Experience

Federal Home Loan Bank of Chicago

• United States
• Banking
• 400 - 500 Employee

• AVP/Senior Group Risk Analyst

  • Feb 2017 - Dec 2020

  Greater Chicago Area Performing 2nd line of defense duties for a government chartered institutional bank. Member owned and mission driven to promote affordable housing covering Illinois and Wisconsin. Responsibilities include: • Primary owner of the Risk and Control Self-Assessment (RCSA) Program. Includes document preparation, facilitation and review/challenge. • Primary owner of newly instituted Risk Dimension Assessment program. Risk driven assessment of risks such as Legal and compliance, Credit, IT… Show more Performing 2nd line of defense duties for a government chartered institutional bank. Member owned and mission driven to promote affordable housing covering Illinois and Wisconsin. Responsibilities include: • Primary owner of the Risk and Control Self-Assessment (RCSA) Program. Includes document preparation, facilitation and review/challenge. • Primary owner of newly instituted Risk Dimension Assessment program. Risk driven assessment of risks such as Legal and compliance, Credit, IT, etc... that provides a wholistic risk view across the bank. Together with RCSA and RDA, both a vertical and horizontal view of risk is achieved. • Primary owner of the Bank’s Scenario Assessment process. Includes development of table top exercises and facilitation. • Primary owner of the Bank’s Risk Acceptance program. • Secondary for Operation loss event program. Includes tracking plus review and challenge of business remediation efforts. • Secondary for Risk Issues program. • Back up for the Bank’s End User Computing oversight and classification program. • Monthly review and challenge of business developed Metrics, includes both KRI’s and KPI’s. Show less



Royal Bank of Scotland

• Director

  • Feb 2010 - Oct 2015

  Greater Chicago Area Director, Operational Risk Management – International Banking Working under a three line of defense model, primary responsibility for performing second line of defense functions. Coverage includes the Global Transaction Services (GTS) and Wholesale lending areas along with supporting back office functions. Stated functions also performed for wholly-owned domestic subsidiary Citizens Bank prior to its sale. Included in these duties: • Facilitate creation of Risk and Control Assessments… Show more Director, Operational Risk Management – International Banking Working under a three line of defense model, primary responsibility for performing second line of defense functions. Coverage includes the Global Transaction Services (GTS) and Wholesale lending areas along with supporting back office functions. Stated functions also performed for wholly-owned domestic subsidiary Citizens Bank prior to its sale. Included in these duties: • Facilitate creation of Risk and Control Assessments, key process controls and associated tests. • Advise Cash Management (i.e. Supply chain finance, Trade channels, Liquidity Management, Sales, Commercial Card) and other GTS units (i.e. Client Services, Sponsorship Management, Change Management) on operational risk • Provide guidance, review and challenge as well as risk approval for New Product risk assessments and Business Process Change risk assessments. • Facilitate the Group Notifiable Event Process and monitoring of loss data reporting. • Provide guidance and challenge on business creation of the semi-annual Control Environment Certification • Facilitate Scenario Analysis process for all units using the BASIL loss categories. • Manage the annual Payment System risk (PSR) process required to maintain the net debit cap of the Federal Reserve Account. • Preparation of monthly reporting package, which includes risk issue status, loss data reporting and current risk profile. Presentation of the operational risks to the monthly Risk and Control Committee. • Assessment of risks associated with business wind down. Show less



ABN AMRO Bank N.V.

• Netherlands
• Banking
• 700 & Above Employee

• First Vice President

  • Aug 2005 - Feb 2010

  Greater Chicago Area • Manager of Services Risk Management Responsible for administering the Risk Self Assessment Program as well as facilitating the process for area’s with a high inherent risk; Other Risk assessment process which assesses risk associated with system or process changes; Scenario Analysis which involves mid level and senior level management personnel performing a top down review of scenarios (such as pandemic, terrorist attack, major power outage, etc..) which could result in a high impact.… Show more • Manager of Services Risk Management Responsible for administering the Risk Self Assessment Program as well as facilitating the process for area’s with a high inherent risk; Other Risk assessment process which assesses risk associated with system or process changes; Scenario Analysis which involves mid level and senior level management personnel performing a top down review of scenarios (such as pandemic, terrorist attack, major power outage, etc..) which could result in a high impact. Responsible for the production of monthly risk reporting packages. Held monthly review meeting with senior management in order to help facilitate both the understanding and management of their risks. Processes were performed for the operational areas of both a wholesale bank (ABN AMRO North Americas) and a commercial bank (LaSalle Bank N.A.) as well as risk reporting and certification for a number of countries in Latin Americas. Managerial responsibility for a staff of five. • Manager of Outsourcing Risk Governance Responsible for the process of assessing the risk associated with third party vendor use through review of SAS 70 and internal questionnaires. Assure compliance with the Gramm Leach Bliley act. Managerial responsibility for a staff of three. • Manager of Operations Control (through January of 2007) Responsibility for the reconciliation of roughly 6000 accounts involving system to general ledger as well as system to system and Nostro accounts. Process was largely offshored to Chennai, India with supervisory oversight personnel operating in Chicago. Managerial responsibility for an onshore staff of four and offshore staff of eleven. Show less



