Filip Thorhus

Senior Client Manager at Monio
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Contact Information
us****@****om
(386) 825-5501
Location
Oslo, NO

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Experience

    • Norway
    • Financial Services
    • 1 - 100 Employee
    • Senior Client Manager
      • Aug 2022 - Present

      Oslo, Norway In this position, I play a pivotal role in driving sales and fostering client relationships. Responsibilities include: • Business development and proactive client acquisition, personalised guidance for SME clients, and risk assessment. • Develop and implement strategic plans to acquire and manage a diverse portfolio of SME clients. • Collaborate cross-functionally with internal teams to streamline processes, improve client onboarding, and enhance overall customer experience. •… Show more In this position, I play a pivotal role in driving sales and fostering client relationships. Responsibilities include: • Business development and proactive client acquisition, personalised guidance for SME clients, and risk assessment. • Develop and implement strategic plans to acquire and manage a diverse portfolio of SME clients. • Collaborate cross-functionally with internal teams to streamline processes, improve client onboarding, and enhance overall customer experience. • Drafting proposals that secured funding for innovative projects. Monio is a fintech scale-up specialising in crowdlending for real estate projects in the SME sector. Monio is a subsidiary of SpareBank 1 SR-Bank ASA. SpareBank 1 SR-Bank is the second largest Norwegian-owned bank. In 2023, Monio was sold to Folkeinvest AS. Show less

    • Chairman of the Board | Homeowner Association
      • Jun 2022 - Present

      Oslo, Norway ◼️ RESPONSIBILITIES ◼️ • Lead and facilitate board meetings, ensuring adherence to governance principles, bylaws, and regulations while promoting open communication and collaborative decision-making among board members. • Initiate and oversee renovation projects, capital improvements, and infrastructure upgrades to meet evolving resident needs and enhance property value. • Collaborate with the board members and other stakeholders to develop and implement long-term strategic plans… Show more ◼️ RESPONSIBILITIES ◼️ • Lead and facilitate board meetings, ensuring adherence to governance principles, bylaws, and regulations while promoting open communication and collaborative decision-making among board members. • Initiate and oversee renovation projects, capital improvements, and infrastructure upgrades to meet evolving resident needs and enhance property value. • Collaborate with the board members and other stakeholders to develop and implement long-term strategic plans, ensuring the sustainable growth and continuous improvement of the community. Show less

    • Norway
    • Government Administration
    • 700 & Above Employee
    • Credit Manager Nordics & UK
      • May 2020 - May 2022

      Lysaker, Norway Promoted to lead the credit- & cylinder team as mid-level manager in the Marine Products Finance division. My role was to assist the sales management team to optimise company sales by reducing financial risk and monitor/analyse customers and trends with my team, while protecting the company’s assets. Wilh. Wilhelmsen Holding ASA is a global maritime group with the largest maritime network in the world, committed to shaping the maritime industry. ◼️ RESPONSIBILITIES ◼️ • Leading… Show more Promoted to lead the credit- & cylinder team as mid-level manager in the Marine Products Finance division. My role was to assist the sales management team to optimise company sales by reducing financial risk and monitor/analyse customers and trends with my team, while protecting the company’s assets. Wilh. Wilhelmsen Holding ASA is a global maritime group with the largest maritime network in the world, committed to shaping the maritime industry. ◼️ RESPONSIBILITIES ◼️ • Leading cross-functional teams located across Scandinavia and in Poland. 6 team members in total. • Portfolio of 500+ customers, $15M in credit exposure, including the largest global shipping companies. • Analysing industry, companies, and markets to reduce financial risk. • Optimising company sales by reducing days of sales outstanding. • Negotiating with customers, payment plans/terms. • Responsible for area credit results, DSO and other relevant KPI's. • Training and mentoring the team. ◼️ KEY ACHIEVEMENTS ◼️ • Reduced credit risk to a minimum by automating manual processes. O/s < 10% • Contributed to improved revenues and reduced financial risk. • Implemented new credit strategy during the pandemic. • Ensured that all stakeholders maintained a thorough understanding of how we were exposed to credit risk, customer risk & trends, together with planned actions to be taken to manage and reduce risk.

    • Credit Controller Nordics & UK
      • Jun 2017 - May 2020

      Lysaker, Norway ◼️ RESPONSIBILITIES ◼️ • Portfolio of approx 200+ customer accounts, including the largest global shipping companies. • Controlling and analysing market trends, customer trends & risk. • Presenting credit analysis of customers through credit cases to relevant stakeholders. • Close cooperation with sales to optimize results. • ERP, BIS and other relevant systems (IFS, PowerBI, ProDiver, Salesforce etc.). ◼️ KEY ACHIEVEMENTS ◼️ • Contributed to automate manual processes… Show more ◼️ RESPONSIBILITIES ◼️ • Portfolio of approx 200+ customer accounts, including the largest global shipping companies. • Controlling and analysing market trends, customer trends & risk. • Presenting credit analysis of customers through credit cases to relevant stakeholders. • Close cooperation with sales to optimize results. • ERP, BIS and other relevant systems (IFS, PowerBI, ProDiver, Salesforce etc.). ◼️ KEY ACHIEVEMENTS ◼️ • Contributed to automate manual processes to work more efficiently. • Ensured that customer credit exposures were kept within agreed limits. • International experience, Nordics and UK.

