Experience

De Lage Landen International B.V.

• Netherlands
• Financial Services
• 1 - 100 Employee

• Collections and Recoveries Lead UK & IRE

  • Oct 2023 - Present

  Collections and Recoveries Lead UK & IRE AGCO Finance Limited Responsible for leading collection and recoveries activities across AGCO Finance’s UK and Irish arrears portfolio. Risk Committee member, providing guidance and oversight on risk cases and bad debt provisioning under IFRS guidelines. MI preparation and delivery to business and to executive boards for UK and Ireland. Management of litigation in conjunction with business Head of Risk. Line management of collections… Show more Collections and Recoveries Lead UK & IRE AGCO Finance Limited Responsible for leading collection and recoveries activities across AGCO Finance’s UK and Irish arrears portfolio. Risk Committee member, providing guidance and oversight on risk cases and bad debt provisioning under IFRS guidelines. MI preparation and delivery to business and to executive boards for UK and Ireland. Management of litigation in conjunction with business Head of Risk. Line management of collections and recoveries department, ensuring best in class operations. Accountable for department processes, procedures, operational controls and strategy. Show less Collections and Recoveries Lead UK & IRE AGCO Finance Limited Responsible for leading collection and recoveries activities across AGCO Finance’s UK and Irish arrears portfolio. Risk Committee member, providing guidance and oversight on risk cases and bad debt provisioning under IFRS guidelines. MI preparation and delivery to business and to executive boards for UK and Ireland. Management of litigation in conjunction with business Head of Risk. Line management of collections… Show more Collections and Recoveries Lead UK & IRE AGCO Finance Limited Responsible for leading collection and recoveries activities across AGCO Finance’s UK and Irish arrears portfolio. Risk Committee member, providing guidance and oversight on risk cases and bad debt provisioning under IFRS guidelines. MI preparation and delivery to business and to executive boards for UK and Ireland. Management of litigation in conjunction with business Head of Risk. Line management of collections and recoveries department, ensuring best in class operations. Accountable for department processes, procedures, operational controls and strategy. Show less



HSBC

• United Kingdom
• Financial Services
• 700 & Above Employee

• Senior Lending Manager

  • May 2022 - Oct 2023

  Senior Lending Manager, Lending Risk HSBC Equipment Finance (UK) Ltd Cross segment (LC/MME/BB) credit assessment and approval of new money, renewal and categorised asset finance facilities, utilising various credit risk forms, models, methods and controls. Personal lending authority up to £50M. Analysis of financial and non-financial data, including complex business profit & loss, balance sheets, cash flow forecasts, business management structure, business operations and… Show more Senior Lending Manager, Lending Risk HSBC Equipment Finance (UK) Ltd Cross segment (LC/MME/BB) credit assessment and approval of new money, renewal and categorised asset finance facilities, utilising various credit risk forms, models, methods and controls. Personal lending authority up to £50M. Analysis of financial and non-financial data, including complex business profit & loss, balance sheets, cash flow forecasts, business management structure, business operations and industry/sector. Face-to-Face meetings with business clients to establish needs, and guide facility structuring. HEF wide Lending Risk point of contact for early deal discussion and risk queries. Second Line Risk Management responsibilities with management and review of function policies, procedures, risk framework, strategy and credit offering.

• Business Risk Manager

  • May 2019 - May 2022

  Business Risk Manager, Special Credit Unit HSBC Equipment Finance (UK) Ltd Responsible for relationship management of a portfolio of high risk and insolvent asset finance customers. Controlling credit and forbearance requirements in order to achieve a solvent turnaround. Arranging and overseeing the uplift and sale of re-possessed assets, via Panel Agents. Point of contact for insolvency practitioners, accountants and solicitors on HEF cases. Management of case ECL provisions, along… Show more Business Risk Manager, Special Credit Unit HSBC Equipment Finance (UK) Ltd Responsible for relationship management of a portfolio of high risk and insolvent asset finance customers. Controlling credit and forbearance requirements in order to achieve a solvent turnaround. Arranging and overseeing the uplift and sale of re-possessed assets, via Panel Agents. Point of contact for insolvency practitioners, accountants and solicitors on HEF cases. Management of case ECL provisions, along with department IFRS reporting. ADHOC MI reporting, data analysis and sector review management.

• Assistant Manager

  • Jul 2017 - May 2019

  Assistant Manager, On-Boarding Operations HSBC Equipment Finance (UK) Ltd Day to day on-boarding of complex MME & Corporate customers with bespoke and specialist requirements. Arrangement of appropriate security, HP, lease or loan documentation, along with invoicing and payment to UK and global businesses.

• Specialist Collections Advisor

  • Mar 2016 - Jul 2017

  Specialist Collections Advisor, Mortgage Account Review Team HSBC UK Plc Responsible for managing a portfolio of mortgage default customers, at litigation level. Assessment of customer individual circumstances, in order to make the decision to litigate, and attend court re-possession hearings where required to provide evidence. Point of contact for customers, solicitors and bailiffs.



Various

• Various Roles in Retail, Recoveries/Collections and Commercial Insurance Underwriting

  • Dec 2011 - Mar 2016