Experience

Sunlight Financial

• United States
• Financial Services
• 100 - 200 Employee

• Fraud Senior Associate

  • Aug 2023 - Present

  1. Investigate escalated projects submitted by channel partners to ensure they adhere to program agreements and compliance requirements. 2. Identify potential fraud patterns and proactively develop mitigation strategies to prevent fraudulent activity. 3. Lead and coordinate fraud investigations, ensuring all steps of the process are properly documented and communicated to relevant stakeholders. 4. Develop and update fraud prevention protocols and guidelines to maintain an effective… Show more 1. Investigate escalated projects submitted by channel partners to ensure they adhere to program agreements and compliance requirements. 2. Identify potential fraud patterns and proactively develop mitigation strategies to prevent fraudulent activity. 3. Lead and coordinate fraud investigations, ensuring all steps of the process are properly documented and communicated to relevant stakeholders. 4. Develop and update fraud prevention protocols and guidelines to maintain an effective defense against fraudulent activity. 5. Collaborate closely with the legal department and law enforcement agencies as necessary to handle fraud cases. 6. Prepare, present, and collaborate with capital providers to identify issues with channel partners and/or fraud cases that lead to action plans and resolutions. 7. Collaborate with outside counsel and insurance agencies to develop responses for identified fraud cases. 8. Conduct regular training for team members on compliance requirements and fraud prevention techniques. 9. Prepare and present regular reports to senior management, outlining the status of ongoing investigations, identified fraud cases, and effectiveness of prevention strategies. 10. Stay up-to-date with latest fraud trends, prevention techniques and relevant legal and regulatory updates. 11. Oversee the relationship, development and implementation of fraud detection tools and software vendors. 12. Collaborate with other departments for the development and implementation of fraud prevention policies and procedures. 13. Establish and maintain strong relationships with external partners to ensure constant communication and coordinated efforts to stay ahead of potential fraud threats.

• Commercial Risk Senior Underwriter

  • Aug 2020 - Aug 2023

  Risk Assessment & Analysis: Led comprehensive evaluations of commercial partners, identifying potential risks, underwriting consumer and commercial portfolios, and setting risk based on in-depth financial analysis. Fraud Detection & Mitigation: Created first ever Sunlight's fraud detection measures and techniques to pinpoint suspicious activities, which successfully identified fraudulent activities and collaborated with law enforcement and insurance agencies. Collaboration &… Show more Risk Assessment & Analysis: Led comprehensive evaluations of commercial partners, identifying potential risks, underwriting consumer and commercial portfolios, and setting risk based on in-depth financial analysis. Fraud Detection & Mitigation: Created first ever Sunlight's fraud detection measures and techniques to pinpoint suspicious activities, which successfully identified fraudulent activities and collaborated with law enforcement and insurance agencies. Collaboration & Training: Created an entire new Underwriting and Sales training program to better the processes with cross-functional teams, conducted training sessions to improve the company's day to day responsibilities. This saw an improvement that gave opportunity for 33% growth in productivity and sales. Portfolio Management: Oversaw and monitored along with my team the commercial partner portfolio, ensuring compliance with company policies, maintaining low financial risk, and providing actionable recommendations for portfolio optimization. Continuous Improvement: Implemented data-driven strategies and tools, resulting in a 15% improvement in underwriting efficiency and a 10% reduction in human errors. Implemented dashboards and trigger alert monitoring that resulted in a 12% reduction in false positive fraud alerts.

