Experience

Refine Intelligence

• Software Development
• 1 - 100 Employee

• Head of Intelligence

  • Dec 2021 - Present

  Worldwide Intelligence Fusion and Analysis; Customer Support; Recruiting; Governance; Marketing; It's a startup.



National Defense University

• Higher Education
• 500 - 600 Employee

• Guest Lecturer

  • Feb 2022 - Present



UH Miner Consulting

• Principal

  • Dec 2021 - Mar 2022

  Worldwide Startup Advising; Cryptocurrency Education; Risk Management Program Development; Anti-Financial Crimes Consulting; Training & Education: Content Creation & Editing; Risk/BSA/AML/Training Program Review



Bank of Hope

• United States
• Banking
• 500 - 600 Employee

• BSA/OFAC Training Manager

  • Apr 2020 - Dec 2021

  Remote Author and deliver a multi-media training program to explain complex regulations to all 1500+ bank staff. Understand the ever-changing BSA/AML, OFAC, and Fraud regulatory landscape. Tailor curriculum to a multi-cultural/lingual audience; target training to specific roles and businesses. Reduced time spent on regulatory training by 30% while increasing team engagement Hosted FinCrime forum live calls on emerging areas such as cryptocurrency, blockchain, non-fungible tokens, cannabis… Show more Author and deliver a multi-media training program to explain complex regulations to all 1500+ bank staff. Understand the ever-changing BSA/AML, OFAC, and Fraud regulatory landscape. Tailor curriculum to a multi-cultural/lingual audience; target training to specific roles and businesses. Reduced time spent on regulatory training by 30% while increasing team engagement Hosted FinCrime forum live calls on emerging areas such as cryptocurrency, blockchain, non-fungible tokens, cannabis banking, and peer-to-peer payments Reduced overall time spent training while increasing engagement. Designed, wrote, and delivered a comprehensive BSA/OFAC new hire and annual training program for all bank staff, with modules targeted to each job function and level. Streamlined KYC and Enhanced Due Diligence (EDD) operations by helping lead a comprehensive systems automation re-design in partnership with IT developers, KYC managers, and Customer-facing staff. Created an interactive web forum discussing the ongoing evolution of financial crimes risk and compliance. Enhanced staff understanding of emerging payments technologies such as peer-to-peer, Cryptocurrency (CVC), etc. Taught detailed sessions on financial crimes typologies including both traditional and emerging technological methods. Show less



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• VP Financial Crimes Investigations Training & Compliance Manager

  • Dec 2016 - Apr 2020

  Remote Led a team providing corporate BSA/AML and Fraud investigative training for 900+ staff. Managed BSA regulatory control agreements between corporate risk and all 95+ enterprise business lines. Led project to analyze Zelle product usage; developed reporting to provide timely feedback to operational teams and improve transaction monitoring Wrote and delivered blockchain/cryptocurrency training for 900+ corporate BSA staff Proactive training program development led to parent department… Show more Led a team providing corporate BSA/AML and Fraud investigative training for 900+ staff. Managed BSA regulatory control agreements between corporate risk and all 95+ enterprise business lines. Led project to analyze Zelle product usage; developed reporting to provide timely feedback to operational teams and improve transaction monitoring Wrote and delivered blockchain/cryptocurrency training for 900+ corporate BSA staff Proactive training program development led to parent department adoption of standards and documentation in order to prevent regulatory scrutiny

• Financial Crimes Operational Support - Business & Product Compliance

  • Nov 2013 - Dec 2016

  Remote Implemented BSA regulatory controls by negotiating roles and responsibilities agreements between enterprise risk and senior management of all 95+ businesses, entities, and affiliates. Instrumental in the Android Pay product launch as BSA/AML risk advisor Remediated regulatory issues through effective program control implementation

• AVP Anti-Money Laundering Manager

  • Apr 2009 - Nov 2013

  Participated in the early development of enterprise Financial Crimes Risk Management strategy and metrics at a time when the program was new. Recruited, hired, trained, and developed a team of 8+ investigators implementing a risk-based AML program. Assisted in building the enterprise country risk-rating program. Increased investigator efficiency by streamlining workflow and developing incentives, including early adoption of remote-work opportunities.

• Bank Secrecy Act AML Investigator

  • Jun 2008 - Apr 2009

  Directly conducted complex money laundering investigations. Analyzed transactions for outliers and patterns of unusual activity; cross-referenced data with public information to investigate and report suspicious activity including potential money laundering. Volunteered to create training curriculum due to the lack of formal training in a young organization. Assisted in projects to automate investigator functions such as transaction workbooks and image lookup.



Paste Magazine

• Book and Periodical Publishing
• 1 - 100 Employee

• Freelance Writer

  • 2015 - 2016



US Army

• United States
• Armed Forces
• 700 & Above Employee

• Assistant Professor of Military Science

  • 2006 - 2008

  University of California, Los Angeles/California State University, Northridge Taught university courses in leadership, risk management, and compliance. Led a program that successfully prepared 100+ junior leadership candidates for service as military officers.

