Bianca Carvalho
Credit Analysis Tech PL at Banco Ford S.A.- Claim this Profile
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Bio
Experience
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Credit Analysis Tech PL
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Feb 2020 - Present
• Accounting analysis (evaluation of the Financial Statements and Balance Sheet of all Ford Dealers); • Research on dealers and guarantors operational data and investigation of his perfomance into the market (using Serasa, Sisbacen, Receita Federal, and others);• Financial KPIs analysis (capitalization, liquidity, profitability, inventory turns, sales projection, and others); • Formalization documents analysis (real estate registrations, mortgages, guarantees, and others); •… • Accounting analysis (evaluation of the Financial Statements and Balance Sheet of all Ford Dealers); • Research on dealers and guarantors operational data and investigation of his perfomance into the market (using Serasa, Sisbacen, Receita Federal, and others);• Financial KPIs analysis (capitalization, liquidity, profitability, inventory turns, sales projection, and others); • Formalization documents analysis (real estate registrations, mortgages, guarantees, and others); • Preparation of management reports with local authority approval;• Relationship with regional branch managers and supervisors, identifying the dealer’s Ford needs, determining credit lines and other deliberations about the credit investigation;• Defense of the study in the credit committee monthly. Show more Show less
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Credit Analysis Intern
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May 2018 - Feb 2020
• Accounting analysis (evaluation of the Financial Statements and Balance Sheet of all Ford Dealers);• Research on dealers and guarantors operational data and investigation of his perfomance into the market (using Serasa, Sisbacen, Receita Federal, and others);• Preparation of management reports with local authority approval; • Monitoring of receipt dealers Ford registration documents; • Identification of doubtful or poorly clarified balance sheet accounts and questions dealers… • Accounting analysis (evaluation of the Financial Statements and Balance Sheet of all Ford Dealers);• Research on dealers and guarantors operational data and investigation of his perfomance into the market (using Serasa, Sisbacen, Receita Federal, and others);• Preparation of management reports with local authority approval; • Monitoring of receipt dealers Ford registration documents; • Identification of doubtful or poorly clarified balance sheet accounts and questions dealers Ford accountants. Show more Show less
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Auxiliar administrativo
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Mar 2017 - Oct 2017
• Invoice billing and receipts; • Purchase of use and consumption materials; • Stock Control; • Spreadsheets, reports and protocols control; • Digital point and payroll calculation.
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Education
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Centro Universitário Fundação Santo André