LaSalle Bank

• Banking
• 300 - 400 Employee

• Vice President

  • Jul 1991 - Aug 2005

  Greater Chicago Area Apr 2002 - Aug 2005: VP Corporate Accounting Responsible for closing the book of LaSalle Bank on a monthly basis; Manage staff of four; variance analysis and reporting; net interest margin analysis; Account for various discretionary and formula based corporate bonus programs. Responsible for research, reporting and CFO presentation on operational losses for the Commercial, Specialty & PFS lines of business; multiple project involvement centered on new product accounting; general accounting… Show more Apr 2002 - Aug 2005: VP Corporate Accounting Responsible for closing the book of LaSalle Bank on a monthly basis; Manage staff of four; variance analysis and reporting; net interest margin analysis; Account for various discretionary and formula based corporate bonus programs. Responsible for research, reporting and CFO presentation on operational losses for the Commercial, Specialty & PFS lines of business; multiple project involvement centered on new product accounting; general accounting functions for LaSalle Bank and subsidiaries. Mar 1999 - Apr 2002: AVP Finance Responsible for financial data integrity of LaSalle bank treasury and retail related sub-systems as reported in general ledger; Close involvement in all sub-system conversions; Manage LaSalle trust commission and referral award program; Involvement in implementation of FAS 133; Maintain the GL structure for Consolidated LaSalle Bank (legal & management views); reconciliation of multiple GL accounts; manual accounting for non-automated processes. Jul 1991 - Mar 1999 AVP Finance Report to First Vice President and Controller. Responsible for staff of six. Manage the following functions; Investment Securities; Bank Funding; Wire transfers; Fixed Assets; Regulatory Reporting; Amsterdam Reporting; Misc. analyses. In addition, performed the above functions in a multi-bank environment of acquired institutions. Managed the merger of stated functions from four banks into one. Extensive knowledge of Microsoft Excel; Millennium Mainframe query writing and PC downloads. Working knowledge of various other software applications. Show less



Byline Bank

• United States
• Financial Services
• 700 & Above Employee

• Branch Manager

  • Sep 1990 - Jul 1991

  Greater Chicago Area Report to Group Branch Manager and Vice President/Branch Coordinator; supervise staff of four; responsible for new account activity; opening/closing procedures; handling and processing collection items for all branches of eight location bank.



First Midwest Bank

• United States
• Banking
• 700 & Above Employee

• Manager of Accounting Services

  • May 1984 - Jul 1990

  Greater Chicago Area Jul 1987 - Jul 1990: Manager of Accounting Systems Report to Assistant Vice President/Controller & Senior Vice President/Cashier; maintain security portfolio; analyze and report on monthly financial statements; variance analysis; cash management; assist in budget process; asset/liability management; maintain mainframe general ledger; database reporting; Plansmith software; installed and maintained PC based accounts payable application; reconciliation of correspondent banks and preparation of… Show more Jul 1987 - Jul 1990: Manager of Accounting Systems Report to Assistant Vice President/Controller & Senior Vice President/Cashier; maintain security portfolio; analyze and report on monthly financial statements; variance analysis; cash management; assist in budget process; asset/liability management; maintain mainframe general ledger; database reporting; Plansmith software; installed and maintained PC based accounts payable application; reconciliation of correspondent banks and preparation of daily financial statement; extensive knowledge of LOTUS 1-2-3 & other DOS applications; electronic transmission of data communicated between applications; maintained bank's daily cash position. Nov 1986 - Jul 1987: Facility Manager Report to Executive Vice President. Responsible for bank owned commercial rental building and six person banking center within. Negotiate maintenance contracts; accounts receivable-rental billings; allocation heating and air conditioning expense; building security; supervise all bank functions; customer relations; member-Northbrook Chamber of Commerce executive dialog; cold call prospective customers. Dec 1985 - Jul 1987: Supervisor of Cash Services Report to Vice President of Operations. Responsible for twenty person teller line; Daily balancing of vault and teller currency & coin; maintaining weekly personnel scheduling; hiring of new personnel; written reviews; training of new personnel; customer relations. May 1984 - Dec 1985: Collection Services Representative Report to Supervisor of Cash Services. Prepare all Letters of Collection; handle all wire transfers, foreign & domestic; prepare international drafts; exchange foreign currency and checks; sales of travelers checks. Show less