Experience

Constructive Capital

• United States
• Financial Services
• 1 - 100 Employee

• Managing Director

  • Mar 2018 - Present

  Constructive Loans is the fastest growing National Wholesale/Non-Delegated Correspondent Lender in the Business Purpose Loan (BPL) Market. Our focus is one Single Asset Rental Loans based of property cash flow (DSCR). Constructive Loans is the fastest growing National Wholesale/Non-Delegated Correspondent Lender in the Business Purpose Loan (BPL) Market. Our focus is one Single Asset Rental Loans based of property cash flow (DSCR).



Self-Employed

• Dallas/Fort Worth Area

• Consultant - Expert Witness

  • Jul 2017 - Apr 2020

  Provided expert testimony for the defense in a Federal lawsuit pertaining to the servicing of defaulted residential mortgages Provided expert testimony for the defense in a Federal lawsuit pertaining to the servicing of defaulted residential mortgages



Goldman Sachs

• United States
• Financial Services
• 700 & Above Employee

• Vice President

  • Aug 2016 - Jul 2017

  Responsible for Loss Mitigation Servicing Oversight for over $10B in Non-Performing Residential Mortgages Responsible for Loss Mitigation Servicing Oversight for over $10B in Non-Performing Residential Mortgages



PENNYMAC

• United States
• Financial Services
• 700 & Above Employee

• VP Portfolio Strategy

  • May 2015 - Aug 2016

  Oversee and direct the management and performance of PennyMac's Distressed Residential Whole Loan Portfolio. Oversee and direct the management and performance of PennyMac's Distressed Residential Whole Loan Portfolio.



Housing Opportunity Partners, LLC

• San Francisco Bay Area

• Portfolio Manager

  • Jan 2012 - May 2015

  Managed all aspects of HOP’s residential mortgage investments. Experienced Financial Professional with 10+ years of experience in Trading and the Real Estate/Mortgage industries. Oversee the sourcing, acquisition and on-going management of residential mortgage whole loan investments. Continuously working to identify and partner with loan servicers, asset managers, and other third party contractors to maximize returns. Proven track-record across the full spectrum of mortgage specific investment activities, including: originations (retail/wholesale/correspondent), credit and compliance underwriting, due diligence, portfolio and loan-level pricing, acquisitions, special servicing, loss-mitigation, default servicing, loan workouts, asset management, servicer surveillance, investor reporting, trading, and investment management. Show less



Fay Financial

• Financial Services
• 1 - 100 Employee

• VP of Acquisitions & Co-Founder

  • Jan 2008 - Jan 2012

  While at Fay, was the principal architect of all of Fay’s analytical acquisitions modeling, in addition to managing acquisitions for Fay Financial, and working with a number of Fay’s clients to assist them in the acquisitions of residential whole loans. While at Fay, was the principal architect of all of Fay’s analytical acquisitions modeling, in addition to managing acquisitions for Fay Financial, and working with a number of Fay’s clients to assist them in the acquisitions of residential whole loans.



Bank of America / Countrywide Home Loans

• Greater Chicago Area

• Sales Manager / Area Manager

  • 2005 - 2008



Various Companies

• Derivatives Trading

  • 2000 - 2004