Experience

MLB Residential Lending, LLC.

• United States
• Banking
• 1 - 100 Employee

• Mortgage Consultant

  • Nov 2020 - Present

  Banking & Marketing Leadership / Strategic Planning / Growth Strategies / P&L Responsibility / Personnel Development / Coordination and Communication / Banking & Marketing Leadership / Strategic Planning / Growth Strategies / P&L Responsibility / Personnel Development / Coordination and Communication /



Team Unity

• Event Professional

  • 1983 - Present



Advisors Mortgage Group, LLC - NMLS #33041

• Financial Services
• 200 - 300 Employee

• Mortgage Consultant

  • Nov 2017 - Aug 2020

  MORTGAGE and CREDIT CONSULTANT Banking & Marketing Leadership / Strategic Planning / Growth Strategies / P&L Responsibility / Personnel Development / Coordination and Communication / Executive and Marketing Leader/ Entrepreneurial Experience/ Start-ups / Management: Over the past 25 years I have been utilizing marketing and management expertise gained within corporations in building businesses. I have a track record of increasing sales, reducing costs, and streamlining operations in a wide range of situations. Career Track: Professional growth through such positions as Wholesale Manager, Administrative Vice-President, President. Named: Presidents Club for last 10 years for highest sales and profits as Banking Professional. National Eagle Scout Association. Show less



Franklin First Financial, Ltd.

• New York Metropolitan Area

• Mortgage Loan Officer

  • Apr 2016 - Oct 2017

  MORTGAGE and CREDIT CONSULTANT Banking & Marketing Leadership / Strategic Planning / Growth Strategies / P&L Responsibility / Personnel Development / Coordination and Communication / Executive and Marketing Leader/ Entrepreneurial Experience/ Start-ups / Management: Over the past 25 years I have been utilizing marketing and management expertise gained within corporations in building businesses. I have a track record of increasing sales, reducing costs, and streamlining operations in a wide range of situations. Career Track: Professional growth through such positions as Wholesale Manager, Administrative Vice-President, President. Named: Presidents Club for last 10 years for highest sales and profits as Banking Professional. National Eagle Scout Association. Proven Record – Across All major Corporate Functions: I am a professional with proven success in marketing and operations management. Superior organizational and communication skills, I easily interact with executives, supporting staff, vendors, & clients. Recognized consistently for achievements in product knowledge, leadership, profitability and customer satisfaction. Multicultural Experiences: My multilingual ability allows me to apply my marketing skills with diverse cultural markets both nationally and internationally. I am fluent in English, Spanish, Portuguese and Italian. Show less



UNMB Home Loans Inc.

• United States
• Banking
• 100 - 200 Employee

• Mortgage Consultant-Branch Partner

  • Mar 2014 - Apr 2016



Homebridge Financial Services

• Financial Services
• 1 - 100 Employee

• Mortgage Consultant

  • Feb 2012 - Nov 2013



EMM Loans LLC

• United States
• Financial Services
• 100 - 200 Employee

• Mortgage Consultant

  • Oct 2010 - Mar 2012

  Counseling Clients on commercial and residential financial programs, and their capacity to borrow funds. Explanation of underwriting requirements, guidance in preparing the Client for compliance and understanding of the application process. Assistance in compiling necessary information and documents. Assistance in meeting conditions of loan commitments. Counseling Clients on commercial and residential financial programs, and their capacity to borrow funds. Explanation of underwriting requirements, guidance in preparing the Client for compliance and understanding of the application process. Assistance in compiling necessary information and documents. Assistance in meeting conditions of loan commitments.



Victor Goncalves Mortgage Consultant

• Principal

  • Jan 1993 - Dec 2009

  Counseling Clients on commercial and residential financial programs, and their capacity to borrow funds. Explanation of underwriting requirements, guidance in preparing the Client for compliance and understanding of the application process. Assistance in compiling necessary information and documents. Assistance in meeting conditions of loan commitments. Counseling Clients on commercial and residential financial programs, and their capacity to borrow funds. Explanation of underwriting requirements, guidance in preparing the Client for compliance and understanding of the application process. Assistance in compiling necessary information and documents. Assistance in meeting conditions of loan commitments.



NEWAY FINANCIAL SERVICES

• Administrative Vice-President

  • Nov 1993 - Jun 1998



JMK Auto Sales, Inc.

• Director of BMW Service Operations

  • Jul 1983 - Nov 1993

  Provided overall direction and guidance to the operational activities of the organization with the objective of maximizing growth and profitability as well as day-to-day leadership and management to the BMW Service & Parts Operation of the dealership. Provided overall direction and guidance to the operational activities of the organization with the objective of maximizing growth and profitability as well as day-to-day leadership and management to the BMW Service & Parts Operation of the dealership.