Matt Clay
Senior Credit Analyst at Nebraska Bank of Commerce- Claim this Profile
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Bio
Nicholas Ludwig
Matt is an outstanding communicator who gets to know people and help them with their goals. I would recommend his services to ANYONE!
Nicholas Ludwig
Matt is an outstanding communicator who gets to know people and help them with their goals. I would recommend his services to ANYONE!
Nicholas Ludwig
Matt is an outstanding communicator who gets to know people and help them with their goals. I would recommend his services to ANYONE!
Nicholas Ludwig
Matt is an outstanding communicator who gets to know people and help them with their goals. I would recommend his services to ANYONE!
Experience
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Nebraska Bank of Commerce
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United States
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Banking
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1 - 100 Employee
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Senior Credit Analyst
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Mar 2023 - Present
Responsible for providing credit analysis for the lending activities of NBC. Responsible for development and maintenance of commercial relationships within an individual portfolio. Exercises supervisory authority and is responsible for training credit analysts. Provides analytical services in the administration of loan accounts. The Senior Credit Analyst manages a portfolio of loans that meet established lending requirements which provide maximum profitability in commercial and/or real estate loan relationships. Show less
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Nebraska Bank
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United States
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Banking
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1 - 100 Employee
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Assistant Vice President - Loan Analyst
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Oct 2019 - Mar 2023
Analyze credit and financial information for processing of commercial loans and treasury management products for commercial customers. Responsible for adherence to compliance regulations. Drive market growth for the FSB Hickman area with loan and deposit income through business and sales development activities. Analyze credit and financial information for processing of commercial loans and treasury management products for commercial customers. Responsible for adherence to compliance regulations. Drive market growth for the FSB Hickman area with loan and deposit income through business and sales development activities.
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Ambassador Title Services (ATS)
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United States
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Real Estate
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1 - 100 Employee
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Senior Escrow Officer // Branch Manager
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Jan 2019 - Oct 2019
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Union Title Company
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United States
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Insurance
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1 - 100 Employee
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Escrow Officer
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Dec 2017 - Jan 2019
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Great Western Bank
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Financial Services
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700 & Above Employee
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Retail Banking Officer
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Sep 2016 - Dec 2017
Analyze credit and financial information for processing of loans and other bank products for customers to ensure applicable lending policies and procedures are followed. Responsible for adherence to compliance regulations. Lending limit of $50K (secured) and $10K (unsecured) loans. Drive Branch loan, deposit, income growth through business development activities, active participation in all product marketing campaigns, sales development activities, and referral programs. Analyze credit and financial information for processing of loans and other bank products for customers to ensure applicable lending policies and procedures are followed. Responsible for adherence to compliance regulations. Lending limit of $50K (secured) and $10K (unsecured) loans. Drive Branch loan, deposit, income growth through business development activities, active participation in all product marketing campaigns, sales development activities, and referral programs.
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Union Bank & Trust
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United States
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Financial Services
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500 - 600 Employee
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Branch Manager
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Apr 2016 - Sep 2016
Supervise all areas of branch operations including interviewing, selecting and training employees, preparing and conducting employee performance evaluations, setting and adjusting employee pay rates and work schedules, delegating and directing the work of employees, maintaining accurate employee records, handling employee/customer concerns, and compiling and reviewing annual budgets.
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Credit Card Department Manager
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Jul 2014 - Apr 2016
Main contact with FIS (Fidelity National Information Services) in regard to any operational or regulatory changes to UBT Credit Card Products. Oversaw all portfolio compliance and ensured all regulations were implemented.
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Project Coordinator for Retail Lending
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Jan 2012 - Jul 2014
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Consumer Lending Specialist
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Jun 2005 - Jan 2012
Built relationships with long-term clientele and business owners including hospitals, medical clinics, retail establishments, and residential construction and remodeling businesses. Analyzed and reviewed income verification on all retail loan applications as junior underwriter. Responsible for staying current on all consumer loan regulations.
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Debt Collector
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Jan 2004 - Jun 2005
Worked in UBT Collections Dept. Counseled people out of debt delinquency. Provided options and financial guidance to those who were on the verge of filing bankruptcy.
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Hudson Bay Company
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United States
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Business Consulting and Services
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1 - 100 Employee
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Non-profit Fundraiser
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Mar 2003 - Jan 2004
Developed relationships with donors to raise $25,000 to meet personal monthly goal. Visited with clients to educate them about the National Organic Consumers Association and Michigan Clean Water Action. Developed relationships with donors to raise $25,000 to meet personal monthly goal. Visited with clients to educate them about the National Organic Consumers Association and Michigan Clean Water Action.
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Archer Daniels Midland
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Research Services
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Project Development Intern
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Feb 2002 - Mar 2003
Worked as a third shift Production Supervisor. Responsible for shift scheduling and overseeing completion of work orders. Researched manufacturing efficiencies. Gave plant tours for new employee orientations and customer appreciation days. Worked as a third shift Production Supervisor. Responsible for shift scheduling and overseeing completion of work orders. Researched manufacturing efficiencies. Gave plant tours for new employee orientations and customer appreciation days.
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Education
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University of Nebraska-Lincoln
Bachelor's degree, Business Administration & Management; Economics emphasis -
Spring Arbor University
Master's degree, Spiritual Formation & Leadership