• Commercial Risk Underwriter

  • Sep 2019 - Aug 2020

  Charlotte, North Carolina

• Commercial Risk Processor

  • Mar 2019 - Sep 2019

  Charlotte, North Carolina Area



Reliant Funding

• United States
• Financial Services
• 1 - 100 Employee

• Senior Underwriter

  • 2018 - Feb 2019

  Melville, New York • Research, collect and review credit reports, background reports, additional background research to determine degree of risk involved with providing merchant cash advances • Analyze bank statements, merchant processing statements and all financial information • Analyze tax returns including personal and business liens and liabilities • Approve or decline merchant candidates according to Credit Policy • Structure deal pricing based on identified risk profile • Communicate and… Show more • Research, collect and review credit reports, background reports, additional background research to determine degree of risk involved with providing merchant cash advances • Analyze bank statements, merchant processing statements and all financial information • Analyze tax returns including personal and business liens and liabilities • Approve or decline merchant candidates according to Credit Policy • Structure deal pricing based on identified risk profile • Communicate and negotiate with Sales Teams, brokers, and partners • Schedule and thus analyze third party resources such as Site Inspections • Conduct final diligence (incl. additional research and merchant interview) on all signed financing contracts and recommend approval for funding • Document paperwork and communicate information to funding/accounting representatives • Develop and create manuals for training purposes and aid the Quality Control department • Implement programs and design towards improving efficiency and quality in turn-around time • Staying up to date with new risk indicators and trends to catch fraud • Honored with the 2018 MVP Award

• Quality Assurance

  • Oct 2017 - Feb 2019

  Melville, New York

• Processor

  • Aug 2017 - Feb 2019

  Melville, NY



The Anne Frank Center USA

• Director Of Community Education

  • Jan 2017 - May 2017

  New York, NY At the Anne Frank Center for Mutual Respect I identify curricular connections between exhibitions and education communities' needs to design and develop school & tour programs for a growing audience of K-12 and college level students and teachers. Develop and implement evaluation tools to measure, interpret, and analyze the outcomes of education and public programs relative to strategic goals. I market and motivate communities' participation by producing dynamic public programs related to AFC's… Show more At the Anne Frank Center for Mutual Respect I identify curricular connections between exhibitions and education communities' needs to design and develop school & tour programs for a growing audience of K-12 and college level students and teachers. Develop and implement evaluation tools to measure, interpret, and analyze the outcomes of education and public programs relative to strategic goals. I market and motivate communities' participation by producing dynamic public programs related to AFC's traveling exhibitions and mission. As a community educator I expand the reach of educational programs by cultivating strategic partnerships with the New York Metro educational community; making relationships with school administrations and religious schools on programming for their students. Design and conduct training programs for docents, interns, and volunteers for all traveling exhibitions across North America. Design and conduct training programs for educators and teachers on how to teach the holocaust and Anne Frank‘s legacy to students, some in cooperation with the Anti-Defamation League. Assist with the preparation of exhibitions with the host sites, handle all shipping with our cargo company to and from host site, handle and conduct all requests for public programming at exhibition sites, design and share all promotional and training material for exhibition host sites. Assist marketing and fundraising efforts, with a particular focus on grant writing, related to education and public programs. Make sure that grants received for specific programming are accurately recorded and achieved. Market traveling exhibitions throughout North America and community public programming in the New York Metro Area; Other duties incorporated from former job titles.

• Program Associate

  • Jun 2016 - Dec 2016

  As the Program Associate for the Anne Frank Center for Mutual Respect I am responsible for the Visitor Services department. I assist in preparing materials and presentations for Committee & Board meetings. Prepare contract agreements and reporting templates for AFC traveling programs. I help develop and maintain systems for processing donations, renewals and consistency of documentation for grants and funding. Develop content for and maintain AFC mail blasts and social media platforms. Assist… Show more As the Program Associate for the Anne Frank Center for Mutual Respect I am responsible for the Visitor Services department. I assist in preparing materials and presentations for Committee & Board meetings. Prepare contract agreements and reporting templates for AFC traveling programs. I help develop and maintain systems for processing donations, renewals and consistency of documentation for grants and funding. Develop content for and maintain AFC mail blasts and social media platforms. Assist the Executive Director and Deputy Executive Director with research and analysis on potential special programming, visitor trends and funding initiatives. Update our eTapestry database, generate user-friendly reports and task reminders. Prepare acknowledgement letters for individual, cooperate and matching donations. Schedule and coordinate with schools, congregations, and institutions for AFC educational programming. Continue relationships for annual bookings for our artist-in-residencies and educational workshops; Other dudies as assigned by varied departments.



