Financial Advisor

• Jan 2020 - Present

Financial Advisor

• 1985 - Present

Janice is a partner at Charter Oak Financial, a general agency of Massachusetts Mutual Life Insurance Company (Mass Mutual). She has been a financial services professional since 1985. Janice brings a solid financial background and perspective to the firm. She provides strategic planning to business owners and professionals regarding their financial needs, working jointly with a client's CPA and attorney throughout the planning process. The process includes Insurance Planning, Investment Strategies and Estate Planning. Janice has built her career around a strong desire to become a vital part of her client's financial life. She also provides extraordinary service, innovative ideas and concepts, and utilizes the most appropriate products to help make that desire a reality. The goal of financial independence for her clients is her primary and ongoing concern. Janice resides in Freeport, NY with her husband Donald and her daughter Kamaria. Janice E. Smith is a Insurance Representative of MassMutual.Registered Representative of and offers securities,investment advisory and financial planning services through MML Investors Services, LLC,a member of the MassMutual Financial Group.OSJ 48 South Service Road Suite 400 Melville NY 11747 (516) 391-0317 MassMutal Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives, Springfield, MA 01111-0001. Show less