Experience

Lemonade

• United States
• Insurance
• 700 & Above Employee

• Senior Actuarial Pricing Manager

  • Sep 2022 - Present



Homesite Insurance

• United States
• Insurance
• 700 & Above Employee

• Senior Manager, Competitive Intelligence

  • Jul 2018 - Aug 2022

  - Manage the eight-person Property Center of Excellence Competitive Intelligence team, fostering employee growth by delegating projects based on individuals’ skills, interests, and goals while also implementing and modernizing workflows to empower diverse stakeholders across four operating companies in the American Family enterprise to make informed, strategic decisions - Develop metrics to quantify the American Family enterprise’s competitive position by, for example, designing an automated… Show more - Manage the eight-person Property Center of Excellence Competitive Intelligence team, fostering employee growth by delegating projects based on individuals’ skills, interests, and goals while also implementing and modernizing workflows to empower diverse stakeholders across four operating companies in the American Family enterprise to make informed, strategic decisions - Develop metrics to quantify the American Family enterprise’s competitive position by, for example, designing an automated workflow leveraging a comparative rater software to estimate HO-3 rate level differences or a report utilizing NAIC financial statements to display industry-level and company-level KPIs - Construct new methods for performing qualitative research by, for example, implementing a process for the team to proactively track filing activities and report on significant initiatives

• Competitive Intelligence Associate

  • Jan 2017 - Jul 2018

  - Combined univariate analysis, multivariate methods such as GLMs, and data mining techniques such as CART and cluster analysis to illustrate interactions between loss ratios, close ratios, and competitive indexes and to identify segments of business to target for increased profitability and growth - Researched public filings, financial statements, investor day presentations, and earnings call transcripts to identify new products, company performance, target markets, and strategies of… Show more - Combined univariate analysis, multivariate methods such as GLMs, and data mining techniques such as CART and cluster analysis to illustrate interactions between loss ratios, close ratios, and competitive indexes and to identify segments of business to target for increased profitability and growth - Researched public filings, financial statements, investor day presentations, and earnings call transcripts to identify new products, company performance, target markets, and strategies of competitors and insurtech startups - Created and implemented a replicable process incorporating SAS, SQL, and Tableau that restructured Homesite quote and policy data, ran said data through a comparative rater, and illustrated differences in rate levels and eligibility restrictions

• Senior Actuarial Analyst

  • Jun 2015 - Jan 2017

  - Developed, implemented, and validated a new by-peril rating structure in eight states in collaboration with the Departments of Analytics, CAT Management, Underwriting, IT, and Legal - Reviewed the performance of the homeowners, renters, and condo programs twice a year for assigned states by calculating and analyzing the indicated rate, quote conversion, and policy retention - Validated and rectified the Pricing Department’s SAS-based rating engine against the IT Department’s rating… Show more - Developed, implemented, and validated a new by-peril rating structure in eight states in collaboration with the Departments of Analytics, CAT Management, Underwriting, IT, and Legal - Reviewed the performance of the homeowners, renters, and condo programs twice a year for assigned states by calculating and analyzing the indicated rate, quote conversion, and policy retention - Validated and rectified the Pricing Department’s SAS-based rating engine against the IT Department’s rating engine in production to ensure that our internal premium calculations are accurate and to identify and resolve rating errors



University of Miami

• United States
• Higher Education
• 700 & Above Employee

• Resident Assistant

  • Aug 2014 - May 2015

  - Execute health and safety inspections of 70 apartments to enforce university policy and to promote a positive living environment for the 210 upperclassmen residents residing in 2 buildings of my area before the start and at the midpoint of each term - Coordinate programs to facilitate the interaction of the residents with University Village staff and with each other, including the Welcome Back Dinner and Pancake Breakfast while remaining under budget - Manage the front desk of… Show more - Execute health and safety inspections of 70 apartments to enforce university policy and to promote a positive living environment for the 210 upperclassmen residents residing in 2 buildings of my area before the start and at the midpoint of each term - Coordinate programs to facilitate the interaction of the residents with University Village staff and with each other, including the Welcome Back Dinner and Pancake Breakfast while remaining under budget - Manage the front desk of University Village 2 shifts a week to assist in emergency situations, provide aid to residents, and to organize and distribute mail to residents Show less - Execute health and safety inspections of 70 apartments to enforce university policy and to promote a positive living environment for the 210 upperclassmen residents residing in 2 buildings of my area before the start and at the midpoint of each term - Coordinate programs to facilitate the interaction of the residents with University Village staff and with each other, including the Welcome Back Dinner and Pancake Breakfast while remaining under budget - Manage the front desk of… Show more - Execute health and safety inspections of 70 apartments to enforce university policy and to promote a positive living environment for the 210 upperclassmen residents residing in 2 buildings of my area before the start and at the midpoint of each term - Coordinate programs to facilitate the interaction of the residents with University Village staff and with each other, including the Welcome Back Dinner and Pancake Breakfast while remaining under budget - Manage the front desk of University Village 2 shifts a week to assist in emergency situations, provide aid to residents, and to organize and distribute mail to residents Show less