Anne Frank Center for Mutual Respect

• Special Events/Fundraising Consultant

  • Apr 2014 - Jun 2016

  Greater New York City Area Alongside the gala committee, responsible for management and growth of fundraising for the 20th Annual Spirit of Anne Frank Awards Gala; which included managing all event-related logistics, vendors, clients, volunteers and interns. Exclusively responsible for the Silent Auction in-kind donations, as well as, the preparation and execution for day of event. Post-event related logistics, acknowledgement letters and thank you letters to in-kind donors.



Morris Museum

• United States
• Museums, Historical Sites, and Zoos
• 1 - 100 Employee

• Community Outreach Educator

  • Sep 2014 - Jun 2015

  Morristown, New Jersey Taught interdisciplinary education programs to student groups of all needs and abilities, from Pre-K through grade 12, as well as adults and senior citizens; Developed and delivered new learning activities (individual and multi-session) that involved hands-on demonstrations, working with a variety of materials and scheduling guest speakers or performances; Organized three Family Festivals and weekend education programming for families; Scheduled, conducted and developed educational programs for… Show more Taught interdisciplinary education programs to student groups of all needs and abilities, from Pre-K through grade 12, as well as adults and senior citizens; Developed and delivered new learning activities (individual and multi-session) that involved hands-on demonstrations, working with a variety of materials and scheduling guest speakers or performances; Organized three Family Festivals and weekend education programming for families; Scheduled, conducted and developed educational programs for children’s parties; Supervised interns and volunteers; Assisted with developing marketing and assessment materials/activities. Show less



American Folk Art Museum

• United States
• Museums, Historical Sites, and Zoos
• 1 - 100 Employee

• Evaluations Associate

  • Mar 2014 - Aug 2014

  New York, New York Learned about performance management and analyze data from supervisors to identify trends which may inform future staff development offerings. Developed editable MS forms in lieu of data documents for future use. Put educational knowledge into practice and obtained hands-on experience with evaluating tools (forms) and methodologies for gathering information. Reviewed results from visitor satisfaction/engagement surveys and developed executive summaries which is shared with board members as well… Show more Learned about performance management and analyze data from supervisors to identify trends which may inform future staff development offerings. Developed editable MS forms in lieu of data documents for future use. Put educational knowledge into practice and obtained hands-on experience with evaluating tools (forms) and methodologies for gathering information. Reviewed results from visitor satisfaction/engagement surveys and developed executive summaries which is shared with board members as well as executive staff. Learned how to create summaries, and share new information with all faculty. Learned how to turn data into actionable items. Improved analytic skills by reviewing data from different sources to draw conclusions. Assisted with special event and board meeting preparation, project research, archiving, and handling information requests. Responsible for daily/weekly/monthly tasks that operated in the administrative offices. Assisted where needed when asked upon by each department. Show less



Young Champions Of America

• Spectator Sports
• 1 - 100 Employee

• Art Teacher

  • Sep 2013 - Jan 2014

  Garfield, NJ Classroom experience with children from ages 4-13 Created curriculum and lesson plans that evolve with each individual's growth in art. Initiated projects with younger students to teach them about artist movements they may not be familiar with; for example, an abstract line assignment where students could not take their crayon off the page in order to create organic shapes reflective of Joan Miro's surrealist style.



Macy's

• United States
• Retail
• 700 & Above Employee

• Sales Associate

  • May 2010 - Dec 2013

  Lake Grove, New York Customer service, successfully completing or over succeeding sale goals, friendly, understanding the floor keeping it neat and clean, having excellent product knowledge, for the customer and vendor(s) of my department, proficient at register not only for purchase and returns, for product feedback, searching for merchandising, contacting fullfillment centers and shipping merchandise to customers in and out of state.



Drs. Mr. And Mrs. Rapaport, PhD

• Personal Assistant

  • Jan 2013 - Aug 2013

  rockville centre, ny -Assist clients with managing duties related to their professional responsibilities and personal finances. -Expertise in coordination travel arrangements, securing and filing daily mail, placing reservations and other clerical duties. -Excellent organizational and archival skills developed by creating a filing system for all of the Rapaport's personal documents