Kamal Taqui
Managing Partner at Kerning Advisory- Claim this Profile
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French Native or bilingual proficiency
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English Full professional proficiency
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Arabic Native or bilingual proficiency
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Allemand Professional working proficiency
Topline Score
Bio
Credentials
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Lean Academy Practitioner - Lean Academy
BNP ParibasOct, 2012- Nov, 2024 -
Fulbright Scholarship - French-American Commission for Educational and Cultural Exchange
U.S. Department of State -
Scrum Foundations Professionnal Certificate (SFPC)
CertiProf
Experience
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Kerning Advisory
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Morocco
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Business Consulting and Services
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1 - 100 Employee
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Managing Partner
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Sep 2017 - Present
Kerning Advisory is an independent consulting firm, based in Paris and Casablanca, covering the banking and finance sectors. We support our clients in their projects and transformation programs. Beyond their sectorial expertise, Kerning Advisory consultants have developed specific expertise in operational efficiency and in the challenges of digital banking (digital distribution, customer experience, self-care, transactional, Fintech, Blockchain, Big Data, artificial intelligence). We are proud to have worked with several leading banks and financial institutions, helping them to navigate the ever-changing landscape of the banking and finance sector. We have a deep understanding of the challenges and opportunities that our clients face, and we are constantly innovating and developing new ways to help them succeed. If you would like to learn more about our company, or if you need help with a project or transformation program in the banking and finance sector, please don't hesitate to get in touch. Kerning Advisory est un cabinet de conseil indépendant, basé à Paris et Casablanca, couvrant les métiers de la Banque et de la Finance. Nous accompagnons nos clients dans leurs projets et programmes de transformation. Au-delà de leurs expertises sectorielles, les consultants Kerning Advisory ont développé des expertises spécifiques en efficacité opérationnelle et sur les enjeux du Digital dans la relation bancaire (distribution digitale, parcours clients, expérience client, selfcare, transactionnels, Fintech, Blockchain, Big Data, intelligence artificielle). Nous sommes fiers d'avoir travaillé avec plusieurs banques et institutions financières de premier plan, en les aidant à évoluer dans un paysage bancaire et financier en constante mutation. Si vous souhaitez en savoir plus sur notre cabinet, ou si vous avez besoin d'aide pour un projet ou un programme de transformation dans le secteur bancaire et financier, n'hésitez pas à nous contacter. Show less
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Bank Of Africa
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Morocco
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Banking
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700 & Above Employee
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Project Manager
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May 2015 - Present
Operational strategy and management projects: -> Multichannel strategy & process digitization -> Restructuration / Revitalization of the Cash-Management business line -> Transformation -> Business line restructuring -> FTE Sizing -> Cost-cutting Operational strategy and management projects (cost-cutting, sizing FTE, business line restructuring, multi-channel strategy & process digitization) -> Multichannel: definition of the multichannel strategy based on the key principles of customer relationship (by client segment, by channel, by content), implementation of the target organization and governance (conception of the Distribution function), introduction of digital acculturation levers, IT trajectory structuration (E-Banking) and creation of the Direct Branch (online channel dedicated to customer acquisition and distance selling). -> Restructuration / Revitalization of the Cash-Management business line: definition of the strategy and the target organization (including FTE sizing) for the new Transaction Bank, cross-selling perspective structuration, redefinition of the product and service offer and definition of the technological ambitions. Réalisation de missions de stratégie opérationnelle, de management et d'organisation (définition de la stratégie, restructuration de métiers, redimensionnement des effectifs) -> Multicanal : définition de la stratégie Multicanal (différentiation du schéma relationnel cross-canal aux segments de clients), mise en place de l’organisation (création de la fonction Distribution), mise en place des leviers d’acculturation au digital (Passeport Multicanal), définition de la trajectoire SI (E-Banking) et création de l’Agence Directe (canal 100% digital d’entrée en relation et de VAD). -> Restructuration / Dynamisation du métier Cash Management : définition de la stratégie et de l’organisation de la Banque des Flux, structuration de l’approche cross-selling, redéfinition de l’offre produits et définition des ambitions technologiques. Show less
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BNP Paribas
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France
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Banking
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700 & Above Employee
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International Business & Management Consultant
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Oct 2012 - May 2015
Consulting missions (diagnosis, analysis, evaluation and recommendations, target action plan) in BNP Paribas Group retail banking businesses out of Euro Zone (Eastern Europe and Africa): -> Banking sizing for the post integration phase of M&A transaction (Poland) -> Diagnosis of commission’s perception and accounting and diagnosis of derogations management (Senegal, Gabon, Tunisia, Morocco and Poland) -> Diagnosis of FTE operational efficiency (Morocco, Tunisia, Ivory Coast and Guinea) -> E-Efficiency: Paperless & Digitizing (Poland, Morocco) Réalisation de missions de conseil (diagnostic, analyse et évaluation, schéma cible) dans les banques de détail du Groupe BNP Paribas hors zone euro (Afrique / Europe de l’Est) -> Dimensionnement et cible organisationnelle - Post-integration phase of M&A project (Pologne) -> Diagnostic de la tarification, de la perception des commissions et de la gestion des dérogations (Sénégal, Gabon, Tunisie, Maroc et Pologne). -> Optimisation de l’efficacité opérationnelle des ressources (Maroc, Tunisie, Côte d’Ivoire, Guinée) -> Paperless et digitalisation des processus de la banque (Pologne, Maroc) Show less
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Natixis Corporate & Investment Banking
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France
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Financial Services
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700 & Above Employee
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Corporate Development & Strategy Consultant
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2011 - Sep 2012
-> Strategic analysis of non-strategic minority shareholdings -> M&A project management -> Strategy and financial analysis, performing M&A valuation analysis: trading multiples, transactions multiples, DCF method -> Strategic intelligence -> Analyse stratégique sur les orientations du groupe à la demande de la Direction Générale -> Pilotage et coordination de cessions d’activités, Réorganisation et redéfinition stratégiques -> Analyse stratégique et financière des cibles, valorisation d’entreprises -> Veille stratégique sur un benchmark international Show less
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IMPACT Partners
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France
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Venture Capital and Private Equity Principals
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1 - 100 Employee
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Financial Analyst
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2011 - 2011
-> Investment memorandum for potential acquisitions: market research, financial forecast, valuation, deal structuration, key performance indicator -> Identify and contact companies in need of equity financing, communicate with investment banks, fundraisers and private equity firms -> Support partners in the day-to-day management of companies in portfolio -> Rédaction de mémorandum d’investissement : analyse du marché et du business model -> Analyse financière, modélisation financière et valorisation d’entreprises -> Suivi du deal-flow et mise en place d’indicateurs internes de performance Show less
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Education
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Université Paris 1 Panthéon-Sorbonne
Master of Science (MSc), Bank and Finance directed by Christian de Boissieu -
Drexel University
International Business Program - Fulbright Scholarship -
Université Paris 1 Panthéon-Sorbonne
Master's degree, Bank, Finance, Insurance
Community
