Tim Kickham
Area Director/Mortgage Loan Originator at Hometown Mortgage- Claim this Profile
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Bio
Experience
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Hometown Mortgage
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Financial Services
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1 - 100 Employee
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Area Director/Mortgage Loan Originator
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Oct 2022 - Present
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AVP Mortgage Loan Originator
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Jul 2018 - Oct 2022
The origination of residential mortgage loans for 1-4 family residential and non-residential properties. My experience is in conventional, FHA, VA and portfolio, jumbo mortgage loans with flexible and common-sense underwriting, competitive interest rates and quick approvals and closings. I have made myself very proficient in FHA and VA lending products. The origination of residential mortgage loans for 1-4 family residential and non-residential properties. My experience is in conventional, FHA, VA and portfolio, jumbo mortgage loans with flexible and common-sense underwriting, competitive interest rates and quick approvals and closings. I have made myself very proficient in FHA and VA lending products.
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Trustee
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Aug 2010 - Oct 2022
Responsible for the oversight and decision making for the Harvard Green Trust Real Estate holding company. I am one of three trustees for this entity. Responsible for the oversight and decision making for the Harvard Green Trust Real Estate holding company. I am one of three trustees for this entity.
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PNC Bank
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United States
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Financial Services
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Senior Mortgage Loan Officer
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Dec 2009 - Jul 2018
Origination of residential mortgage loans for 1-4 family and condominium properties. I specialize in FHA, conventional, VA and Jumbo loan programs. My expertise is in providing guidance to a borrowers loan program needs and offering solutions to those needs. Understanding of the mortgage banking environment, underwriting criteria and interest rate markets in addition to 27 plus years of experience in both loan origination and branch management provides me the expertise to assist both borrowers and real estate professionals in their financing needs. Show less
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Senior Mortgage loan Officer
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Jul 1992 - Dec 2009
Senior Mortgage Loan Officer with 26 years experience in residential mortgage banking. Specialty includes conventional, Federal Housing administration and Veterans Administration financing programs. I began in 1997 with National City Mortgage which was acquired by PNC mortgage in 2008. Senior Mortgage Loan Officer with 26 years experience in residential mortgage banking. Specialty includes conventional, Federal Housing administration and Veterans Administration financing programs. I began in 1997 with National City Mortgage which was acquired by PNC mortgage in 2008.
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Senior Loan Officer
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Jul 1992 - 1997
Branch manager/Senior Loan Officer located in the Norwood Massachusetts and Waltham Massachusetts offices. Managed and oversaw the origination and processing staff as well originated my own pipeline of loans for buyers and sellers of real estate. Specialized in conventional, FHA, VA and portfolio loan products for buyers financing of residential homes. Branch manager/Senior Loan Officer located in the Norwood Massachusetts and Waltham Massachusetts offices. Managed and oversaw the origination and processing staff as well originated my own pipeline of loans for buyers and sellers of real estate. Specialized in conventional, FHA, VA and portfolio loan products for buyers financing of residential homes.
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Commonwealth Mortgage Company
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Financial Services
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Mortgage Loan Officer
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Mar 1985 - Jul 1992
Responsible for the origination of residential mortgage loans for the purchase and refinance of 1-4 family residential homes and condominims. Networking with real estate agents, real estate attorneys, current and prospective homeowners as well as financial service professionals required in order to generate new mortgage loans. I was also involved in the loan processing, underwriting and closing of the mortgage loans according to required customer timeframes in concert with borrowers needs. I attended all of my closings in order to provide customer satisfaction and closure of the loan transaction. Show less
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Education
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University of Massachusetts, Amherst
Bachelor of Arts, Political Science and Economics -
Brookine High School
High School Degree, High School/Secondary Diplomas and Certificates