• Project Manager/Asst. S3

  • 2005 - 2006

  Fort Huachuca, AZ Provided subject-matter expertise to operational teams by developing realistic live-action training scenarios. Developed reporting for executive leadership on key performance indicators. Acted as supervisor of 200 people during leadership absences. Reviewed personnel misconduct cases and decided upon appropriate formal disciplinary action. Authored and supervised scenario-based training for 1000 personnel. Developed and practiced a terrorism prevention and response plan. Prepared weekly… Show more Provided subject-matter expertise to operational teams by developing realistic live-action training scenarios. Developed reporting for executive leadership on key performance indicators. Acted as supervisor of 200 people during leadership absences. Reviewed personnel misconduct cases and decided upon appropriate formal disciplinary action. Authored and supervised scenario-based training for 1000 personnel. Developed and practiced a terrorism prevention and response plan. Prepared weekly personnel misconduct reports.  Supervised practical training which effectively integrated 40 personnel with a brand-new 12 person leadership team  Developed relationships with the installation engineers which resulted in early completion of a training site

• Director of Intelligence/Brigade S2

  • 2004 - 2005

  FOB Speicher, Tikrit, Iraq/Kitzingen, Germany Developed a risk management program and strategies for executive leadership. Analyzed data from multiple sources and monitored key indicators to provide timely feedback to executives and operational teams. Efforts resulted in 100% prevention of risk scenarios. Coordinated with local law enforcement to collect information and implement security through cross-cultural partnerships. Coordinated intelligence collection efforts to support the physical security of a 12,000 acre facility… Show more Developed a risk management program and strategies for executive leadership. Analyzed data from multiple sources and monitored key indicators to provide timely feedback to executives and operational teams. Efforts resulted in 100% prevention of risk scenarios. Coordinated with local law enforcement to collect information and implement security through cross-cultural partnerships. Coordinated intelligence collection efforts to support the physical security of a 12,000 acre facility housing more than 8,000 personnel. Supervised and equipped an Iraqi police force of 30 men. Developed relationships with community leaders, contractors, and US agencies to reinforce and focus security efforts. Trained 25 personnel in information security and espionage prevention.  Cultural integration along with aggressive protective measures resulted in zero security breaches for 12 months  Intelligence collection efforts led to the discovery and destruction of more than 10,000 lbs of hazardous munitions

• Logistics & Compliance Manager/Battalion S4

  • 2002 - 2004

  Wuerzburg, Germany Led a team of five conducting financial liability investigations and ensuring property accountability and maintenance. Analyzed data and maintained records for regulatory audits. Seamlessly assumed leadership of an international crisis operation by stepping into an absent superior’s role. Directly supervised and evaluated four personnel. Steward and executor of an annual budget of over $600,000. Directly managed five subordinates’ record keeping and load planning efforts in order to… Show more Led a team of five conducting financial liability investigations and ensuring property accountability and maintenance. Analyzed data and maintained records for regulatory audits. Seamlessly assumed leadership of an international crisis operation by stepping into an absent superior’s role. Directly supervised and evaluated four personnel. Steward and executor of an annual budget of over $600,000. Directly managed five subordinates’ record keeping and load planning efforts in order to effect international, multi-mode transportation for 400 personnel and 73 vehicles. Planned, procured resources, and presented hands-on transportation training for 25 personnel.  Assumed superior’s role during an international crisis response; seamlessly transported 1000+ personnel and 50+ vehicles  Transported all assets to and from multiple real world and training operations with no loss of personnel or equipment

• Transportation Compliance Manager/Asst. Brigade S4

  • 2001 - 2002

  Vilseck, Germany Coordinated with executive staff and German government officials to ensure regulatory compliance and international cooperation and partnership. Supervised vehicle and supply record keeping. Led transformation efforts to automate paper records and instruct users in new software usage. Coordinated the efforts of six subordinates to transport 3,500 personnel and 1,500 vehicles to and from multiple locations. Developed a crisis response plan to transport the organization via a variety of… Show more Coordinated with executive staff and German government officials to ensure regulatory compliance and international cooperation and partnership. Supervised vehicle and supply record keeping. Led transformation efforts to automate paper records and instruct users in new software usage. Coordinated the efforts of six subordinates to transport 3,500 personnel and 1,500 vehicles to and from multiple locations. Developed a crisis response plan to transport the organization via a variety of modes to any port of debarkation in the world.  Increased efficiency by standardizing and streamlining transportation request procedures  Digitized transportation coordination and record keeping by distributing new systems to subordinates  Took over duties of Division Transportation Officer at the port of embarkation during a real-world contingency operation due to his absence

• Team Manager/Platoon Leader

  • 2000 - 2001

  Vilseck, Germany Managed and led a team of 30+, responsible for budget and equipment over $5mm. Investigated bank fraud, conducted team financial education, and partnered with German Military units. Additional duties in unit regulatory readiness data assessment, human resources, investigations. Directly supervised 37 personnel. Accountable for property in excess of $5 million. Responsible for the welfare, motivation, discipline, and administration of all personnel and their families. Trained team… Show more Managed and led a team of 30+, responsible for budget and equipment over $5mm. Investigated bank fraud, conducted team financial education, and partnered with German Military units. Additional duties in unit regulatory readiness data assessment, human resources, investigations. Directly supervised 37 personnel. Accountable for property in excess of $5 million. Responsible for the welfare, motivation, discipline, and administration of all personnel and their families. Trained team in various international-crisis response techniques.  Enhanced teamwork with NATO allies by developing a relationship with a sister German Armed Forces unit  Consistently chosen for interagency collaboration due to excellent interpersonal skills