Zainab Malvi, M.S.

FP&A Analyst at Saks OFF 5TH
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Contact Information
us****@****om
(386) 825-5501
Location
New York City Metropolitan Area

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Bio

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5.0

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Bernadette Lopez

It was my great fortune to have Zainab as an intern for our accounts receivable team. Zainab is focused, mature and responsible; a standout among her peers. I was really impressed with how quickly she learned our SAP system and all of the processes she was taught. She took on projects and completed them independently, correctly and timely. I appreciate her hard work and dedication during her internship and highly recommend her.

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Experience

    • United States
    • Retail
    • 700 & Above Employee
    • FP&A Analyst
      • Jan 2022 - Present

    • Italy
    • Retail Apparel and Fashion
    • 700 & Above Employee
    • Credit Intern
      • May 2019 - Mar 2020

      As a credit Intern I am responsible for: -Reconciling customer accounts to eliminate any discrepancies and ensure all accounts were up-to-date and have a clear debit or credit status available with Kering Eyewear -Reviewing ageing balances: determine the root cause of delinquency (disputes, extended terms were not applied, cash flow problems) -Prepare a report with recommendations to manager to: resolve disputes, change terms, open a claim with credit insurance or to place for collections with third party insurance agency. -Analyzing financial statements: -Balance sheets - determine liquidity and net worth -Statement of cash flows - review customers’ ability to pay within terms -Income statements - review profitability -Assist in calculation of (DSO) days sales outstanding by channel of distribution -Assist in preparation of monthly cash forecast -Assist in the analysis and calculation of bad debt reserves - Analyzing credit data: -Review payment history to determine customer’s payment behavior and credit profile -If history is acceptable, review business credit score and financial stability risk rating for the customer from credit bureaus such as Experian or Dunn & Bradstreet. -Analyze credit summary to determine the potential credit limit and make recommendations to manager for increasing or decreasing the credit limit. -Working with the insurance agencies by providing them delinquent customers’ details and interacting on an ongoing basis until the customers’ accounts were settled or debts were written off. -Assisting in Tax Audit by researching, gathering and collating Resale Certificates and provide these as evidences to the auditors -Tax computation especially for customers in different Canadian provinces Show less

  • Bernards Township
    • Basking Ridge, New Jersey
    • Camp Counselor
      • Jun 2013 - Aug 2016

      Acted as a role model and leader to the campers aged 5-7. Carried out daily planned activities. Primary responsibility was supervision of campers Was also responsible for supervising physical activities and organizing art and craft activities. Acquired excellent problem solving skills by being faced with stressful circumstances during daily camp activities. Acted as a role model and leader to the campers aged 5-7. Carried out daily planned activities. Primary responsibility was supervision of campers Was also responsible for supervising physical activities and organizing art and craft activities. Acquired excellent problem solving skills by being faced with stressful circumstances during daily camp activities.

  • Bernards Township Board of Education
    • Basking Ridge, New Jersey
    • After Care Student Helper
      • Sep 2015 - Jun 2016

      Worked with small groups of children, was in charge of ensuring a positive learning environment for students. Assisted children in reading, writing and math and motivated them to learn by providing hands on and fun activities. Acquired exceptional interpersonal skills through interactions with parents and co-workers. Worked with small groups of children, was in charge of ensuring a positive learning environment for students. Assisted children in reading, writing and math and motivated them to learn by providing hands on and fun activities. Acquired exceptional interpersonal skills through interactions with parents and co-workers.

Education

  • Rutgers Business School
    Master's degree, Financial Analysis
    2020 - 2021
  • Rutgers Business School
    Finance, Senior
    2016 - 2020

Community

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