Commercial Lender

• Jun 2022 - Present

Location Manager / Lender

• Oct 2018 - Jun 2022

Community bank with 5 branches in W. Kentucky. Oversees a branch with 7 employees. Sells bank products to new and existing customers to grow business revenue and profitability. Primary role is to be a leader for customer experience, provide motivation and direction to the branch, expand our market share, and participate in local community events to promote our products and services. -Grew deposits 45% since branch opening while facing increased competition. -80% success rate cross-selling internet banking and deposit accounts with loans and credit lines. -Capitalized on market opportunity to develop new deposit and loan products to address customer needs in distinct target markets. Show less

Lender

• May 2015 - Oct 2018

10 branch commercial bank located in SW Kentucky. Generated leads and referral business and maintained relationship with existing and past clients. Analyzed financial documentation and wrote memorandums providing detailed research into the account’s background, industry and financial information to determine proper underwriting decisions were made. -Significant contributor to the 25% increase in loan growth in 2017 with focus on loan renewals. Team exceeded loan growth goals every year. -Oversaw $2M portfolio of construction lending in the market. Reviewed collateral and builder's past projects to determine risk. Reviewed loan portfolio each month and submitted quarterly loan audit reports. Show less