Experience

Consolidated Analytics

• United States
• Financial Services
• 200 - 300 Employee

• SVP, Operations

  • Feb 2023 - Present

• VP, Operations

  • Dec 2018 - Feb 2023



LoanSnap

• United States
• Financial Services
• 1 - 100 Employee

• Underwriting Manager

  • Jul 2018 - Aug 2018



LoanSnap, Inc.

• United States
• Financial Services
• 1 - 100 Employee

• Underwriting Manager

  • Mar 2017 - Jul 2018



Paramount Equity Mortgage, LLC

• United States
• Financial Services
• 100 - 200 Employee

• DE Underwriter

  • Jul 2015 - Mar 2017



Opus Capital Markets Consultants, LLC

• United States
• Financial Services
• 1 - 100 Employee

• Deal Manager

  • Jan 2015 - Jul 2015



loanDepot

• United States
• Financial Services
• 700 & Above Employee

• Underwriting Manager

  • Jul 2014 - Jan 2015

• Product Manager

  • Jan 2014 - Jul 2014

  Develop new product offerings, new variances to existing products, and maintenance of existing products. Researching guidelines, statistics, and requirements that pertain to all departments for new products. Assist in the development of work flows by coordinating with all affected departments. Creating job aids and presentations on new and modified product offerings. Hold Product Implementation team meetings with key partners from each department to inform and work through the… Show more Develop new product offerings, new variances to existing products, and maintenance of existing products. Researching guidelines, statistics, and requirements that pertain to all departments for new products. Assist in the development of work flows by coordinating with all affected departments. Creating job aids and presentations on new and modified product offerings. Hold Product Implementation team meetings with key partners from each department to inform and work through the nuances of new and modified product offerings. In-house expert on the nuances of all new or modified product offerings. Training in house staff on new and modified product offerings. System testing of final product prior to ensure quality rollout. Follow up on new product rollouts to identify any unresolved issues.

• Senior Underwriter Level IV - Direct Endorsement

  • Jan 2013 - Jan 2014

  Rendering underwriting decisions and subsequent condition clearing on residential loans. Ensuring compliance with appropriate company and secondary market investor guidelines. Responsible for examining loan documents for accuracy and completeness. Working directly with processing staff in order to efficiently move loans to closing. Manual and automated underwriting, validating income (including self-employed tax returns), assets and collateral documents. Fannie Mac, Freddie Mac… Show more Rendering underwriting decisions and subsequent condition clearing on residential loans. Ensuring compliance with appropriate company and secondary market investor guidelines. Responsible for examining loan documents for accuracy and completeness. Working directly with processing staff in order to efficiently move loans to closing. Manual and automated underwriting, validating income (including self-employed tax returns), assets and collateral documents. Fannie Mac, Freddie Mac, Desktop Underwriter, Loan Prospector, FHA, Conventional, VIP (friends & family), New York, Mortgage Insurance, Refinance, Purchase, HARP, Texas Section 50(a)(6), Manufactured Homes. Assisting underwriting manager with training new staff, answering underwriting and processing staff questions on complex issues. Providing 2nd sign authority for complex and elevated risk loan products as well as underwriters in training. Research and respond to underwriting manager on loans requiring additional escalation and review, summarizing issues, concerns, and recommendations.



Opus Capital Markets Consultants, LLC

• United States
• Financial Services
• 1 - 100 Employee

• Deal Manager

  • Jul 2010 - Jan 2013

  Primary point of contact for assigned client, ensuring client needs are met. Deal Manager, managing personnel for various ongoing and simultaneous projects including: Pre-Fund underwriting, Post-Close underwriting, HARP, Jumbo, HMDA, LQI, Reverse Mortgage, RESPA, FHA, Denied Loan, File Completeness, Foreclosure Affidavit Reviews. Define product parameters, oversee deal Setup and roll out Oversee issue resolutions and condition clearing Facilitate timely reporting and product… Show more Primary point of contact for assigned client, ensuring client needs are met. Deal Manager, managing personnel for various ongoing and simultaneous projects including: Pre-Fund underwriting, Post-Close underwriting, HARP, Jumbo, HMDA, LQI, Reverse Mortgage, RESPA, FHA, Denied Loan, File Completeness, Foreclosure Affidavit Reviews. Define product parameters, oversee deal Setup and roll out Oversee issue resolutions and condition clearing Facilitate timely reporting and product delivery Work with information technology to make auditing system enhancements or changes based on client needs Perform staff evaluations and assessments and ensure underwriter and QC productivity and quality Develop and maintain processes to maximize efficiency Client Billing

