Karlen Margaryan, Ph.D

at ARMSWISSBANK​ CJSC
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Contact Information
us****@****om
(386) 825-5501
Location
Yerevan, Yerevan, Armenia, AM
Languages
  • Armenian Native or bilingual proficiency
  • Russian Professional working proficiency
  • English Professional working proficiency

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Bio

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Experience

    • Armenia
    • Banking
    • 1 - 100 Employee
      • Jun 2019 - Present

      - Establishing and leading SME Lending Division - Embedded Management Information Reporting Framework- Embedded Credit Risk Management Framework in SME financing- Initiating several innovative banking projects, e.g. applications automation, simplified crediting model

      • Apr 2015 - Jun 2019

      - Designed and embedded several innovative banking products in financing SMEs- Updated Financial Risk Analysis Operating Model- Analysed loan portfolio and ensured sustainable portfolio growth

      • Sep 2014 - Apr 2015

      - Launched and completed a lot of credit projects- Monitored bank loan products and services sales- Mastered lending processes

    • Armenia
    • Higher Education
    • 700 & Above Employee
    • Lecturer at Faculty of Economics and Management
      • Jan 2018 - Present

      - Teaching advanced Business Finance - Teaching advanced Business Finance

  • FIN LAB LLC
    • Yerevan, Armenia
    • Co-founder and Deputy Director
      • Nov 2019 - Present

      - Establishing accounting and financial consulting services providing company - Ensuring company’s current operations and development - Providing accounting and financial consulting services to more than 20 companies - Ensuring compliance with accounting standards and local tax/customs legislation - Establishing accounting and financial consulting services providing company - Ensuring company’s current operations and development - Providing accounting and financial consulting services to more than 20 companies - Ensuring compliance with accounting standards and local tax/customs legislation

Education

  • Yerevan State University
    Ph.D in Economics, Economics and Management
  • Yerevan State University
    Master's degree, Finance, Money Turnoverand Credit
    2014 - 2016
  • Yerevan State University
    Bachelor's degree, Economics
    2010 - 2014

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