    • United Kingdom
    • Maritime Transportation
    • 700 & Above Employee
    • Credit Control Consultant (Temporary contract)
      • Nov 2017 - Sep 2018

      Lysaker, Norway ◼️ RESPONSIBILITIES ◼️ • Managed all credit portfolios of 500+ customers in the Nordics, maritime safety products. • Created monthly management reports with key information relating to customer risk & trends, together with planned actions to be taken to manage and reduce risk. • Presenting credit cases for relevant stakeholders. • Analysed companies, markets and trends to minimise risk. Wilhelmsen Maritime Services AS (WMS) merged with Survitec Group Ltd. (Survitec) in… Show more ◼️ RESPONSIBILITIES ◼️ • Managed all credit portfolios of 500+ customers in the Nordics, maritime safety products. • Created monthly management reports with key information relating to customer risk & trends, together with planned actions to be taken to manage and reduce risk. • Presenting credit cases for relevant stakeholders. • Analysed companies, markets and trends to minimise risk. Wilhelmsen Maritime Services AS (WMS) merged with Survitec Group Ltd. (Survitec) in November 2016. When the transitional service agreement (TSA) for credit control was ended in November 2017, I joined Survitec and worked in the credit department as a consultant (Temporary contract for 10 months). Show less

    • Guest Speaker
      • Aug 2016 - Feb 2018

      Ås, Viken, Norway During my lectures, I showed entrepreneurial master students the importance of constantly measuring progress and understanding customer needs. The purpose of the lectures has been to contribute to gain their knowledge about how innovators are implementing innovation methodology to build successful companies and reduce the amount of risk and uncertainty, focusing on the Lean Startup-model. Research has shown that 75 percent of all startups fail. Most business developers and innovators… Show more During my lectures, I showed entrepreneurial master students the importance of constantly measuring progress and understanding customer needs. The purpose of the lectures has been to contribute to gain their knowledge about how innovators are implementing innovation methodology to build successful companies and reduce the amount of risk and uncertainty, focusing on the Lean Startup-model. Research has shown that 75 percent of all startups fail. Most business developers and innovators that have been using the Lean Startup approach tend to avoid measuring their progress properly, and validating their learning. They spend most of their time focusing on building products without properly understanding the customer needs. Build-Measure-Learn. Show less

    • Salesman
      • Dec 2015 - Dec 2016

      Lier, Buskerud, Norway • Selling fireworks for New Year's Eve. • Delivered excellent customer service.

    • United States
    • IT Services and IT Consulting
    • 1 - 100 Employee
    • Business Strategy Intern
      • Mar 2016 - May 2016

      Houston, Texas Area ◼️ KEY ACHIEVEMENTS ◼️ Ranked #1 Technology product at Kickstarter.com in May 2016 when Knocki received over 1M$ from our crowdfunding campaign. The internship project has been an immersive experience overlapping the company's most critical weeks of product development, manufacturing and launch scheduled during the internship. From industrial design to market validation, business strategy, manufacturing and more, Knocki delivered a comprehensive start‐up experience. Knocki is… Show more ◼️ KEY ACHIEVEMENTS ◼️ Ranked #1 Technology product at Kickstarter.com in May 2016 when Knocki received over 1M$ from our crowdfunding campaign. The internship project has been an immersive experience overlapping the company's most critical weeks of product development, manufacturing and launch scheduled during the internship. From industrial design to market validation, business strategy, manufacturing and more, Knocki delivered a comprehensive start‐up experience. Knocki is an IoT product that gives you control of your favorite functions through the surfaces around you. It instantly transforms ordinary surfaces (walls, tables, doors, furniture, countertops, & more) into powerful yet easy to access remotes for your favorite devices and software. Knocki has been mentioned by several large news websites since its launch: Business Insider, Tech Crunch, Wired, CNBC, Dagens Næringsliv among others. Show less

    • Norway
    • Restaurants
    • 200 - 300 Employee
    • Driver
      • Aug 2010 - Feb 2011

      Kolsaas, Viken, Norway ◼️ RESPONSIBILITIES ◼️ • Evening and week-end pizza delivery. • Delivered excellent customer service.

    • Norway
    • Armed Forces
    • 700 & Above Employee
    • Dragoon/Mechanized Infantry
      • Jul 2009 - Jul 2010

      Camp Rena, Hedmark, Norway Served in the 1st Squad, Mechanized Infantry Platoon 4 in The Battle Squadron (Kampeskadronen) at The Norwegian Army Tactical Training Centre at Camp Rena. • Mechanized infantry equipped with CV9030 infantry fighting vehicle. • Mainly training with the Norwegian Special Forces (FSK), Telemark Battalion (TMBN) & The Norwegian Military Academy.

    • Norway
    • Retail
    • 400 - 500 Employee
    • Customer Service
      • Jan 2008 - Jul 2009

      Sandvika, Viken, Norway ◼️ RESPONSIBILITIES ◼️ • Partial responsibility for the department in the evenings. • Evening and week-end customer service in the fresh department.

Education

  • School of Economics and Business, Norwegian University of Life Sciences
    Master’s, Innovation and Entrepreneurship
    2015 - 2017
  • Rice Business - Jones Graduate School of Business
    Master's, Technology Entrepreneurship
    2016 - 2016
  • BI Norwegian Business School
    Bachelor’s, Business Administration
    2011 - 2014
  • University of Oslo (UiO)
    Entrepreneurship/Entrepreneurial Studies
    2016 - 2016
  • Norwegian Army
    Dragoon, Military Strategic Studies, General
    2009 - 2010
  • Eikeli Vgs. (High School)
    General Studies
    2006 - 2009

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