Credit Risk Business Analyst

• Jul 2021 - Present

• Extracted, cleaned, and compiled data to build a loan origination model using logistic and XGBoost algorithms that predicted potential defaulters and is being used by branches for underwriting new customers • Applied machine learning techniques in SAS Enterprise Miner to create custom predictive models that improved customer mailing response by 50 bps while reducing cost per funded loan by $200 • Extracted, cleaned, and compiled data to build a loan origination model using logistic and XGBoost algorithms that predicted potential defaulters and is being used by branches for underwriting new customers • Applied machine learning techniques in SAS Enterprise Miner to create custom predictive models that improved customer mailing response by 50 bps while reducing cost per funded loan by $200

Graduate Teaching Assistant

• Jan 2021 - May 2021

Statistics and Data Analysis Statistics and Data Analysis

Portfolio Manager

• Jun 2018 - Jul 2019

•Implemented wealth management strategies and provided investment recommendations to HNWI & corporate clients that resulted in client retention in volatile market •Assessed clients’ risk and return characteristics against market conditions to devise portfolios’ asset allocation, rebalancing and trading strategies that generated average returns of 6%-10% per annum •Implemented wealth management strategies and provided investment recommendations to HNWI & corporate clients that resulted in client retention in volatile market •Assessed clients’ risk and return characteristics against market conditions to devise portfolios’ asset allocation, rebalancing and trading strategies that generated average returns of 6%-10% per annum

Manager - Securities Analysis Department

• Jan 2017 - May 2018

•Recommended equity investments to corporate retirement funds, university endowment funds, and HNWI with USD 300 million of assets under management•Researched 3 heavy weight sectors of oil (exploration and production), cement and fertilizer and made contrarian calls that led to clients outperform the KSE 100 Index (benchmark) in CY 2017 by 5%•Developed company-specific financial databases and valuation models (DDM, FV/EBITDA, P/B, DCF, & SOTP) to provide new investment ideas for clients’ equity portfolios Show less

Assistant Manager - Portfolio Analysis Department

• Aug 2014 - Dec 2016

•Prepared asset allocation recommendations for institutional client portfolios using Asset Only, Liability Driven Investment (LDI) and Cash Flow Matching approach•Created database of 100+ mutual funds, which streamlined the comparison between mutual funds and separately managed accounts to enhance marketing pitch of the Investment Committee (IC)

Teaching Assistant

• Jan 2014 - May 2014

Computer and Problem Solving Computer and Problem Solving

Business Intelligence Analyst

• Jul 2013 - Aug 2013

Analyzed several companies of the Dow Jones 30 Index Identified and developed a database of the relevant stakeholders of Dow 30 companies Analyzed several companies of the Dow Jones 30 Index Identified and developed a database of the relevant stakeholders of Dow 30 companies

Risk Advisory Services Intern

• Dec 2012 - Jan 2013

Volunteer Work

• Jul 2009 - Aug 2009