product that included mobile/web user-facing apps, a product analytics system, and an NBFC partner interaction module, which enabled seamless and user-friendly experiences for customers while effectively partnering with the NBFC to offer their credit line product. During this time, I also helped the firms with defining their product strategies, building engineering, design and product teams, developing product roadmaps and launch plans, and setting up systems to monitor product performance. Show less



MyShubhLife

• India
• Financial Services
• 1 - 100 Employee

• AVP - Tech Products

  • Mar 2019 - Mar 2020

  Was leading the Credit Product team responsible for building highly scalable and concurrent credit auto decisioning system using Python, Java and AWS cloud infra.

• Lead Product Engineer

  • Mar 2018 - Feb 2019

  Architected and wrote the Shubh Loans android app and witnessed its growth to 4.5 million+ users with 4.3 rating on play store.Led the Customer-Facing Tech team consisting of 8 developers.

• Senior Software Engineer

  • Oct 2017 - Feb 2018

  Heavily optimized the backend and introduced microservices to handle thousands of users per hour, millions of users overall.



ZigaLabs

• Bangalore

• Founder

  • Oct 2016 - Oct 2017

  As the founder and CEO of a startup focused on providing a solution for educational hubs, I led a team of 40+ full-time and part-time employees to develop a suite of products that supported online learning. We built our fully managed tech solution at a time when technology in the education sector was not yet mainstream in India. The product was designed to support features such as online video lectures, daily practice problems with solutions, real-time doubt management, gamified quizzes with multiple levels, and daily feeds with likes and comments functionality. Our product was unique in that it offered real-time delivery of new content, similar to a chat app, and was supported by cloud infrastructure from Firebase and AWS. Throughout my time as CEO, I roamed around India to gather requirements and talk to teachers and students about their issues and possible solutions. Thanks to this hard work and dedication, I was able to secure 20+ clients to start off with. Show less



Vizury

• India
• Technology, Information and Internet
• 1 - 100 Employee

• Software Engineer - Platform Product

  • May 2016 - Dec 2016

  At Vizury, I was part of the core platform team that was responsible for developing a suite of digital ad servers that were used by companies around the globe. My focus on creating highly reliable and scalable solutions helped to ensure that these ad servers could handle high volumes of traffic without downtime or performance issues. During this time, I built my expertise in Java technologies, Python, SQL, Kafka, Redis, and AWS cloud infrastructure, allowing me to develop solutions that were both efficient and effective. Show less



Campus Connect (College Startup)

• Kozhikode, Kerala, India

• Founder

  • Jan 2015 - Apr 2016

  CampusConnect(CC) was a help networking platform that aims to provide a platform for mutual assistance among students. This AI app allowed users to seek or offer help in a variety of areas. These include academics, extra-curricular activities, emergencies, financial assistance, and more. At its peak, we had 200,000+ students from 100+ colleges around South India, generating more than 500 help requests every day. I started it as a pet project in college as the idea emerged from my observation that many students struggle with various aspects of college life and may not have access to reliable support and resources. With CC, students can connect with each other to find help or provide help, creating a collaborative and supportive community. The app's AI-based system matches users based on their interests, skills, and needs, making it easy to find the right help at the right time. For example, a student struggling with math can find another student who excels in that subject. Similarly, a student who needs financial help can connect with someone willing to lend money. Overall, CC was a much-required solution to the challenges faced by college students. By providing a platform for mutual assistance, the app helps students build a supportive community and access the resources they need to succeed in college and beyond. Show less



Squareyard

• Software Engineer

  • May 2014 - Oct 2014

  As an intern at SquareYard, I worked on a unique solution to a common problem - "Deciding on a location to meet up with friends who live in different parts of the city". Developing Location Optimizer, a simple AI app that takes multiple locations as input and provides a list of equidistant places to meet up. Beyond its use for social outings, Location Optimizer was also intended for use in real estate applications. With this app, users could identify properties that were in a location that worked well for them and their families, taking into account factors like the location of their office, their spouse's office, and their child's school. My time at SquareYard was also significant in that it introduced me to the world of entrepreneurship at an early stage in my career. Building Location Optimizer helped me realize my passion for creating innovative solutions to real-world problems, and inspired me to start my own venture in college. Show less