• QC Underwriter/QC Team Lead

  • Dec 2009 - Jul 2010

  QC review to ensure quality deliverables to the client Review regulatory compliance to identify exception to federal, state, and local regulations and tolerances Analyze underwriter’s determination of borrower’s overall credit profile, risk, and benefit to borrower Assist in deal setup and roll out, identifying staff needs, and team guidance Provide constructive feedback to help develop underwriter abilities Generate and review reports Perform data comparison reviews to verify… Show more QC review to ensure quality deliverables to the client Review regulatory compliance to identify exception to federal, state, and local regulations and tolerances Analyze underwriter’s determination of borrower’s overall credit profile, risk, and benefit to borrower Assist in deal setup and roll out, identifying staff needs, and team guidance Provide constructive feedback to help develop underwriter abilities Generate and review reports Perform data comparison reviews to verify validity of discrepancies between underwriting findings and disclosed data

• Underwriter

  • Aug 2009 - Dec 2009

  QA Reviews (Pre and Post Close) Forensic Reviews Compliance Only Reviews Credit Only Reviews MI Rescission Rebuttals Data integrity reviews

• Support Analyst/Jr. Underwriter

  • Aug 2007 - Aug 2009

  Residential Underwriting: Pre and Post Close QC Audits Compliance Only Reviews Credit Only Reviews MI Rescission Rebuttals HELOC Reviews Data integrity reviews Payment History reviews Pulled and reviewed QC credit reports and appraisal reviews Performed re-verifications of employment, income, and assets to assist in QC audits and Forensic Reviews



Chicago Shoe Expo, LLC

• Trade Show Director

  • Aug 2002 - Aug 2007

  Coordinating all show planning activities Control over and full access to company bank accounts Attending and representing the company at shows held 4 times each year Agenda planning, scheduling and monitoring event timelines and schedules Planning and coordinating the completion of all event materials Working with marketing company for planning and distribution of marketing materials Developing and maintaining processes for tracking and reporting on company… Show more Coordinating all show planning activities Control over and full access to company bank accounts Attending and representing the company at shows held 4 times each year Agenda planning, scheduling and monitoring event timelines and schedules Planning and coordinating the completion of all event materials Working with marketing company for planning and distribution of marketing materials Developing and maintaining processes for tracking and reporting on company expansion Tracking revenue and expenditures, reconciling bank accounts Payroll processing and bill payments Providing monthly and annual profit and loss details to executive management Providing ongoing input on activities to maximize trade show experience and return on investment Customer service, product needs, staffing, exhibit space selection, rentals, set up and take down, travel arrangements Played a critical role in the expansion of the company over a 5 year period, developing the trade show to become the third largest show of its kind in the nation, and the largest in the region. Show less Coordinating all show planning activities Control over and full access to company bank accounts Attending and representing the company at shows held 4 times each year Agenda planning, scheduling and monitoring event timelines and schedules Planning and coordinating the completion of all event materials Working with marketing company for planning and distribution of marketing materials Developing and maintaining processes for tracking and reporting on company… Show more Coordinating all show planning activities Control over and full access to company bank accounts Attending and representing the company at shows held 4 times each year Agenda planning, scheduling and monitoring event timelines and schedules Planning and coordinating the completion of all event materials Working with marketing company for planning and distribution of marketing materials Developing and maintaining processes for tracking and reporting on company expansion Tracking revenue and expenditures, reconciling bank accounts Payroll processing and bill payments Providing monthly and annual profit and loss details to executive management Providing ongoing input on activities to maximize trade show experience and return on investment Customer service, product needs, staffing, exhibit space selection, rentals, set up and take down, travel arrangements Played a critical role in the expansion of the company over a 5 year period, developing the trade show to become the third largest show of its kind in the nation, and the largest in the region. Show less