Ruban has provided financial advice to my wife and I for a number of years now and have found him very professional and personable. He listened to all of our requirements and concerns and advised accordingly. His recommendations have been surprisingly varied and clearly hasn’t pushed a ‘one size fits all’ package to us. He has been able to explain the reasoning behind his advice clearly and concisely. He has also been able to simplify many of the myriad of company pensions and investments that one accumulates over time into a more manageable package. I am very pleased with the service we get from Ruban and have every intention of retaining his services. I have no hesitation in recommending Ruban.

Ruban is very personable and excellent at providing balanced financial advice. Unlike other financial advisors, he does not limit himself simply to the product he is selling but also advises on other financial and tax issues that affect his clients. I am content with the service he provides and would not hesitate to recommend him to others for his financial advisory services.

Ruban has provided financial advice to my wife and I for a number of years now and have found him very professional and personable. He listened to all of our requirements and concerns and advised accordingly. His recommendations have been surprisingly varied and clearly hasn’t pushed a ‘one size fits all’ package to us. He has been able to explain the reasoning behind his advice clearly and concisely. He has also been able to simplify many of the myriad of company pensions and investments that one accumulates over time into a more manageable package. I am very pleased with the service we get from Ruban and have every intention of retaining his services. I have no hesitation in recommending Ruban.

Ruban is very personable and excellent at providing balanced financial advice. Unlike other financial advisors, he does not limit himself simply to the product he is selling but also advises on other financial and tax issues that affect his clients. I am content with the service he provides and would not hesitate to recommend him to others for his financial advisory services.

Ruban has provided financial advice to my wife and I for a number of years now and have found him very professional and personable. He listened to all of our requirements and concerns and advised accordingly. His recommendations have been surprisingly varied and clearly hasn’t pushed a ‘one size fits all’ package to us. He has been able to explain the reasoning behind his advice clearly and concisely. He has also been able to simplify many of the myriad of company pensions and investments that one accumulates over time into a more manageable package. I am very pleased with the service we get from Ruban and have every intention of retaining his services. I have no hesitation in recommending Ruban.

Ruban is very personable and excellent at providing balanced financial advice. Unlike other financial advisors, he does not limit himself simply to the product he is selling but also advises on other financial and tax issues that affect his clients. I am content with the service he provides and would not hesitate to recommend him to others for his financial advisory services.