Karlen Margaryan, Ph.D
at ARMSWISSBANK CJSC- Claim this Profile
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Armenian Native or bilingual proficiency
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Russian Professional working proficiency
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English Professional working proficiency
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Bio
Experience
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ARMSWISSBANK CJSC
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Armenia
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Banking
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1 - 100 Employee
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Jun 2019 - Present
- Establishing and leading SME Lending Division - Embedded Management Information Reporting Framework- Embedded Credit Risk Management Framework in SME financing- Initiating several innovative banking projects, e.g. applications automation, simplified crediting model
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Apr 2015 - Jun 2019
- Designed and embedded several innovative banking products in financing SMEs- Updated Financial Risk Analysis Operating Model- Analysed loan portfolio and ensured sustainable portfolio growth
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Sep 2014 - Apr 2015
- Launched and completed a lot of credit projects- Monitored bank loan products and services sales- Mastered lending processes
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Yerevan State University
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Armenia
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Higher Education
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700 & Above Employee
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Lecturer at Faculty of Economics and Management
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Jan 2018 - Present
- Teaching advanced Business Finance - Teaching advanced Business Finance
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FIN LAB LLC
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Yerevan, Armenia
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Co-founder and Deputy Director
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Nov 2019 - Present
- Establishing accounting and financial consulting services providing company - Ensuring company’s current operations and development - Providing accounting and financial consulting services to more than 20 companies - Ensuring compliance with accounting standards and local tax/customs legislation - Establishing accounting and financial consulting services providing company - Ensuring company’s current operations and development - Providing accounting and financial consulting services to more than 20 companies - Ensuring compliance with accounting standards and local tax/customs legislation
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Education
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Yerevan State University
Ph.D in Economics, Economics and Management -
Yerevan State University
Master's degree, Finance, Money Turnoverand Credit -
Yerevan State University
Bachelor's degree, Economics