Polleyanna Lo
BSA Analyst at State Bank of India (California)- Claim this Profile
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English -
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Mandarin -
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Cantonese -
Topline Score
Bio
Credentials
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Certified Anti-Money Laundering Specialist
ACAMSFeb, 2015- Nov, 2024 -
Series 63 License: Uniform Securities Agent State Law
Financial Industry Regulatory Authority (FINRA)Dec, 1999- Nov, 2024 -
Series 6 License: Investment Company Products/Variable Contracts Representative
Financial Industry Regulatory Authority (FINRA)Nov, 1999- Nov, 2024
Experience
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State Bank of India (California)
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United States
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Banking
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100 - 200 Employee
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BSA Analyst
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Apr 2015 - Present
- Responsible for working with and assisting the Bank Secrecy Act Officer in administering compliance with all aspects of Bank Secrecy Act (BSA)- Maintain broad knowledge of Anti-Money Laundering (AML) and the USA PATRIOT Act and Office of Foreign Assets Control (OFAC) regulations- Audit daily cash reports, as well as prepare and submit Currency Transaction Reports (CTRs)- Monitor account activity and investigate/analyze them for Suspicious Activity Reports (SARs) - Review reports to detect suspicious activity and relay relevant information to the BSA Officer- Ensure that proper identification and information gathering is subject to SBIC's Customer Information Program (CIP) and Customer Due Diligence Programs- Review customers found as match for 314(a) and 314(b) information requests- Reach out to all branches to seek additional information on clients and transactions- Utilize all resources to create a better KYC - Conduct EDDs on high risk business and personal clients- Maintain excellent relationships with branches- Represent the bank during interactions with auditors, examiners and regulators
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East West Bank
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United States
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Banking
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700 & Above Employee
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AVP; Senior BSA Analyst
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Nov 2007 - Apr 2015
• Assist with monitoring programs designed to detect suspicious transactions, fraud, and other possible violations of laws, regulations, policies, and procedures• Conduct investigative and intelligence research of individuals, entities, and events related to existing customers through public records, open source media, vendor systems, and other research tools• Conduct investigative and intelligence analysis of collected information for existing customers’ client profile, background, business operations, know your customer (“KYC”) information, and transaction history• Work effectively across varying groups and teams within the AML Operations environment• Meet key team performance standards while additionally setting personal performance goals• Participate in key training and learning opportunities and seek additional knowledge acquisition proactively • Identify possible suspicious activity by reviewing account transactions and customer identification information• Keep apprised of laws, regulations, and current practices pertaining to the Bank Secrecy Act and anti-money laundering regulations• Manage a team of analysts in auditing and conducting quality assurance on all suspicious activity reports, and directing daily work flow
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Loan Officer
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Apr 1996 - Nov 2007
• Submitted applications to credit analysts for verification and recommendation• Analyzed applicants’ financial status, credit, and property evaluations to determine feasibility of granting loans• Reviewed loan agreements to ensure that they were complete and accurate according to bank regulations and policies• Met with applicants to obtain information for loan applications and to answer questions about the process• Explained to customers the different types of loans and credit options that were available, as well as the terms of those services• Approved loans with specified limits, and referred loan applications outside those limits to management for approval
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Education
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1974 - 1978
California State University-Long Beach
Bachelor's Degree, Design
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