Tim Kickham

Area Director/Mortgage Loan Originator at Hometown Mortgage
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Contact Information
us****@****om
(386) 825-5501
Location
US

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Experience

    • Financial Services
    • 1 - 100 Employee
    • Area Director/Mortgage Loan Originator
      • Oct 2022 - Present
    • AVP Mortgage Loan Originator
      • Jul 2018 - Oct 2022

      The origination of residential mortgage loans for 1-4 family residential and non-residential properties. My experience is in conventional, FHA, VA and portfolio, jumbo mortgage loans with flexible and common-sense underwriting, competitive interest rates and quick approvals and closings. I have made myself very proficient in FHA and VA lending products. The origination of residential mortgage loans for 1-4 family residential and non-residential properties. My experience is in conventional, FHA, VA and portfolio, jumbo mortgage loans with flexible and common-sense underwriting, competitive interest rates and quick approvals and closings. I have made myself very proficient in FHA and VA lending products.

    • Trustee
      • Aug 2010 - Oct 2022

      Responsible for the oversight and decision making for the Harvard Green Trust Real Estate holding company. I am one of three trustees for this entity. Responsible for the oversight and decision making for the Harvard Green Trust Real Estate holding company. I am one of three trustees for this entity.

    • United States
    • Financial Services
    • Senior Mortgage Loan Officer
      • Dec 2009 - Jul 2018

      Origination of residential mortgage loans for 1-4 family and condominium properties. I specialize in FHA, conventional, VA and Jumbo loan programs. My expertise is in providing guidance to a borrowers loan program needs and offering solutions to those needs. Understanding of the mortgage banking environment, underwriting criteria and interest rate markets in addition to 27 plus years of experience in both loan origination and branch management provides me the expertise to assist both borrowers and real estate professionals in their financing needs. Show less

    • Senior Mortgage loan Officer
      • Jul 1992 - Dec 2009

      Senior Mortgage Loan Officer with 26 years experience in residential mortgage banking. Specialty includes conventional, Federal Housing administration and Veterans Administration financing programs. I began in 1997 with National City Mortgage which was acquired by PNC mortgage in 2008. Senior Mortgage Loan Officer with 26 years experience in residential mortgage banking. Specialty includes conventional, Federal Housing administration and Veterans Administration financing programs. I began in 1997 with National City Mortgage which was acquired by PNC mortgage in 2008.

    • Senior Loan Officer
      • Jul 1992 - 1997

      Branch manager/Senior Loan Officer located in the Norwood Massachusetts and Waltham Massachusetts offices. Managed and oversaw the origination and processing staff as well originated my own pipeline of loans for buyers and sellers of real estate. Specialized in conventional, FHA, VA and portfolio loan products for buyers financing of residential homes. Branch manager/Senior Loan Officer located in the Norwood Massachusetts and Waltham Massachusetts offices. Managed and oversaw the origination and processing staff as well originated my own pipeline of loans for buyers and sellers of real estate. Specialized in conventional, FHA, VA and portfolio loan products for buyers financing of residential homes.

    • Mortgage Loan Officer
      • Mar 1985 - Jul 1992

      Responsible for the origination of residential mortgage loans for the purchase and refinance of 1-4 family residential homes and condominims. Networking with real estate agents, real estate attorneys, current and prospective homeowners as well as financial service professionals required in order to generate new mortgage loans. I was also involved in the loan processing, underwriting and closing of the mortgage loans according to required customer timeframes in concert with borrowers needs. I attended all of my closings in order to provide customer satisfaction and closure of the loan transaction. Show less

Education

  • University of Massachusetts, Amherst
    Bachelor of Arts, Political Science and Economics
    1981 - 1984
  • Brookine High School
    High School Degree, High School/Secondary Diplomas and Certificates
    1975 - 1979

Community

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