Rachit Gupta
Credit Rating Analyst- Large corporates at India Ratings & Research - A Fitch Group Company- Claim this Profile
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Bio
Experience
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India Ratings & Research - A Fitch Group Company
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India
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Financial Services
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200 - 300 Employee
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Credit Rating Analyst- Large corporates
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Apr 2022 - Present
Large corporates- Energy sector ( power- renewable, nuclear, coal, hydro, oil & gas ,infrastructure, fertilisers, capital goods) Analyzing financial statements, performance and trend analysis for assessing the credit worthiness of the company - Independently handling rating assignments for entities of varying sizes and preparing reports and rationale for the assigned ratings - Preparing rating report by including profile of the rated company, key rating considerations, credit risk assessment, ratio analysis like proficiency, turnover & solvency, financial projection/modelling, operational & industry analysis - Conducting credit research on the industry in which the company is operating and keeping a track on the performance of the industry as a whole Show less
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NatWest Group
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United Kingdom
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Banking
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700 & Above Employee
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Apr 2021 - Mar 2022
Treasury- Worked as a financial controller. Managed end to end accounting of liquidity portfolio. Gained experience in accounting of fixed income products, money market products, interest rate derivatives. Exposure in hedge accounting, financial reporting, reconciliation, balance sheet substantiation, projects
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Sep 2019 - Apr 2021
Managing a portfolio of corporate / estate clients (Uk based). Conducted intensive company research which also includes identifying key risks, sources of repayments and doing financial assessment for undertaking annual renewalsManage corporate/ commercial/ real estate portfolios with aggregate of greater than 500 mm exposure, one of the highest across multiple uk regionsresponsible for periodic credit monitoring of a portfolio of clients including identifying customers under stress, flagging heightened monitoring triggers, covenant breaches, and underake any interim requests as per defined TAT and accuracy levels and other applicable KPIsRegular interaction with onshore coverage team to ensure efficient and timely delivery of any work request from the corporate customers Show less
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CareEdge Group
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India
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Financial Services
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700 & Above Employee
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Credit Rating Analyst
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Oct 2018 - Sep 2019
Credit rating for large & mid corporates (infrastructure & real estate ) Credit rating for large & mid corporates (infrastructure & real estate )
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TR Chadha & Co LLP
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India
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Accounting
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200 - 300 Employee
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Intern
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May 2016 - Apr 2018
My responsibilities include assisting my firm in assignments relating to Audit, Taxation, Compliances and Accounting work. My responsibilities include assisting my firm in assignments relating to Audit, Taxation, Compliances and Accounting work.
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Protiviti India Member Firm
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India
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Business Consulting and Services
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700 & Above Employee
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Intern
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May 2015 - Apr 2016
Internal Audit Internal Audit
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Education
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cfa institute
CFA, Investments and Securities -
The Institute of Chartered Accountants of India
CA, Accounting and Finance -
Keshav Mahavidyalaya
Bachelor’s Degree, Commerce -
lilawati vidya mandir
High School, commerce