University of Miami, Stanford Residential College

• Miami/Fort Lauderdale Area

• Resident Assistant

  • Aug 2012 - May 2014

  - Facilitated the assimilation of 40 freshmen residents into university life by organizing floor meetings, communicating campus-wide events, and offering assistance in connecting with various clubs and groups on campus - Balanced the annual floor budget of $700.00 in Microsoft Excel and used Excel to communicate the use of funds to senior staff and to the Purchasing Department - Facilitated the assimilation of 40 freshmen residents into university life by organizing floor meetings, communicating campus-wide events, and offering assistance in connecting with various clubs and groups on campus - Balanced the annual floor budget of $700.00 in Microsoft Excel and used Excel to communicate the use of funds to senior staff and to the Purchasing Department



Stanford College Council

• Miami/Fort Lauderdale Area

• Advisor

  • Aug 2012 - Dec 2013

  -Supervised the Stanford College Council Executive Board in staff meetings so that they would have a resource for assembling programs -Advised the Stanford College Council Executive Board on how to manage a $6,000.00 yearly budget -Coordinated programs such as the Social Justice Discussion with Professor Josh Diem, Trip to the Arsht Center, and monthly Open Mic Nights and beach trips -Supervised the Stanford College Council Executive Board in staff meetings so that they would have a resource for assembling programs -Advised the Stanford College Council Executive Board on how to manage a $6,000.00 yearly budget -Coordinated programs such as the Social Justice Discussion with Professor Josh Diem, Trip to the Arsht Center, and monthly Open Mic Nights and beach trips



Assurant

• United States
• Insurance
• 700 & Above Employee

• Actuarial Intern

  • Jun 2013 - Aug 2013

  - Compiled rate indications for 25 states by comparing trended loss ratios to permissible loss ratios to analyze the profitability of manufactured housing insurance products - Assembled 20 policyholder impact reports to examine the individual effects of proposed rate changes on policyholders of various manufactured housing insurance products - Served as a liaison between the Actuarial Department and the Business Department to ensure that the proposed rate changes would improve the… Show more - Compiled rate indications for 25 states by comparing trended loss ratios to permissible loss ratios to analyze the profitability of manufactured housing insurance products - Assembled 20 policyholder impact reports to examine the individual effects of proposed rate changes on policyholders of various manufactured housing insurance products - Served as a liaison between the Actuarial Department and the Business Department to ensure that the proposed rate changes would improve the profitability of the insurance program - Filed 20 actuarial state-specific packages proposing rate changes on manufactured housing insurance products that complied with that state’s Department of Insurance regulations - Succeeded in having 3 filings approved during the period of my employment and negotiated with 2 states on rate changes to make them acceptable to the state while maximizing profitability for Assurant Show less - Compiled rate indications for 25 states by comparing trended loss ratios to permissible loss ratios to analyze the profitability of manufactured housing insurance products - Assembled 20 policyholder impact reports to examine the individual effects of proposed rate changes on policyholders of various manufactured housing insurance products - Served as a liaison between the Actuarial Department and the Business Department to ensure that the proposed rate changes would improve the… Show more - Compiled rate indications for 25 states by comparing trended loss ratios to permissible loss ratios to analyze the profitability of manufactured housing insurance products - Assembled 20 policyholder impact reports to examine the individual effects of proposed rate changes on policyholders of various manufactured housing insurance products - Served as a liaison between the Actuarial Department and the Business Department to ensure that the proposed rate changes would improve the profitability of the insurance program - Filed 20 actuarial state-specific packages proposing rate changes on manufactured housing insurance products that complied with that state’s Department of Insurance regulations - Succeeded in having 3 filings approved during the period of my employment and negotiated with 2 states on rate changes to make them acceptable to the state while maximizing profitability for Assurant Show less



Stanford College Council

• Miami/Fort Lauderdale Area

• Athletic Director

  • Aug 2011 - May 2012

  -Advertised for athletic events such as Intramural Sports and Sportsfest so that freshmen residents would know the different athletic opportunities on campus by utilizing bulletin boards, emails, and televisions -Coordinated events like Black Friday Shopping, Beach Day and Boomers Trip so that freshmen residents would have an opportunity to interact socially over a common interest -Advertised for athletic events such as Intramural Sports and Sportsfest so that freshmen residents would know the different athletic opportunities on campus by utilizing bulletin boards, emails, and televisions -Coordinated events like Black Friday Shopping, Beach Day and Boomers Trip so that freshmen residents would have an opportunity to interact socially over a common interest



Stonefire Grill

• United States
• Restaurants
• 1 - 100 Employee

• Cashier and Server

  • Nov 2010 - Mar 2011