Ashish Dubey CFA FRM

Regional Credit Manager ( Vice President-Credit SME) at Anand Rathi Global Finance Limited
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Contact Information
us****@****om
(386) 825-5501
Location
Mumbai, Maharashtra, India, IN
Languages
  • English -
  • Hindi -

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Credentials

  • CFA Charterholder
    CFA Institute
  • FRM Certified
    -
  • NCFM LEVEL 1
    -

Experience

    • India
    • Financial Services
    • 200 - 300 Employee
    • Regional Credit Manager ( Vice President-Credit SME)
      • Sep 2019 - Present

      Heading Credit Underwriting for West Region Heading Credit Underwriting for West Region

    • India
    • Financial Services
    • 700 & Above Employee
    • Assistant Vice President
      • Apr 2017 - Sep 2019

      Credit Underwriting for SME cases of proposals upto Rs 250.00 MnEnsuring compliance to terms and conditions of sanctions by liasioning with the RM and company involvedClient and factory visit as per requirement to ensure that monitoring is at the highest level

    • Senior Manager
      • Feb 2015 - Mar 2017

      Credit Underwriting for SME cases of proposals upto Rs 250.00 MnEnsuring compliance to terms and conditions of sanctions by liasioning with the RM and company involvedClient and factory visit as per requirement to ensure that monitoring is at the highest levelHandling the entire location SME credit team

    • India
    • Banking
    • 700 & Above Employee
    • Credit Analyst
      • May 2011 - Feb 2015

      Credit Underwriting of SME cases having turnover upto Rs.150.00 Crores Preparing the appraisal note following the bank credit policy and RBI guidelines for the proposals upto Rs.25.00 Crores Summarize the overall risks of the proposal and mitigate the same by adjusting exposure Risk Management – Diversify portfolio thereby keeping the NPA within the acceptable limits and controlling delinquency Ensuring compliance to terms and conditions of sanctions by liasioning with the RM and company involved Client and factory visit as per requirement to ensure that monitoring is at the highest level Ensure timely renewals of existing clients in case of working capital loans Timely processing of the proposals as per TAT to ensure better time to market Show less

    • Senior Software Engineer
      • Jul 2009 - Apr 2010

      • Extensive interaction with Product/Service Managers for requirement gathering and analysis • Was involved in all aspects of Product Design/Architecture, including development, testing, performance tuning thereby ensuring support for smooth implementation of the product • Led a team of 4 software engineers in development • Extensive interaction with Product/Service Managers for requirement gathering and analysis • Was involved in all aspects of Product Design/Architecture, including development, testing, performance tuning thereby ensuring support for smooth implementation of the product • Led a team of 4 software engineers in development

    • India
    • Software Development
    • 700 & Above Employee
    • Senior Software Engineer
      • Jun 2006 - Jun 2009

      • Worked extensively on projects such as Image Based Cheque Clearing System for YES Bank, Delhi and Electronic Clearing System for HSBC Bank, Mumbai as an onsite coordinator • Interacted directly with multiple banks such as ABN AMRO, Kotak Mahindra, Andhra Bank, Karnataka Bank and Scotia Bank on product improvement issues • Mentored two programmers in last two years of my tenure • Worked extensively on projects such as Image Based Cheque Clearing System for YES Bank, Delhi and Electronic Clearing System for HSBC Bank, Mumbai as an onsite coordinator • Interacted directly with multiple banks such as ABN AMRO, Kotak Mahindra, Andhra Bank, Karnataka Bank and Scotia Bank on product improvement issues • Mentored two programmers in last two years of my tenure

Education

  • CFA Charterholder
  • Great Lakes Institute of Management
    Master of Business Administration (M.B.A.), Finance, General
    2010 - 2011
  • H.B.T.I. Kanpur
    Bachelor of Technology (B.Tech.), Computer Science
    2002 - 2006
  • GARP FRM ( Financial Risk Management)

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