Bianca Carvalho

Credit Analysis Tech PL at Banco Ford S.A.
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Contact Information
us****@****om
(386) 825-5501
Location
Santo André, São Paulo, Brazil, BR

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Experience

    • Credit Analysis Tech PL
      • Feb 2020 - Present

      • Accounting analysis (evaluation of the Financial Statements and Balance Sheet of all Ford Dealers); • Research on dealers and guarantors operational data and investigation of his perfomance into the market (using Serasa, Sisbacen, Receita Federal, and others);• Financial KPIs analysis (capitalization, liquidity, profitability, inventory turns, sales projection, and others); • Formalization documents analysis (real estate registrations, mortgages, guarantees, and others); •… • Accounting analysis (evaluation of the Financial Statements and Balance Sheet of all Ford Dealers); • Research on dealers and guarantors operational data and investigation of his perfomance into the market (using Serasa, Sisbacen, Receita Federal, and others);• Financial KPIs analysis (capitalization, liquidity, profitability, inventory turns, sales projection, and others); • Formalization documents analysis (real estate registrations, mortgages, guarantees, and others); • Preparation of management reports with local authority approval;• Relationship with regional branch managers and supervisors, identifying the dealer’s Ford needs, determining credit lines and other deliberations about the credit investigation;• Defense of the study in the credit committee monthly. Show more Show less

    • Credit Analysis Intern
      • May 2018 - Feb 2020

      • Accounting analysis (evaluation of the Financial Statements and Balance Sheet of all Ford Dealers);• Research on dealers and guarantors operational data and investigation of his perfomance into the market (using Serasa, Sisbacen, Receita Federal, and others);• Preparation of management reports with local authority approval; • Monitoring of receipt dealers Ford registration documents; • Identification of doubtful or poorly clarified balance sheet accounts and questions dealers… • Accounting analysis (evaluation of the Financial Statements and Balance Sheet of all Ford Dealers);• Research on dealers and guarantors operational data and investigation of his perfomance into the market (using Serasa, Sisbacen, Receita Federal, and others);• Preparation of management reports with local authority approval; • Monitoring of receipt dealers Ford registration documents; • Identification of doubtful or poorly clarified balance sheet accounts and questions dealers Ford accountants. Show more Show less

    • Auxiliar administrativo
      • Mar 2017 - Oct 2017

      • Invoice billing and receipts; • Purchase of use and consumption materials; • Stock Control; • Spreadsheets, reports and protocols control; • Digital point and payroll calculation.

Education

  • Centro Universitário Fundação Santo André
    -

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