Pragya Nikte

Teaching Assistant at University of San Francisco School of Management
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Contact Information
us****@****om
(386) 825-5501
Location
San Francisco, California, United States, US
Languages
  • English Full professional proficiency
  • Hindi Full professional proficiency
  • Marathi Professional working proficiency

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Bio

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Credentials

  • Certified Associate of Indian Institute of Banker (CAIIB)
    Indian Institute of Banking and Finance
    Jul, 2018
    - Oct, 2024
  • Junior Associate of Indian Institute of Banker (JAIIB)
    Indian Institute of Banking and Finance
    Dec, 2017
    - Oct, 2024

Experience

  • University of San Francisco School of Management
    • San Francisco, California, United States
    • Teaching Assistant
      • Feb 2023 - Present

      Mentored a class of 60 students by assisting the Senior Finance Professor in understanding complex financial concepts and tools. Mentored a class of 60 students by assisting the Senior Finance Professor in understanding complex financial concepts and tools.

  • Reserve Bank of India (RBI)
    • India
    • Government Administration
    • 700 & Above Employee
    • Assistant Manager, Risk Management & Reporting
      • Jan 2021 - Jan 2022

      • Conducted balance sheet and risk management analysis, identifying, and rectifying financial discrepancies for 20+ banks.• Monitored financial health of assigned private banks, assessing them on measures such as capital adequacy, asset quality, earnings, liquidity, and sensitivity.• Analyzed insights and patterns from customer complaints database using basic SQL and advanced MS Excel to contribute to the nationwide public report published by RBI.

    • Financial Analyst
      • Aug 2017 - Dec 2021

      • Provided insights for annual financial forecasting & budget report creation, resulting in 15% reduction in departmental expenses.• Utilized advanced excel functions and tools such as PowerPoint & tableau to perform calculations, create reports, and analyze data.

  • IDBI Bank
    • India
    • Relationship Manager
      • Jun 2016 - Aug 2017

      • Managed 40+ accounts, increasing the existing client base and asset portfolio by 50% through effective sales & financial solutions. • Reviewed credit requests by analyzing financial statements and conducting cost benefit analysis for the gold loan services. • Managed 40+ accounts, increasing the existing client base and asset portfolio by 50% through effective sales & financial solutions. • Reviewed credit requests by analyzing financial statements and conducting cost benefit analysis for the gold loan services.

Education

  • University of San Francisco
    Masters, Financial Analysis
    2022 - 2023
  • Delhi University
    Bachelor's degree, Commerce
    2012 - 2015

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